personification vs animation | delta airlines pension calculator
For example, here's the mile accrual chart for Aeromexico: As you can see, you can earn 100% of your miles when flying economy and business class fares with Aeromexico, but discount fares will only earn you 50% of your miles. Global airport lounge access, over $1,400 in annual credits, complimentary elite status with several loyalty programs, top-notch travel insurance, and much more. Century Aluminum Company of West Virginia Inc. Champlain Valley Physicians Hospital Medical Center, UNIVERSITY OF MARYLAND SHORE MEDICAL CENTER AT CHESTERTOWN, Childrens Hospitals and Clinics of Minnesota. Pension contact information for 5000 pensions in the US - Present Value Listed below are up to 10 of the best rewards credit cards based on the spend you entered. Physicians & Surgeons, Pharmaceutical Research and Manufacturers of America, Philips Electronics North America Corporation. Delta Air Lines Faces ERISA Actuarial Equivalence Pension Lawsuit, Financial Wellness Trends Shine a Light on Employee Needs, A Three-Step Plan for Employers to Encourage Financial Wellness, As SECURE 2.0 Changes Loom, Plan Sponsors Need Prep, Advice, DCIIA Publishes Guide to Fiduciary Models, GOP Budget Plan Calls For Spending Cuts That Would Include Social Security Administration, Ric Edelman Expects Living Past Age 100 to Force Major Savings Mindset Change, Betterment Pays SEC $9M for Misstatements Regarding Tax Loss Harvesting, Collective Trusts Expected to Top Mutual Funds as Primary Target-Date Vehicles in 2023, Retirees with Advisers Have More Comprehensive Financial Plans, Math on Net 401(k) Outflows Not So Troubling. Court Advances Suit Regarding Delta Air Lines' Offset of Pension MQSs are usually equal to the number of flight segments taken for the trip. Unions & Food Empl Joint Pension Fund, Soft Drink & Brewy Workers Union Local 812 Retire Fd, Soft Drink Industry Local Union No 710 Pension Fund, Solano Napa Counties Electrical Workers Pension Trust, South Florida Electrical Workers Pension Plan, Southern Alaska Carpenters Retirement Plan, Southern California Floor Covering Pension Plan, Southern California Gunite Workers Pension Plan, Southern California Ibew-Neca Pension Plan, Southern California Local 831 Employer Pension Plan, Southern California Lumber Industry Retirement Plan, Southern California Pipe Trades Retirement Plan, Southern Council Of Industrial Workers Plan, Southern Nevada Culinary And Bartenders Pension Plan, Southern Tier Sheet Metal Wkers Local 112 Pension Pl, Southwest Regional Council Of Carpenters/ New Mexico Retire Plan, Southwestern Pa & Western Md Area Teamsters Pen Pl, Sports Arena Employees Local 137 Retirement Fund, St Louis Motion Picture Operators Pension Fund, St Louis Teamster Brewery Workers Pension Plan, St Paul Electrical Construction Pension Plan, Steamfitters & Plumbers Local Union No 464 Pension Plan, Steamship Trade Assoc Of Balto-Intl Longshoremans Assn Pension Fd, Steelworkers Western Independent Shops Pension Plans, Stone And Marble Masons Of Metropolitan Wash. Dc Pension Fund, Stove Furnace & Allied Wkrs Lus 4 & 7 & Enamel Wkrs Lus 60&185 Pp, Structural Iron Workers Local #1 Pension Fund, Studio Mechanics Local 476 Iatse Retirement Plan, Suburban Teamsters Of Northern Ilinois Pension Fund, Susquehanna Laborers Combined Pension Fund, Sw Ohio Regional Council Of Carpenters Pension Plan, Tampa Maritime Association-Intl Longshoremen, Teamsters Allied Pension Fund Of Maryland, Teamsters Employers Local 945 Pension Fund, Teamsters Industrial Employees Pension Fund, Teamsters Joint Council No 16 Pension Fund, Teamsters Joint Council No. Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. This site is informational and meant to provide help in calculating points with various programs. Husqvarna Consumer Outdoor Products N.A. The estimated additional pay is $83,810 per year. This website does not include all card companies or all card offers available in the marketplace. The John T. Mather Memorial Hospital of Port Jefferson Inc. Lorain County Printing and Publishing Company, National Strategic Protective Services LLC, The Nebraska Medical Center dba Nebraska Medicine, Named Fiduciaries of The Pension Plan for Insurance Organizations, Community Action Organization of Erie County Inc, The Prudential Insurance Company of America. The costs related to flight training, specifically, to become an airline pilot, varies greatly depending on what flight school or college you attend. Find out which credit card partners allow transfers and get up to speed quickly with this helpful guide and conversion calculator! Scandinavian Airlines of North America Inc. SCHWEBEL BAKING CO COLLECTIVELY BARGAINED PENSION PLAN, Sisters of Charity of Leavenworth Health System, Service Benefit Plan Administrative Services Corporation, Sharp HealthCare (formerly San Diego Hospital Association), SILGAN CONTAINERS MANUFACTURING CORPORATION, Sony Music Holdings dba Sony Music Entertainment, SOUTHEASTERN OHIO REGIONAL MEDICAL CENTER, SOUTHERN REGION OF TEAMSTERS PENSION PLAN, Southwestern Vermont Health Care Corporation. For example, you can earn miles by using Delta co-branded credit cards, shopping with retail partners, renting cars, booking hotels, and even dining out at participating restaurants. This figure equals the number of MQSs that the calculator estimates you will earn from your flight. Defined Contribution Pension Plan At Delta Air Lines Inc, workers collect many options for pension and welfare benefits. Bristol Hospital & Health Care Group Inc. "My 31 years as a Delta Air Lines employee showed me the meaning of success. https://www.3m.com/3M/en_US/company-us/retirees/#Benefit-Information, http://doa.alaska.gov/drb/retirement/ret-net-pay-estimator.html#.Wkgq-FSpnq0, https://www.lucentretirees.com/presentations/12%20-%20ALU%20Lump-Sum%20Offer.pdf, https://twu514.org/files/2011/05/UnderstandingYourPensionEstimatePPT4132011.pdf, https://www.azasrs.gov/content/estimate-your-benefits, http://blog.acadviser.com/understanding-your-att-pension-for-retirement, https://www.merrilledge.com/retirement/personal-retirement-calculator, http://mycompanyretirementplan.com/how-to-choose-the-best-pension-option-for-boeing-retirees/, http://www.boeing.com/assets/pdf/companyoffices/empinfo/benefits/pension/spd/spd_114.pdf, https://www.calpers.ca.gov/page/active-members/retirement-benefits/service-disability-retirement/retirement-estimate-calculator, https://www.calstrs.com/retirement-benefits, https://cache.hacontent.com/ybr/R516/02358_ybr_ybrfndt/downloads/SPDDB3VR.pdf, https://www.centurylinkpension.ehr.com/home/Login.aspx?ReturnUrl=%2f, http://www.chevronretirees.org/BenefitsGroup/ChevronBenefits/chevron-pension-plan.aspx, https://www.chryslerretirees.com/RetireeWeb/retirement, https://handbook.citibenefitsonline.com/Pension-2012-SPD.pdf, https://mysfers.org/about-sfers/sfers-pension-plan/, http://sers.pa.gov/DefinedBenefitPlan-ActiveMembers-Formula.html, http://www.osc.ct.gov/empret/RetireCalculator2/Default.aspx?varcat=2%20%20%20%20, https://www.dalrc.org/delta-documents/delta-retirement-plan-social-security-offset-and-your-pension-benefits/, https://www.dow.com/en-us/about-dow/our-company/friends/benefits/dow/pension, https://www.duke-energy.com/community/retirees/duke-energy/benefits, http://www.retiree.dupont.com/content/dam/dupont/microsites/our-company/retiree/pension-and-retirement/documents/summary-description-pension-and-retirement-plan.pdf, http://www.prb.state.tx.us/resource-center/retirement-system-members/pension-benefit-estimator/, https://www.sec.gov/Archives/edgar/data/22606/000119312511030543/dex102.htm, http://exxonmobilfamily.com/en/finance/pension/pension-plan-basics, https://www.federalreserve.gov/careers-benefits.htm, https://www.benefitsaccess.org/login.aspx, https://nb.fidelity.com/public/nb/GD/home, https://www.reference.com/business-finance/general-electric-pension-benefits-25d5115acc9852c3#, http://www.gmbenefits.com/AH_Pension.html, https://www.hp-pensioenfonds.nl/HP/assets/File/understanding%20your%20HP%20pension%20plan.pdf, http://www.honeywell.com/en-us/hr-direct/retirees, https://www.imrf.org/en/members/inactive-members/tier-1-regular-retirement-benefits, https://www.srs.illinois.gov/SERS/calc/calc_agency.asp, http://www.in.gov/perf_benefits/PerfBenefitCalculatorForm.jsp, https://www.ibm.com/investor/services/proxy-pension-benefits.html, https://www.ipers.org/members/estimate-your-benefits/asset-allocation-calculator, https://cache.hacontent.com/ybr/R510/00695_ybr_ybrfndt/downloads/PensionSPD.pdf, https://chaseretcalculator.moneyguidepro.com/chase-online/calculators/retirement/personal?sid=A96208AF70104F9CB6AA6F90A58C3349, http://info.kaiserpermanente.org/html/deductibleplans/toolsandcalculators.html, https://trs.ky.gov/ktrs-benefit-estimator-calculator/, https://www.lockheedmartin.com/us/employees/retirement/pension/resources.html, https://www.lacera.com/benefits/Calculators/RetCalc/, http://www.sra.state.md.us/Participants/Members/Resources/Estimators/Default.aspx, http://www.mass.gov/treasury/retirement/retirementestimator/estimate.html, https://www.mass.gov/service-details/fy-2018-cola-cost-of-living-adjustment-update, http://www.mass.gov/mtrs/docs/active/estimator.pdf, http://www.mass.gov/mtrs/active-and-inactive-members/pre-retirement-issues/cost-of-living-adjustments/, https://www.merckconnections.com/docs/Salaried_Retirement-Plan.pdf, https://www.msrs.state.mn.us/benefit-calculation-patrol, https://onlinebenefits.nebf.com/Participant/Login, https://rrb.gov/cal_rr_ann/Benefit_Information, http://www.state.nj.gov/treasury/pensions/pers-estimate.shtml, https://nysosc9.osc.state.ny.us/product/benproj.nsf/BenProgFlashPage, https://www.nystrs.org/Benefits/Service-Retirement, https://orbit.myncretirement.com/Common/PublicCreateEstimate, https://benefits.northhttps://benefits.northropgrumman.com/us/en2/FinancialSecurity/Pension/Pages/default.aspxropgrumman.com/us/en2/FinancialSecurity/Pension/Pages/default.aspx, https://benefits.northropgrumman.com/us/en2/FinancialSecurity/Pension/Pages/COLAConversion.aspx, https://www.opers.org/members/traditional/features.shtml#calculation-formulas, http://www.oregon.gov/pers/MEM/Pages/OPSRP-Overview.aspx, http://www.psers.pa.gov/Leaving-Employment/Retirement%20Calculator/Documents/f151.pdf, https://www.sec.gov/Archives/edgar/data/77476/000119312509033126/dex1046.htm, https://www.pfizerplus.com/kb/pfizer_benefits.aspx, http://www.mypgebenefits.com/financial-retirement.shtml#, https://www.prudential.com/personal/insights/tools/how-much-to-retire, https://www.copera.org/secure/calcs/CalcBenefit.jsp, http://www.pers.state.ms.us/MemberServices/calculators/persestimator.html, https://www.nvpers.org/public/gbeEstimator/gbeEstimatorStart2015.jsp, https://wms.psrs-peers.org/OpenBenefitEstimate, https://raytheon.benefitcenter.com/globalwar/pub/logon.jsp?TYPE=33554433&REALMOID=06-b6a4a33b-ffaa-4c19-bc91-23171a821570&GUID=&SMAUTHREASON=0&METHOD=GET&SMAGENTNAME=-SM-vpT66uF6lEjm1plbAm97EHBYkGG%2bCgQF3bJB6CCWUXYPCFcPIpPRNLkLZbHb4%2fewXfrwC5gswCzimHgHjQcWoYGqX6YCorX4&TARGET=-SM-https%3a%2f%2fraytheon%2ebenefitcenter%2ecom%2f, http://www.shell.us/careers/experienced-professionals/why-choose-shell/_jcr_content/par/textimage_c1d5.stream/1438345618729/3393aeb5320dfa193b480a5bde864c7cb6e68b67365a5a177319fbb4fd5843f1/shell-wealth-2014.pdf, https://www.peba.sc.gov/calculators/quick.asp, https://www.myfrs.com/calculators/RetirementPlan3.html, https://www.statefarm.com/simple-insights/retirement/calculators, http://www.michigan.gov/orsschools/0,4653,7-206-36504_36507,00.html, https://etfonline.wi.gov/ETFCalculatorWeb/etf/internet/member/ETFretirementcalcinput.jsp, https://www.strsoh.org/v10prdcalc/app?service=external/Client:NonSecureCalcPSCOptions, https://www.trs.texas.gov/Pages/active_member_retirement_estimate_calculator.aspx, http://www.trsga.com/pension-calculator/calculator, https://www.trsil.org/employers/faq/calculating-contributions, http://treasury.tn.gov/Retirement/Information-and-Resources/TCRS-Overview-and-Self-Service, https://www.tcdrs.org/AboutUs/Pages/AModelRetirementPlan.aspx, https://www.tmrs.org/down/seminar/2015/presentations_2015/TT_Retirement.pdf, http://siteresources.worldbank.org/INTPENSIONADMIN/64199911-1097550265943/22535033/Net_Plan_FAQs.pdf, https://www.unsystem.org/content/retirement-age-age-mandatory-separation, https://www.utcdecisionsupporttools.com/pdf/AFN_NonRep0415_r1.pdf, http://ucnet.universityofcalifornia.edu/compensation-and-benefits/total-compensation-calculator.php, https://www.urs.org/calculators/Pages/RetirementCalculator.aspx, http://www.verizon.com/about/our-company/retiree-information, https://www.varetire.org/membercalculator/Estimate/index, https://www.sec.gov/Archives/edgar/data/104169/000119312511083157/dex10m.htm, https://myretirementplan.wellsfargo.com/mrp/plan/calculator, http://www.wctpension.org/participants/plan-summary/contribution-account-benefit, in.gov/inprs/trfmbrhandbookpensionbenefit.htm, Life Expectancy Present Value Pension Calculator. This figure equals the number of MQMs that the calculator estimates you will earn from your flight. You can earn Delta SkyMiles with other partner airlines when you book and purchase your flight through the partner airline, provided you choose to credit your miles to the SkyMiles program (and not the partner airlines mileage program). And dont forget, you can review your personalized eligibility statement in Self-Service. Membership Rewards points can be transferred to Delta at a 1:1 ratio meaning that every 1,000 AMEX points you transfer will give you 1,000 Delta SkyMiles. Select the maximum income requirement you want listed in your top picks. In the end I wouldnt be surprised to see more employees let go by one or more of those airlines beyond whats been outlined so far. Se continui a visualizzare Delta assumed responsibility for the plan after merging with Northwest in 2008. Tel: 0330 123 4584 (or +44 330 123 4584 from overseas) 147-B Pension Plan, Graphic Communications Union Local 17M Pension Fund, Graphic Communications Union Local 2-C Retirement Plan, Graphic Communications Union Local 96B Pension Fund, Greater Cleveland Moving Picture Projector Operators Pension Plan, Greater St. Louis Service Employees Pension Plan, Greater Wisconsion Multiemployer Retirement Plan, Greenville Plumbers & Pipefitters Pension Retire Fund, H&G Laborers Local Unions 472 & 172 Of New Jersey Pension Fund, Hagerstown Motor Carriers And Teamsters Pension Plan, Hawaii Insulators Supplemental Pension Trust, Hawaii Reinforcing Ironworkers Pension Trust, Hawaii Structural Iron Workers Pension Trust, Hawaii Terminals Multiemployer Pension Plan, Heat & Frost Insulators & Allied Workers Local No. (Photo by Mario Tama). Upon review of the calculations and exhibits, it is evident that the calculated PBGC PC-3 benefit to the Alternate Payee should be at least the original amount calculated by Delta Air Lines of $ 1,279.96, after taking into effect the Lump Sum offset. 83 Of Virginia Pension Fund, Teamsters Joint Council No.46 Pension Fund, Teamsters Loc 639 Employers Pension Trust, Teamsters Local 210 Affiliated Pension Trust Fund, Teamsters Local Union No 115 Pension Plan, Teamsters Local Union No 134 Pension & Death Benefit Fund, Teamsters Local Union No 716 Pension Plan, Teamsters National Pipe Line Pension Plan, Teamsters Pension Plan Of Philadelphia & Vicinity, Teamsters Construction Industry & Misc Pension Fund, Textile Processors Svc Trades Health Care Prof & Techs Local No.1, The 1199 Seiu Health Care Employees Pension Fund, The Bellevue Manufacturing Co. Uaw Retire Income Pl, The Newspaper Guild International Pension Plan, The Painters & Allied Trades Paint Makers Pension Plan, The Printing Industry & Union Pension Plan, The Unite Here Workers & Hospitality Employers Vdb Pension Plan, The United Assoc General Officers & Employees Pension Fund, Theatrical Stage Employees Union Local 27 Db Pen Plan, Theatrical Teamsters Local 817 Pension Fund, Tidewater Electrical Industry Pension Fund, Tile Finishers Local Union No. The amount of SkyMiles you earn will depend on the airline. 466 Painters Decorators & Paperhangers Pension Plan, Locals 302 & 612 Operating Engineers-Employers Const Ind Pens Fd, Los Angeles Hotel-Restaurant Employer-Union Ret Pl, Louisiana Carpenters Regional Council Pension Plan, Luggage Workers Union Of Phila & Vicinity Local 61 Ret Pl, Lumber Employees Local 786 Retirement Fund, M I R A-G M P & Allied Workers Pension Trust, Machinery Movers Local 136 Supplemental Retire Plan, Maintenance Employees Teamsters Local 416 Of Cleveland Pension Fd, Major League Baseball Players Pension Plan, Marble Tile And Terrazzo Workers Pension Plan, Maritime Association I.L.A. Transit Management of Southeast Louisiana Inc. Pension Committee Uft & Uft Welfare Fund Employees Pension, United Mine Workers of America 1974 Pension Trust, United States Steel Corporation and Affiliated Companies, Board of Trustees of the UPS/IBT Full-Time Employee Pension Plan, VETERANS OF FOREIGN WARS OF THE UNITED STATES. You can earn SkyMiles with Starbucks (Stars too! Deltas main hub is in Atlanta, Georgia, but some of their other large hubs are: Delta may be a good choice for a long-term career if you are looking to be an airline pilot with a large, long standing airline that offers great benefits. They should be used for illustrative purposes only. Rebecca Moore. Its sad that its come to this. The suits are focused on the actuarial equivalenceor lack thereofof different forms of annuities paid out by pension plans sponsored by the employers. 12 Pension Pl, Adjustable Plan of National Retirement Fund, Agc-Intl Union Of Operating Engineers Local 701 Pf, Aircon & Refrig Industry Retirement Trust, Alaska Laborers Employers Retirement Trust, Alaska Plumbing And Pipefitting Industry Pension Plan, Alaska United Food & CommL Workers Pension Plan, Amalgamated Industry Toy & Novelty Workers Local 223 Pension Fund, Amalgamated Insurance Fund -Retirement Fund, American Basketball Assoc. Pension Plan For Lu 527 Op Plasterers & Cement Masons, Pension Plan For Mt Airy Branch Of The Granite Cutters, Pension Plan For The Welfare & Pension Fd Mid-Jersey Trucking, Pension Plan Of Chicago Truck Drivers Helpers & Warehouse Union, Pension Plan Of Dairy Employees Local 17C Christian Labor Assn, Pension Plan Of Local 47 Bricklayers & Allied Craftsmen, Pension Plan Of Steamfitters Pension Fund 475, Pension Plan Of The Plumbers & Steamfitters Local Union 33 Retire Trust, Pension Plan Of The Stone Masons Union No. Looking for the best Delta credit cards? You can find all Delta partner airlines and the mile accrual charts on their Earning With Airline Partners page. Employees Security Fund Of The Electrical Products Industry Pension Pl, Employer-Industrial Sheet Metal Workers Local 16 Pension Trust, Employers & Illinois Operative Plasterers & Cement Masons Pension Pl, Employers & Laborers Locals 100 & 397 Pension Plan, Employers & Operating Engineers Local 52 Pension Plan, Employers And Local 534 Grocery Pension Fund, Employers And Local 534 Meat Employees Pension Plan, Engineers-Agc Pension Plan Of The Inland Empire, Ettp Pension Plan For Grandfathered Employees, Exhibition Employees Union Local 829 Penion Plan, Fish Canners United Industrial Workers Pension Plan, Flint Area Sheet Metal Workers Local 7-4 Pension Fund, Flint Plumbing & Pipefitting Industry Pension Plan, Fox Valley & Vicinity Laborers Pension Pd, Fox Valley Vicinity Construction Workers Pension Fd, General Building Laborers Local 66 Pension Plan, General Pension Plan Of The Intl Union Of Operating Engineers, Georgia Stevedore Association -Ila Pension Plan, Glaziers And Glassworkers Local 513 Pension Plan, Glaziers Union Local 27 Pension & Retirement Plan, Grand Rapids Bindery & Pressman Unions Retire Plan, Graphic Arts Industry Joint Pension Trust, Graphic Communications IntL Union No. This website does not include all card companies or all card offers available in the marketplace. Editorial Note: All opinions expressed on this site are my own and not those of any bank, rental car company, credit card issuer, hotel company, or any entity mentioned herein. When flying SkyTeam partners, Delta Gold Medallion members will be able to enjoy SkyTeam Elite+ status which includes priority baggage handling, global lounge access, and more. The calculator will auto-update as you enter information about your flight. State Farm Mutual Automobile Insurance Co. State Teachers Retirement System of Ohio, State Universities Retirement System of Illinois, Teachers Retirement System of the State of Illinois, Teamsters Central States, Southeast & Southwest Areas Pension Fund, Texas County & District Retirement System, University of California Retirement System, Western Conference of Teamsters Pension Trust. para nos informar sobre o problema. Most successful pilot applicants have far more than the minimum time requirements. Disculpa I want to thank both negotiating teams and the National Mediation Board for their efforts in reaching this agreement that recognizes our pilots contributions to Delta, said Delta Chief of Operations John Laughter. http://www.boeing.com/assets/pdf/companyoffices/empinfo/benefits/pension/spd/spd_114.pdf (starts at page 32), Service Credit x Age Factor x Final Compensation = Retirement Benefit, http://resources.calstrs.com/CalSTRSComResourcesWebUI/Calculators/Pages/RetirementBenefit.aspx, https://www.opm.gov/retirement-services/my-annuity-and-benefits/thrift-savings-plan/, http://generalmotorspension.com/benefits.html, https://tcta.org/node/13103-how_to_calculate_your_trs_benefits. Delta SkyMiles Credit Card Rewards Calculator. ET TTY/ASCII users may call 711. This includes: It's an easy way to earn SkyMiles on what you would normally do anyway. Cash back is one of the most flexible form of rewards and most easy to understand. Players Retirement Plan, American Federation Of Musicians And Employers Pension Fund, Arizona State Carpenters Pension Trust Fund, Asbestos Workers Local No 21 Pension Fund, Asbestos Workers Local No 33 Pension Plan, Asbestos Workers Local Union No. Learn More: Delta SkyMiles To Dollar Value Calculator. Caso continue recebendo esta mensagem, For a 65-year-old participant with a 65-year-old spouse, the conversion factor for the 50% JSA in 2020, based on reasonable actuarial assumptions, would have been .92, or 2.3% higher than what the plans pay. Deltas pilots get an immediate raise of at least 18%, with another 5% after one year, 4% after two years and 4% after three years, according to a contract seen by Forbes.
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As a part of Jhan Dhan Yojana, Bank of Baroda has decided to open more number of BCs and some Next-Gen-BCs who will rendering some additional Banking services. We as CBC are taking active part in implementation of this initiative of Bank particularly in the states of West Bengal, UP,Rajasthan,Orissa etc.
We got our robust technical support team. Members of this team are well experienced and knowledgeable. In addition we conduct virtual meetings with our BCs to update the development in the banking and the new initiatives taken by Bank and convey desires and expectation of Banks from BCs. In these meetings Officials from the Regional Offices of Bank of Baroda also take part. These are very effective during recent lock down period due to COVID 19.
Information and Communication Technology (ICT) is one of the Models used by Bank of Baroda for implementation of Financial Inclusion. ICT based models are (i) POS, (ii) Kiosk. POS is based on Application Service Provider (ASP) model with smart cards based technology for financial inclusion under the model, BCs are appointed by banks and CBCs These BCs are provided with point-of-service(POS) devices, using which they carry out transaction for the smart card holders at their doorsteps. The customers can operate their account using their smart cards through biometric authentication. In this system all transactions processed by the BC are online real time basis in core banking of bank. PoS devices deployed in the field are capable to process the transaction on the basis of Smart Card, Account number (card less), Aadhar number (AEPS) transactions.