apfelkuchen mit haferflocken ohne mehl | kitchen hardware trends 2023
For times of prayer for tomorrow and next days please refer to the timetable below. ', The good news is that it will only get better with age. Kitchen Cabinet Trends for 2023, According to Designers Kitchen Cabinet Hardware Restoration - Kitchen Cabinet Ideas 11 Kitchen Design Trends You'll See Everywhere in 2023 Minimalism is still a popular design trend for 2023, particularly in the kitchen. The dark-on-dark combination will appear both understated and modern. Its an exciting development, as these stones are so unique and beautiful, and truly enhance these spaces as the basic neutrals they replace never could." I write about real estate, dcor and design. 10 key kitchen hardware trends for 2023 - handles and hinges | Livingetc Prior to joining GH in 2022, she wrote for publications including ELLE Decor, Chairish, BobVila.com, Unique Homes Magazine and LODGING Magazine, in addition to crafting product copy for home brands like BrylaneHome and VIGO Industries. Even the most basic of cabinets can be transformed with the right hardware. If you want to start 2022 by renovating your kitchen, investing in top-notch hardware should be a top priority. Privacy Policy. Latches instead of knobs. Of course, both satin and polished nickel as well as chrome are still popular when it comes to kitchen faucets. Kitchen Trends 2023 (That I'm Loving) - Caroline on Design Created for her daughter and son-in-law, this versatile coffee and cocktail station by Michigan-based Jean Stoffer was designed to make the most of a underutilised corner of their kitchen and deliver a little extra surface space in the process. And, when in doubt, unlacquered brass and polished nickel are both timeless, failproof finishes that work with every interior design style. The finish, just as much as the hardware, may . Give your refrigerator that high-end, designer look with this sleek, brushed champagne appliance pull. Wendy Labrum Interiors opts for smaller kitchen hardware as to not distract from the statement marble. Swap out your backsplash tile (dare we suggest something vibrant), add a fresh coat of paint to your kitchen island or layer in handmade artisan details all of which can be completed in a few hours. Bonus: Installing cupboard latches to your kitchen cabinets gives you instant design brownie points because those who know, know. We have the flippers to thank for this one. Its all about mixing, not matching, for interior designer Jess Weeth. Formerly on the features team at ELLE Decoration, she has written for The Guardian, The Modern House, Evening Standard Homes & Property, Inigo and John Lewis at Home. . When .css-1me6ynq{-webkit-text-decoration:underline;text-decoration:underline;text-decoration-thickness:0.0625rem;text-decoration-color:#125C68;text-underline-offset:0.25rem;color:#125C68;-webkit-transition:all 0.3s ease-in-out;transition:all 0.3s ease-in-out;}.css-1me6ynq:hover{color:#595959;text-decoration-color:#595959;}designing your dream kitchen, it's important to balance timeless features with playful colors, patterns and textures that reflect your personality and design aesthetic. We suspect this white space by New York firm Gachot Studios, with its Imperial Danby marble kitchen countertop and backsplash, would look totally different with a more traditional pull. Warm brass pulls byRichelieu shine in this kitchen by Gonzalo Bueno, the Dallas-based cofounder ofTen Plus Three. Deep greens, blues, and grays are all popular choices, adding a touch of drama to the space. These 7 Kitchen Trends Will Be Big in 2023, According to Houzz New year, new cabinets. INRAE center Clermont-Auvergne-Rhne-Alpes Yes, metals like brass are classic, and lucite pulls are glamorous, but a pop of color is where its at in 2023. White kitchens can be awesome, especially when you focus on layering textures and interesting elements within the design.. And yes, you can definitely mix and match! Photo credit: Gordon Gregory), (Image credit: Homes Studios. New years resolutions can be about making one small change, and swapping out kitchen cabinet hardware can bring you one step closer to a more design-savvy space. Though it requires some careful alignment, this is an easy way to add some industrial edge to a space without going full pelt down the brick-wall-and-bare-bulb route. As a maximalist, I tend to stay away from neutral palettes and I think we're going to be seeing a lot more color in the kitchen in 2023. Trends For Kitchen Cabinet Hardware. The latitude of Grenoble, the Auvergne-Rhne-Alpes, France is 45.171547, and the longitude is 5.722387.Grenoble, the Auvergne-Rhne-Alpes, France is located at France country in the Cities place category with the gps coordinates of 45 10' 17.5692'' N and 5 43' 20.5932'' E. In the past, hardware was often seen as a purely functional element of kitchen design. Should I Use Knobs or Pulls on Kitchen Cabinets? Painted cabinets are an easy and impactful example, says Raleigh, North Carolinas Maggie Dillon. We love using walnut as the primary material for a butcher-block island, as it really warms the space. Part of what that meant in practice was a wealth of pale wood, which is used to striking effect in the new transitional-style kitchen. Anais Favre is drinking a Betray'Ale by Brasserie Haarddrch. Kitchen cabinet hardware is such an easy way to bring new life to your kitchen in only a matter of hours, and it doesnt have to cost a fortune. The nickel and gunmetal pulls demand attention, looking ultra-stylish against the contemporary, taupe cabinets. Legendary interior architect Thierry Despont added bespoke cabinet hardware by E.R. However, they generally run about twice to three times to price of a normal faucet. Followings suit, these kitchen hardware styles emerged: Functional Saving space, going with the decluttered concept, and putting practicality before everything else are the core aspects of practical kitchen hardware. Kitchen Hardware Trends for 2023 Posted by Danielle on 27th Dec 2022 The year is ending which means the current trends for kitchen and bathroom hardware is also changing. Learn Ways to Replace Kitchen Cabinet Hardware 2023 Warner Bros. For Thursday Tips & Tricks, I am diving int." Lori Anderson on Instagram: "What kind of Kitchen Trends should you avoid in 2023? You may not want to completely remodel your space every year, but that doesn't mean there aren't creative ways to keep your cooking space feeling fresh and modern. Salah is sometimes referred to as Namaz and the times of Namaz in Grenoble are listed below. In 2023, trends for kitchen sinks include fireclay, composite granite, hammered copper as well as composite materials. Ill show you how to create a home that looks good, feels good, and functions well! These soft, natural hues create a calming and soothing atmosphere. Select a layout. Kitchen Hardware Trends For 2023. Matte black finishes. Kitchen Cabinet Hardware 2023: Trendy Designs with Photos Go ahead and pick up that paint brushespecially if you have a predominantly white kitchen. 2023 Kitchen Trends: These Will Be Huge in Kitchens Next Year For added functionality, use a butcher-block island that has a mini fridge for extra storage space and plenty of cabinets where you can keep larger appliances hidden." No! Brass is the color of the moment for kitchen hardware in 2022. The patina of copper will naturally change the longer you have the sink, but waxing it occasionally will help you maintain a consistent level of patina if thats would you would prefer. Isha (sunset prayer): 21:56. Drawers glide out easily, and can store so much. 6 Kitchens with Curves. Below, were sharing 18 designer-worthy kitchen cabinet hardware finds that will elevate and enliven your space in one afternoon or less. This style also provides a modern contrast to the vintage architecture in this 1880s Chicago row home.. Looking for recipes? 5 Kitchen Hardware Trends to Try This Year Experts share the cabinet pulls and knobs expected to be big in 2023. Heres how it works. Cabinets and drawers are designed for different functions, so should there be a one-size-fits-all handle? Color cabinets in for 2023. 30+ Latest Kitchen Trends Dominating 2023, According to Design Pros, Your Privacy Choices: Opt Out of Sale/Targeted Ads. The defining concepts of the 2023 kitchen trends are functionality, personality, and eco-friendliness. If youre still struggling with what to choose, especially when it comes to knobs and pulls, buy a few samples and see them in person. The matte finish softens the black to make the fixtures a subtle accent, as seen in this Design West project. 15 Kitchen Hardware Trends In 2023 - House Grail Use these stunning sparklers to make the first step in the right direction. Mixing metals? Additionally, because they are made from cast iron, they are incredibly heavy and can be difficult to retrofit into existing cabinets. Copper is durable and easy to maintain. Some of the newest kitchen cabinet hardware ideas include matte black and satin brass finishes. Exposed brick, soapstone countertops, rattan counter stools, and wood pendants are all earthy elements that keep the kitchen from feeling too precious.. Its not for me, unless I can find a nice piece that has a lot of white in it. Cater to your cabinet fronts with your choice of three sizes, and if unlacquered brass isnt your thing, take your pick from five additional finishes instead: oil-rubbed bronze, polished nickel, brushed satin brass, brushed nickel or aged brass. There is a good selection of characterful handles at Anthropologie, from this one that looks like it has tasseled fans on each end to one that seems hand knotted. Here are 6 kitchen design trends that will be big in 2023, according to experts. Elements that were once must haves have become no mores. Here are twelve kitchen design trends going away in 2023, according to experts and interior designers. Does the kitchen faucet have to match the cabinet hardware? Founded by two former basketball coaches, this athletic gear-inspired bedding brand offers up soft, silky sheets, pillows and comforters that promote a cooler night's sleep. You can turn an outdated kitchen into a work of art with the right sink, faucet, or even a proper set of handles and pulls. When you purchase through links on our site, we may earn an affiliate commission. Instead of a uniform look, we're seeing more and more use of the mix-and-match approach with kitchen hardware styles. Get all the info you need on options for kitchen cabinet door hinges, so you can make the right purchase for your kitchen. It'll come as little surprise that their maker, Los-Angeles based Lisa Eisner, is a jewelry designer by trade, and takes most of her inspiration from the natural world. It instantly activates a sterile-looking space and doesnt require construction." Bending down, getting on your knees and holding a flashlight is no longer a necessity. Searching for kitchen cabinet hardware with a contemporary look with the same storied patina finish? 3. Experiment, have fun! Its a more sleek and modern take on the Oil Rubbed Bronze trend of the past, and one that adds wonderful contrast to a lot of the all-white spaces weve been seeing lately. Square bar pulls instead of tubular. Fireclay sinks on the other hand are much harder to scratch or chip and are much more lightweight, making them a much better candidate for installing into existing cabinets. From enhanced technology to bold colors and more multifunctional spaces, 2023 will be all about increasing convenience, comfort, and personal style in the kitchen. When prospective clients approached Connecticut architecture firm Stewart-Schafer with an ambitious plan to renovate the first floor of their upstate New York home, they did so with mid-century Californian influences in mind. Isnt it funny how brass was shunned for so long? Kitchen Cabinet Hardware Restoration. It can be recycled over and over without ever compromising its structural integrity! When you visit the site, Dotdash Meredith and its partners may store or retrieve information on your browser, mostly in the form of cookies. The Latest Kitchen Design Trends for 2023, According to the Pros You can also have fun with cabinetry paint colors [instead]., Renata Vasconez and Samantha Gallacher, co-founders IG Workshop predict cold modern elements such as glossy finishes and sharp edges will be replaced by warmer, cozier styles. Ad Choices, 8 Kitchen Cabinet Hardware Ideas Designers Want You to Try in 2023, Refresh kitchen design with a new take on knobs and pulls, Tour a Cozy Midcoast Maine Home Perched on the Rocky Waterfront, 28 Best Outdoor Patio Furniture Pieces for Every Budget, Industrial Interior Design: Everything You Need to Know About This Raw and Commanding Style, Inspired by renovated factories and manufacturing plants, the look is cool and stoic when done correctly, The warm, functional style has developed a following among American designers, from New York to California, 10 Lavish Home Bar Ideas We're Loving on the AD PRO Directory, Why leave the house for a cocktail? Bath The contemporary crystal and brass design will elevate even the most dated, dusty and played-out cabinet doors and drawers. Livingetc is part of Future plc, an international media group and leading digital publisher. It typically reads too busy and more like a shower floor, where it's supposed to be located! Unlacquered brass hardware develops a dreamy green patina over time, making it a designer favorite for creating a rich, lived-in beauty that continues to grow with each touch. Smart technology can range from voice-activated appliances to smart touchless faucets, to appliances that are connected to your wifi and controlled by your smartphone. Not only is it easier to clean than tile, a marble backsplash and countertop sets the tone for the entire space and makes a big statement." Deep hues always give a classic feel that never feels overly trendy." 'This is a room without an abundance of natural light it faces inward toward a building courtyard so our intention was to introduce visual contrast in the materials, as well as texture, to keep the space feeling lively and to encourage a play of light. Give your dated kitchen drawers and cabinet doors a refresh with our designer-worthy hardware picks in every finish. This is a trend that has started to become basic. The 2023 Kitchen Design Trends We're Eyeing Right Now Mix-and-Match Hardware. Remember, the hardware in your kitchen is like the jewelry to your outfit. 'These particular pulls are "off the shelf" but placement and finish were carefully selected,' she adds. Keep in mind: Price and stock could change after publish date, and we may make money from these affiliate links. Julia Chasman, interior designer, "A thinner style on cabinet doors adds depth and character without the heaviness of the traditional shaker door. 10 key kitchen hardware trends for 2023: handles, hinges and pulls that update without a full renovation Who knew a contrast pull or brass backplate could transform the look and feel of a space? So, with the ongoing trend, the gold finish is apparently making the headlines in the interior design industry. They are available in a variety of styles. Bar pulls remain the most popular kitchen cabinet hardware. The Lusso handle comes in four standard sizes and two additional finishes: brass-iron and silver-copper. Kitchen and Bath Hardware Trends for 2023 Sinkology has a great article all about copper sinks that you should read if youre interested in purchasing one. So what color will be the new white? We will see strong colors, expressive stones such as calacatta viola marble and untraditional combinations of different materials. Jeppe Christensen, founder and CEO of Reform, "Keep it current by mixing wood and painted cabinets, and embracing natural wood grain and tone rather than selecting glossy varnish and heavy stain. Interior designer Emilie Munroe doesnt shy away from bold brass. In the coming year, designers expect homeowners to shake things up, from hardware to materials. 'It's inspiring to have fun with hardware especially in areas like a bar or butlers pantry,' says Sara Hillery of the eponymous interior design studio. We are looking at curved islands, wood tones, and interesting use of textures. With a wonderfully tactile wall of tiles above, a sliver of metal is all this minimalist kitchen needs to feel suitably impactful. Statement hardware is a growing trend in kitchen hardware trends for 2023. Dark, moody colors are making a comeback in the kitchen. "Homebuyers love making their kitchen space unique, adapting to both their interior taste and their day-to-day needs. Theres so many choices, especially when it comes to kitchen cabinet hardware. You can use it to make your kitchen more functional. So, in 2023, were likely to see a lot less of it. We're seeing designers experiment with bolder choices like mixed metals, high-contrast color palettes, double islands and overstated cabinet hardware. We'll see less contemporary kitchens in 2023, HGTV star and interior designer Francesca Grace of Francesca Grace Home shares organic kitchen aesthetics are beginning to look dated. Take the bore out of your daily chores with our favorite kitchen sinks for every style, space and budget. Birmingham, Alabama, decorators Anna Still and Marguerite Johnson say they too are seeing a shift from islands to tables, at both counter and table heights. Kitchen trends 2023: 50 brand new looks and innovations | Homes & Gardens I recently switched out my chrome kitchen pulls for matte black and I love the new look. Kitchen Trends Designers Love for 2023 Color, Color, Color Go ahead and pick up that paint brushespecially if you have a predominantly white kitchen. What are The Most Popular Kitchen Cabinet Pulls? Kitchen Hardware Trends 2023 - LinkedIn There is such a thing as too much of a good thing, says Gilbreath. The result will certainly be visually and texturally pleasing. Matte black in particular, will be incredibly popular for 2021 and . Nancy Epstein, founder of Artistic Tile, "A kitchen design trend we are seeing in 2023 is sculleries. . 'We take great care looking for the perfect pulls or knobs, and if we don't find one, we sometimes have them made. One of the best ways to inject color into the kitchen is to paint the island base. Peacock thinks homeowners can do better. It adds warmth to white and gray cabinets and works with all design styles. Oversized and textured, mixing materials like metal and leather, and using finishes, that havent been trendy for a long time, are all making a strong argument for being integrated into some fabulous projects.. 'Here I selected refreshing cool blue amazonite pulls to serve as a cheerful and unexpected complement to bright lacquered green cabinets. The Tips. Design Now. The general consensus is that most people prefer knobs on cabinets and pulls on drawers or large pantry doors. Kitchen Trends 2023: Design Pro Ideas You'll Want to Steal But doing this right also means keeping it edited and uncluttered. Subscribe to the HGTV Inspiration newsletter to get our best tips and ideas delivered weekly. Kitchen Cabinet Trends for 2023, According to Designers Design Inspiration These Are the Kitchen Cabinet Trends That Will Be Big In 2023 From stained glass panels to unique hardware,. While copper sinks and other copper kitchen hardware may not everyones taste, they will certainly add the wow factor to any kitchen. Get product recommendations from HGTV editors, plus cant-miss sales and deals. You genuinely cant go wrong with a trifecta like this. Consider a new way to add prep space and seating. are all hot 2023 bathroom design trends! They look especially right in the kitchen or hallway." It immediately creates a wow factor, adds interest and provides contrast. Unsure which finish works for you? Oversized brass pulls shine in this kitchen by Emilie Munroe of San FranciscobasedStudio Munroe. ', A note to price-conscious renovators, too: 'Knobs tend to be less expensive than pulls, with a wider variety of available options. Huhs visually stimulating designs range from knobs with evil eye motifs to those resembling lotus buds and other inspiration from the Silk Road. Add the iron-forged Lusso handles to kitchen cabinet drawers and doors to show off your design chops with very minimal effort. In a word, yes! Snag a set in your choice of five sizes, and be sure to peruse the other five finishes (polished nickel and flat black earn our vote!) Their large size is a statement in itself! Choose a beautiful new Toll Brothers quick move-in home now and qualify for a special 4.99% (5.05% APR)* 30-year fixed interest rate offer through Toll Brothers Mortgage Company. Like I mentioned, brass comes in so many different shades. On the other hand, in instances in which a backsplash or countertop is the star of the show, subtler pulls reign supreme. If an architect-designed kitchen is within your sights, consider what might be created as a custom fixture. SMART TECHNOLOGY .css-lwn4i5{display:block;font-family:Neutra,Helvetica,Arial,Sans-serif;font-weight:bold;letter-spacing:-0.01rem;margin-bottom:0;margin-top:0;text-align:center;-webkit-text-decoration:none;text-decoration:none;}@media (any-hover: hover){.css-lwn4i5:hover{color:link-hover;}}@media(max-width: 48rem){.css-lwn4i5{font-size:1.375rem;line-height:1.1;}}@media(min-width: 40.625rem){.css-lwn4i5{font-size:1.375rem;line-height:1.1;}}@media(min-width: 48rem){.css-lwn4i5{font-size:1.375rem;line-height:1.1;}}@media(min-width: 64rem){.css-lwn4i5{font-size:1.375rem;line-height:1.1;}}40 Luxurious Walk-In Shower Ideas, How to Feng Shui Your Bedroom for Positive Energy, 30 Bedroom Wall Decor Ideas with Personality, 30 Unique Photo Wall Ideas to Try at Home, 20 Cool Amazon Products to Transform Your Backyard, 25 Pergola Ideas to Transform Your Backyard. This crop of top designers explain the latest kitchen hardware trends. Think lots of rich colored hues, like dark greens, blacks, and blues, even merlot colored cabinets, with countertops with more character, like beautifully veined marble., Farmhouse kitchens are finally going away. An Athena Coin polished brass knob has a historical tint. So, let's have a look at these phenomenal 15 popular kitchen hardware trends for the year 2022. silhouette to bring effortless elegance to your cabinets and drawer fronts. If you want to replace existing pulls with knobs, just know that youre going to have to fill all the old holes and they may still be slightly visible afterwards. Considered the heart of the home, the kitchen is where you cook and enjoy most of your meals but, it's also a gathering space for family. Copper sinks are HOT this year when it comes to kitchen hardware, and for good reason. With its longevity, it is also a sustainable choice. Think of the hardware like the jewelry to your outfit. This is most definitely a (classic) trend I would incorporate if building in 2023. Kitchen Hardware Trends | Sebring Design Build This more traditional style is coming back with the kitchen, dining room, and sitting room all compartmentalized. She also predicts we will see more polished nickel and chrome in the coming year. Note too how it references nearby fixtures, from the faucets above to the hinges and pulls on the upper cabinets. This offer is only available for a limited time for homes eligible to close by June 26, 2023. She also enjoyed the unlikely connection to Denver's basketball team: 'Its called the Nugget collection, which we thought was particularly appropriate for a Colorado home. At the heart of the fertile land of Limagne and the pastures of the Massif Central, the Clermont-Auvergne-Rhne-Alpes Centre is one of the institute's historic sites, with cutting-edge research in key sectors of agriculture, environment and food: preventive human nutrition, cereals, product quality, territories, livestock farming, robotics applied to agriculture, tree functioning, etc. Search. Purchased at Lyon Bire Festival #6 (2023) Taster. What is Going Away? It helps create enduring designsomething I think people want more and more.. Photo credit: Nicole Franzen), (Image credit: Bright Designlab. The professionals provide all the information that you require to find out about kitchen trends for 2023, including the latest cabinet concepts, kitchen arrangements, and colour choices. 2023 Kitchen Design And Appliance Trends To Try This Year - Forbes Great design is all about paying attention to the tiny details. Each handle is unlacquered brass and develops a storied patina that grows more beautiful with each passing year. Though they do a rather important job, hinges are something you rarely think about until they're put on show. She adds, These blue pulls strike just the right balance of whimsy and inspiration in a classic form.. From cabinets pulls and knobs, to sinks and faucets, these are the must-have kitchen cabinet hardware ideas and accessories you need to know to about. It allows you to curate a unique space.. Sometimes a fixture screams custom-designed, and such is the case for these beautiful oak and brass handles. For kitchen countertops, the pros note that both natural and expressive stones will continue to be top picks. All rights reserved. Cookies collect information about your preferences and your devices and are used to make the site work as you expect it to, to understand how you interact with the site, and to show advertisements that are targeted to your interests. It's important to assess whether an island works in the first place. Kitchen trends 2023: 16 inspirational ideas "With the kitchen often labeled as the heart of the home, we tend to see a lot of personalization and upgrades added to this part of the house," says Jo Winston, sales and marketing director at St. Modwen Homes (opens in new tab). Instead, why not keep your finish consistent and introduce a few different shapes into your space? Follow These 3 Tips, Get Incredible Modular Kitchens! Kick your traditional kitchen charm up five or 10 notches with a set of new brass cupboard latches. They blend old world charm with modern features that works with any style of kitchen. Especially against that gorgeously inky blue, perhaps ('in our book, a navy kitchen is as classic as white one') which grounds the decorative detail and makes this kitchen bar area feel extra grown up. Utilitarian spaces like those are great for leaning into throwback charm too. Cabinet pulls will continue to be bolder and funkier in 2023. Smart Technology. Brass will work well in almost any color of the kitchen because it is a warm neutral that is classic and timeless. Grenoble, the Auvergne-Rhne-Alpes, France Lat Long Coordinates Info. Inky, iron hardware is having a bit of a comeback moment, especially regarding rustic or farmhouse design. 30+ Top Kitchen Trends 2023: Color, Countertop and Tile Ideas Before you tell us that the entire point of this look is the lack of hardware, let us point out the trick up its sleeve: the brass backplate. There isnt just one answer here. Stone Creek Ranch by Toll Brothers, La Quinta, CA). Thats not to say thats the only way to do it, though.
Deutsch Arbeitsheft Klasse 9 Lösungen Pdf,
Wie Fühlt Sich Der Muttermund In Der Frühschwangerschaft An,
In Welcher Klimazone Liegt Botswana,
Buchungssatz überweisung An Lieferanten,
Average Temperature In Bosnia And Herzegovina,
Articles K
As a part of Jhan Dhan Yojana, Bank of Baroda has decided to open more number of BCs and some Next-Gen-BCs who will rendering some additional Banking services. We as CBC are taking active part in implementation of this initiative of Bank particularly in the states of West Bengal, UP,Rajasthan,Orissa etc.
We got our robust technical support team. Members of this team are well experienced and knowledgeable. In addition we conduct virtual meetings with our BCs to update the development in the banking and the new initiatives taken by Bank and convey desires and expectation of Banks from BCs. In these meetings Officials from the Regional Offices of Bank of Baroda also take part. These are very effective during recent lock down period due to COVID 19.
Information and Communication Technology (ICT) is one of the Models used by Bank of Baroda for implementation of Financial Inclusion. ICT based models are (i) POS, (ii) Kiosk. POS is based on Application Service Provider (ASP) model with smart cards based technology for financial inclusion under the model, BCs are appointed by banks and CBCs These BCs are provided with point-of-service(POS) devices, using which they carry out transaction for the smart card holders at their doorsteps. The customers can operate their account using their smart cards through biometric authentication. In this system all transactions processed by the BC are online real time basis in core banking of bank. PoS devices deployed in the field are capable to process the transaction on the basis of Smart Card, Account number (card less), Aadhar number (AEPS) transactions.