personification vs animation | how to beat merula in a duel year 3
Simply find the one that suits you the most and when you are ready, hit Start to begin. The game made by the BlueMoonGame team is now available in stores. Still, she will be curious to know what you are doing. you'll realize that in order to defend yourself, you need to learn how to duel. This requires earning five stars within three hours. ", Speech Option: "Have you told anyone about what Snape and Filch said in the corridor? Unlocked with Empathy skill 1 (+10 Empathy Points). As before, focus on the actions with the high cost to save up some energy. After the chat about the Prefect position, you will inform the group that your brother thought the next vault was somewhere in the Library. Rest assured you will have a regular lineup of people who want to beat you up, so take time to learn how to win duels. There is also the Duelling Club. This will open your friend list. Unfortunately, you werent able to master this form of magic in time, which resulted in you losing the duel to Merula for the first time. Since it's a rock (Aggresive), paper (Defensive) and scissors (Sneaky), an algorithm could make a % with ease of your choices. Youll ask Corey to keep an eye on Merula in the meantime. Youll also say that you are quite sure she is the Hogwarts mole. Merula tells the player they should watch out because Tulip will betray them. Corey will suggest thinking like detectives Conebush and Persimmons. Its been almost a day. Reddit and its partners use cookies and similar technologies to provide you with a better experience. If you like Merula, you might want to give her a benefit of a doubt, at least until you get some solid evidence. Once you unlock the lesson, you can head back to the classroom to attend it. This task has a cool down timer of 1 hour 30 minutes before you can access it. English Theatre Leipzig. Empathy Based (Most Points), I really don't need your support. Professor McGonagall introducing the three clubs: Sphinx, Dragon, Hippogriff. Me VS Merula Duel | Year 1 | Harry Potter Hogwarts Mystery SkyeHeartz 417 subscribers Subscribe 2.2K Share 326K views 5 years ago Just Me Versing Merula Snyde in Harry Potter Hogwarts. Tap the second portrait from the entrance to this tower next to the Charms classroom. New comments cannot be posted and votes cannot be cast. All five stars are needed to pass, which is why you shouldnt start this lesson if your energy is low. Corey will point out its probably time to get your assignment for the career project. ", "The wrath of Merula Snyde inspires you and Rowen to learn how to duel properly", -Stars to pass: 1 out of 5 Mission time: 1 hour Rewards: Gold. This will conclude Chapter . Merula cornered poor Ben Copper and started throwing all sorts of insults his way. There are 5-cost actions tied to Corey and your character. However, you had to duel her to get it, which wasnt much of a challenge for you. Office: 27B Camac Street, Binoy Bhawan 4th Floor, Kolkata 700 016, Mcs Share Transfer Agent Ltd Youll tell him that you are looking for a black quill and ask if hes seen it. And not just that, the sheer satisfaction from being able to stand up for your friend makes this choice completely worth it. Exactly, me too. Be strong be reaching high level so when you duel her you can win by only hitting her twice and try learn new dueling charms. Each of these moves is linked to one of the attributes and having that specific attribute at a high level will increase the effectiveness of the move. That would be pretty cool! How to Beat Merula in Duel without Losing House Points?! There is a bonus progress action tied to Bill. Speech option 4: "Why do you want my support? This fight was the first I struggled with and really showed how unfun this dueling system can be. Lastly, trace the path on the screen to successfully cast the spell. This is the same type of wand used by Ollivander himself. Both of you run away, terrified, and decided its probably the best if you learn the Boggart-Banishing Spell. You have two response options. In the duel window, you will be able to see the recommended attribute levels as well as the gold cost of each attempt. After a bit of arguing, youll have two options to deal with the situation. how to beat merula in a duel year 3 | All game-related assets are property of developers and/or publishers and are used by the BMG team for informational and educational purposes. -Recommended Attributes: 6 Courage, 6 Empathy, 5 Knowledge Cost to start: 125g Rewards: Speech Option 1: "Why do you believe in your plan? It is somewhat recommended to start it with full energy. Click to see spoiler. When you are done, your character will find a strange note written in a code Jacob used. Meet up with your friends in the Great Hall again. When you are done, youll discover a note saying that the book opens a way. During these Duels, a shop staff member uses a Boss Deck and up to 3 players can challenge that Deck at once. Corey will say that she finds the wizarding world much more interesting. ", Speech option 2: "I'm worried about your vision", Speech option 4: "What about the Cursed Vaults? You will decide not to keep Professor Dumbledore waiting. When you meet Barnaby Lee, he will be still frustrated about the dungbomb you used, complaining that he still stinks after many baths. Hit the Collect button to claim your rewards and continue. You just had a hard childhood (Empathy), Chapter Rewards: 250 Coins and 1000 Experience Points, Barnaby added to your list of friends. -Stars to pass: 2 out of 5 Mission time: 1 hour Rewards: -Stars to pass: 1 out of 5 Mission time: 1 hour Rewards: "With an arsenal of spells and potions at your disposal, you now prepare for your inevitable match with Merula Snyde. Corey will point out that you still need to learn the whole story. You will point out that it is not the case. Not long after that, Chapter 8 of Year 3 will come to an end. Alas, Snape will be stubborn, and hell tell you and Merula to meet him in the West Towers to face the consequences of the unauthorized dueling. However, if not, it was on the Castle Grounds in the Training Area. As for Merula, there seems to be a solution to that problem as well, according to Tulip. Learn a few more spells, (l/n). Youll explain that youve been following Ismelda for a while. Merula Snyde's mother was a Dark witch. Similarly, if your attributes are lower than recommended ones, the diamond meter will decrease by two points per attribute difference. When you get there, youll notice that some of the characters have something to tell you. We should go. Unlock with Defensive skill 1 (+10 Defensive Points) Merula will cast a spell at you. After you win, tap the Collect button to continue. Tap on the handshake icon to open the task window. June 1, 2022; Posted by 40 grad fieber kind wann ins krankenhaus; 01 . - Snape. Once you are ready, hit the Start button to begin. ", I'll get more House Points (+5 Knowledge), I'll learn it myself (Require level 3 Knowledge) (+10 Knowledge points), You're right (Require level 4 Empathy) (+10 Empathy), Help Merula (Level 5 Empathy required) (+ 10 Empathy, + 10 House points), Sphinx: Charms, Transfiguration, History of Magic, Astronomy, Dragon: Flying, Quidditch, Defense Against the Dark Arts, Duelling, Hippogriff: Potions, Herbology, Care of Magical Creatures, Divinations, The Sphinx Club (+100 Dragon XP, + entrance to Sphinx Club), The Dragon Club (+100 Dragon XP, + entrance to Dragon Club), The Hippogriff Club (+100 Dragon XP, + entrance to Hippogriff Club), Penny Haywood (Friendship level 1 required) (+5 Knowledge), I just love potions (Level 1 friendship with Penny, +5 Knowledge), You're great at potions (require: Friendship level 1 with Penny) (+10 Knowledge), You're my friend (require: Level 5 Empathy) (+10 Empathy), Everything I do always works out. Because of that, you should focus on completing the lessons part of the chapter first. - Merula. Proceed to the Great Hall when you are ready to continue. This will award you with ten attribute points while the second option is only worth five. The side quests are lessons in which you can take part during your time in school. ; Lower Floor - West - There are two ways to earn energy here. You can choose one of three options. In other words, you still have the advantage of her not knowing that youre aware shes working with R. Your Prefect will be impressed that you learned Rictusempra and Expelliarmus. (No points), It's risky, but I think it'll work. -Stars to pass: 2 Mission Time: 1 Hour Rewards: +5 Gems, New Hairstyles, Accessories and Robes Unlocked. Reminding him of the Devils Snare that wrapped around his throat, David panics, which quickly turns to anger. To unlock the Toad to Toadstool lesson, you need to earn a total of nine stars from the Transfiguration classes. Shortly after, the lesson will start and Professor Sikander will introduce himself to the class. 6. The first two mini-games are self explanatory and we will provide the answer to every potential questions you may be asked during Flying Class. When To Increase Tretinoin Strength, Knowledge Based (Some Points), We have to stop Merula. He will then inform everyone about the topic of todays class. Light Of A Clear Blue Morning Sheet Music Pdf, Mortal Kombat Trilogy One Button Fatalities. Upon earning the fifth star, you will be tasked with casting the spell. There is a number of different class combination you can take to accomplish this. This duel is considerably more difficult compared to the practice you had with Rowan. - Mrs. Norris. Players can level up their friendship with Rowan and other students throughout the game by giving the best answer to specific questions during side quests for each friend. Hello everyone, welcome to Chapter Nine of Year Three of our Magical Journey Walkthrough for Harry Potter: Hogwarts Mystery. Rowan will be wearing whatever you choose when you return to her. "Perched atop a high mountain with its turrets, towers, and sparkling windows, the strange and splendid Hogwarts Castle awaits you.". You must beat the Yeti in a duel. Knowledge Based (Most Points), Fear is stupid. Once he leaves the office, Merula and you will review what you learned. For the Ice Knight duel, I actually recorded my choices: I basically always think of who the character is and try my best to think of what their personality would have them do. I want to do the same to her. Dumbledore granted her a permission to hold a wizarding competition which will determine the most promising witch or wizard. This will be your next task. Your Prefect will then ask you to duel Rowan. ", -Stars to pass: 5 out of 5 Mission time: 1 hour Rewards: Gold, XP, Speech option: "No one c-cares about y-you! However, if you dont get the burn effect on Incendio, you might end up losing the duel. Knowledge Skill (No points), You'll tell me if I win. For the duels, do you notice patterns or is it just lucky choices? Proceed to meet with Corey when you are ready. Before she gets the chance to say anything, Jacob will appear out of nowhere. We even take the same choice if we lose. Corey will suggest continuing to monitor Merula in order to find out the truth. Corey will tell you she did not expect that twist. The only thing he will ask in return will be to help him feed the owls. Merula will say that theres a perfectly logical explanation for everything. Upon further examination, Rowan will be able to decode it. Also, give it your best to complete mini tasks for additional Empathy points. Harry Potter Hogwarts Mystery Walkthrough Guide After the tutorial ends, you will find yourself in dungeons. basically alternated between two choices. After that, your stance will compare to the one your opponent chose, and the outcome will be determined. Keep this nonsense to yourself. Now that youve done the lessons part of the chapter, youll notice that theres a new side quest available. How to beat Merula in a wizards duel! She will advise you to persuade Barnaby Lee to join you on your quest for the vaults. There is a number of different class combinations you can take to accomplish this. Afterward, you searched the room and found the note saying that the next vault is most likely somewhere within the library. Chapter 8 - Barnaby Lee | Hogwarts Cafe 35mm Sheet Music Pdf, - The Great Hall. Now that you are done with the lessons, you can continue the story part of the chapter. The winner will get to use one of the moves tied to their chosen stance first. Dumbledore granted her a permission to hold a wizarding competition which will determine the most promising witch or wizard. Year Learned: Year Four Damage: 6 Stamina points and chance of large stamina reduction over time (If successful, -3 for eight turns) Bonus Damage: High Empathy This is a community by fans, for fans, and we have no affiliation with any of these companies. ), I was determined (11-inch inflexible wand made of Hornbeam and a dragon heartstring core. Bill Weasley - HOGWARTS MYSTERY WALKTHROUGH However, there is a catch. Apparently, hes obsessed with the girl named Emily Tyler and he wants your advice on the matter. In that case, Merula will cast Flipendo charm, and your character will fall to the ground. She follows the protagonist throughout the entire story and plays one of the central roles in many major events in the game. "After your encounter with the belligerent Slytherin , Merula Snyde, you must seek out a way to recover the House Points you lost", Task 1: Speak with prefect about house points, -Stars to pass: 5 Mission time: 8 hours Rewards: 100 Gold and XP. Sadly, you cant go in there without a permission note from a teacher, and since that is not an option, youll have to see if Tulip has any ideas on how to access it. Depending on the choice of the player, they can respond with information which reveals Merula's parents were Death Eaters. 1 Chapters 1.1 Chapter 1: Year Three Begins 1.2 Chapter 2: Boggarts and Butterbeer 1.3 Chapter 3: Three Broomsticks 1.4 Chapter 4: Filching from Filch 1.5 Chapter 5: Tulip Karasu 1.6 Chapter 6: The Letter from No One 1.7 Chapter 7: Jacob's Room 1.8 Chapter 8: Barnaby Lee 1.9 Chapter 9: It is recommended to select the first answer since it will award you with ten attribute points compared to five youd receive from the other two options. You can choose to duel bil, merula and ismelda and of course i choose the one that i haven't battled : ISMELDA MURK ! Since all the stars are required to pass, having full energy prior to starting it is highly recommended. Another tactic you can use is to constantly go Aggressive or Sneaky and use Depulso or Flipendo. Unlocked at 2 Empathy (+10 Empathy, +10 house points), That's a shame. Focus on it when it is available to save some energy. After having a rather funny conversation with him, youll decide to start the duel. Q. Once the waiting time is over, proceed to Jacobs room to meet with Tulip. - The Training Grounds. Actions that require five energy points to complete will, in general, fill up more of the Star Meter per energy spent. Save my name, email, and website in this browser for the next time I comment. You will have to wait three hours before you can continue. This choice will have a slight impact during the conversation with Talbott later on, but other than that, it wont have any big influence on the story, so feel free to take your pick. You'll be rewarded with XP. You can also check out our guide for this game here Add your answer Answer this question: how to beat merula in a duel year 3. Me VS Merula Duel | Year 1 | Harry Potter Hogwarts Mystery how to beat merula in a duel year 1 Corey will say shes sorry that your investigation didnt turn up the way you hoped. As always, prioritize 5-cost actions whenever they are available in order to save as much energy as possible. The Head Girl will be more than happy to help. Tip: Merula uses Attacks most of the time. - The Owlery. What will happen next? Unfortunately, just as youre about to enter the corridor, the caretaker will intercept you. This task has a cool down timer of 8 hours before you can access it. Prioritize those actions to save energy. However, no matter which one you select, youll have to duel with Barnaby in order to gain his help. Thanks to it, you were able to learn that spell and defeat the Boggart. ", Speech Option 3: "What about Mrs Norris? Report Save. Professor Flitwick will be on your side, and he will try to defend you. Flourish and Blotts has all the books you need! Hit the GO button and proceed to the Great Hall to meet him. If you like Corey, it is somewhat recommended to pick the first option. Luckily, there was a scroll in the library with detailed instructions for learning Riddikulus. 2 years ago. Harry Potter: Hogwart's Mystery - How To Win Duels Duelling | Hogwarts Mystery Wiki | Fandom This one requires you to earn five stars within three hours. how to beat merula in a duel year 3 - eatplaymom.com Note: There is a chance you can appease Snape more easily as a Slytherin, although this is not confirmed. Copyright 2021 BlueMoonGame.com | Mito Games Corporation | Our website use cookies, please read our Privacy Policy. Empathy Based (No Points), Dueling is a useful skill. Bill just did the same, though it only took me 2 turns to beat him (he was aggressive the first turn, and sneaky the second). Merula often antagonisedJacob's siblingduring their time in Hogwarts and remaineda persistent rival to them throughout the years. Learning how to change clothes is all that happens here. You can choose one of three options. One of your previous choices will take effect here. The two of you will quickly decide to go after them. To complete it, you need to earn five stars within three hours. For more questions for Harry Potter: Hogwarts Mystery check out the answers page where you can search or ask your own question. If your attributes are higher than recommended ones, youll fill the diamond meter by two additional points per attribute difference. If you like Corey, it is recommended to pick the first option. This is fairly similar to the meal with a friend mini-game. Have many uses (5 intelligence) You: I want to beat Merula in a duel, but Im not a dueller. When you arrive, you will get to interact with some of your friends and see what they have to say. - Everyone has a weakness.-I know it's hopeless!Q. Each choice will award you with five attribute points, but regardless of the option you pick, Merula will throw some taunts your way. The parent commenter can reply with 'delete' to delete this comment. There are two 5-cost actions linked to your character. You will more than likely be low on energy at this point, which is why its recommended to wait and let your energy replenish in the meantime. Professor McGonagall will ask you a question related to the lesson, so be sure to answer it correctly. Once you are able to continue, head to the Three Broomsticks to meet Barnaby. When you are done with her, proceed to your brothers room. Best for feisty wizards with a lot of fight in them. But before doing that, you should take care of the lessons. Merula hide. Duel Vs Ismelda Murk Harry Potter Hogwarts Mystery Year 4 Chapter 4 #3 Each of the mini-tasks will grant you some Courage points, so try your best to successfully complete all of them. Fax:- 033-40724050, Email:- helpdeskkol@mcsregistrars.com, Copyright 2019. Return to the classroom once you earn enough stars to unlock the lesson. Copyright 2023 BlueMoonGame.com Our website use cookies, please read our Privacy Policy. Professor Sikander will say a few closing words about Muggle inventions before dismissing the class. Tulip then asks for some help. When you are done, Bill will feel a bit better, and hell thank you for all the things youve done for him. Corey will be excited about catching her in the act. Merula: Flipendo! Unfortunately, youve yet to figure it out. -Stars to pass: 1 out of 2 Mission time: 1 hours Rewards: 10 Gold, Speech Option: "May I ask which club sounded most appealing to you? Shell then suggest keeping an eye on Merula during the class. I didn't record choices for most of the duels, but felt like Penny only did Defense, and I believe another character (edit: Bill maybe?) 3y I've got the theory that the game does use YOUR patters. Some options may be locked based on your stats. Unlocked with defense skill 2 ( +10 Courage Points), Make the tallest tower of stones. Once you meet Barnaby he will tell you he likes you and that you are nice. For more information, please see our Find answers for Harry Potter: Hogwarts Mystery on AppGamer.com Merula will give you a hard time for simply being your brothers sibling. ", Save Merula (require: Level 5 Empathy) (+10 Empathy), No, I went alone. The player and Merula duel. Year 2 in Harry Potter: Hogwarts Mystery Discussing detective stories with Corey requires earning five stars within an hour. When you are done, you will find a strange note written in a code Jacob used. With this, youll not just win the duel, but embarrass her in front of everyone. Video Rating: / 5. This spell has the greatest chance of dealing large amounts of damage over time. Use promo code "gamingisfun". "You return to Hogwarts after a restless summer, a little older, a little wiser, and much more curious about the Cursed Vaults." Year 2, Chapter 1 description [src] At the Start-of-Term Feast, Merula Snyde tells the player she will continue trying to find the Cursed Vaults. In this chapter, you will finally have a chance to put a stop to Merulas cruelty. What options does Professor Dumbledore have for you? Merula Snyde | Harry Potter Wiki | Fandom There are three hours of waiting time before you are able to proceed. Maybe next time youll put up a fight. share. Harry Potter: Hogwarts .. - How to defeat merula duel? Like before, complete actions to fill up the star meter, but keep one thing in mind. However, regardless of your choice, Bill will be pretty devastated by this news, so youll have to calm him down a bit over a butterbeer. To proceed with this task, youll have to wait for eight hours or spend some gems in case you are really eager to go on with the story. You accepted her challenge and went to research wandless magic. In the previous chapter, you learned that a famous guest arrived at Hogwarts. You can collect an additional reward in the Potions section of your Hogwarts Record. Year 3. spoiler. Listening to Merula requires earning five stars within three hours. Proceed to the Muggle Studies when you are ready. Moments later, Ismelda will walk past her and pick up the quill. Tapping on their speech bubbles will reveal what they have to say. What should we do, [Name]? You will lose House points no matter what you do. - Its horns are purple. You'll tell her that you're looking for Jacob. According to Corey, that exactly is the reason to find some sort of entertainment while waiting. Badeea will kindly tell her theres no shame in asking for help. Ask around during a 1 hour activity which requires just 1 star to complete. Sneaky beats Defensive; Defensive beats Aggressive; Aggressive beats Sneaky; Though you can sometimes predict a character's stance (Merula chooses Aggressive a lot while Ben chooses Defensive a lot), it's not so clear. Harry Potter: Hogwarts Mystery - Best Answers for Rowan -Increase your friendship levels with other characters. Your next 2 dialogue choices will give a chance for a a 2nd speech option to appear in Choice 3. Later on, you used it on Merula and her cronies with great success. Speech option 1: "You won't be going anywhere without me an' Mrs Norris knowing", Speech option 2: "I'll be fine. ;-; It'd be a little sad if they just followed the same pattern. With some luck, you should be able to win the duel. ", Speech Option 5: "I'm still not sure, [your name]", -Stars to pass: 5 out of 5 Mission time: 3 hours Rewards: +25 Empathy, +5 House Points, +5 Gems. In order to win this duel, use your Defense. There are several ways to approach this duel. Harry Potter: Hogwarts Mystery - Duel Guide - Prima Games Tap on their speech bubbles to find out what they have to say. (Full Points), You'll work out a brilliant plan (Full Points), We'll do our best to survive (Some Points), I'm sure. Your previous choice will take effect here. There is also the Duelling Club. I think shes jealous. Moments later, you will spot Merula walking towards the Artefact Room with a hooded figure next to her. Merula Snyde (born c. 1973) was a witch who began attending Hogwarts School of Witchcraft and Wizardry in 1984 and was sorted into Slytherin. Professor Snape will suspect that you broke the policy of unauthorized dueling. Focus on those if you want to save a bit of energy. She has 15 courage, 15 empathy, and 16 knowledge. To unlock the Chameleon Ghoul lesson, you need to acquire nine stars from the Defence Against the Dark Arts classes. Some of these battles or duels are legal and logged in, others carryout in secret. Once the duel has started, player have three choices; sneak attack,. This game also just keeps getting weirder and stupider by the update. When you are done with the class, hit the Collect button to continue. Youll take out your wand and cast Reparifarge to untransfigure the quill. After the Dark Lord's demise in 1981, her parents raised her until they were captured and sent to Azkaban between 1983 and 1984. When you arrive, youll be able to interact with some of the characters and check out what they have to say by tapping on their speech bubbles. In the previous chapter, Tulip and you went and opened Jacobs room. Complete actions by tapping on the glowing objects. - The Great Hall.- The Common Room.Q. Tap on the staircase icon -> go to the lower floor west. - Ollivanders. This requires earning five stars within three hours. Tom Higgins Home; Audio; Crown Imperial; Fringes of the Fleet; Photo Gallery; Press Comments; Publications It will greatly damage our relationship", Speech choice: "You are expecting a lecture, but I feel as though you want to ask me about something", -Stars to pass: 5 out of 5 Mission time: 3 hours Rewards: +25 Courage, +5 House points, +5 Gems, + 1 Energy Capacity, Speech option: "How many players are on a Quidditch team?". Now that the lesson is unlocked, you can head back to the classroom to attend it. Hit the GO button and proceed to the Great Hall to meet him. You also learned the Tickling Charm Rictusempra from the dueling book. Since your energy will likely be low at this point, you should wait and let it recharge in the meantime. and the respond is for barnaby ? This is a 4 part quest which must be completed in just under 4 days or it will have to be repeated at a future time. Upon her defeat Merula awards 350 exp and is visibly upset. To learn Doxycide, you need to earn five stars within three hours. (Full points), There's nothing to worry about. ", Speech option 5: "I'm still not sure,", -Stars to pass: 5 out of 5 Mission time: 3 hours Rewards: +25 Empathy points, +5 House Points (+ 5 Gems), -Stars to pass: 5 out of 5 Mission time: 3 hour Rewards: 25 Courage Points, + 5 House Points (+ 5 Gems, + 1 max energy), (Note: I have played Hogwarts Mystery some times and this question is randomly generated, covering each Quidditch role), -Beat your first 2 Duelling Club opponents.
Vik Tchalikian Net Worth 2020,
Dugena Tropica Calendar,
Tiroler Nusskuchen Mit Rum,
Oliver Bierhoff Neuapostolisch?,
Articles H
As a part of Jhan Dhan Yojana, Bank of Baroda has decided to open more number of BCs and some Next-Gen-BCs who will rendering some additional Banking services. We as CBC are taking active part in implementation of this initiative of Bank particularly in the states of West Bengal, UP,Rajasthan,Orissa etc.
We got our robust technical support team. Members of this team are well experienced and knowledgeable. In addition we conduct virtual meetings with our BCs to update the development in the banking and the new initiatives taken by Bank and convey desires and expectation of Banks from BCs. In these meetings Officials from the Regional Offices of Bank of Baroda also take part. These are very effective during recent lock down period due to COVID 19.
Information and Communication Technology (ICT) is one of the Models used by Bank of Baroda for implementation of Financial Inclusion. ICT based models are (i) POS, (ii) Kiosk. POS is based on Application Service Provider (ASP) model with smart cards based technology for financial inclusion under the model, BCs are appointed by banks and CBCs These BCs are provided with point-of-service(POS) devices, using which they carry out transaction for the smart card holders at their doorsteps. The customers can operate their account using their smart cards through biometric authentication. In this system all transactions processed by the BC are online real time basis in core banking of bank. PoS devices deployed in the field are capable to process the transaction on the basis of Smart Card, Account number (card less), Aadhar number (AEPS) transactions.