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Levi Bellfield Original reporting and incisive analysis, direct from the Guardian every morning, 2023 Guardian News & Media Limited or its affiliated companies. He is also suspected of killing Elizabeth Chau, 19, in Ealing in 1999. But his new statement provides new details and discloses how after the murders he stopped at services on the M25 in Surrey to wash off blood before going on to work his shift as a nightclub bouncer. 'I know that he [Bellfield] did those murders. Levi Bellfield, the serial killer, has confessed to the double murder of a mother and daughter after speaking to prison psychologists, his solicitor has said. ", A Crown Prosecution Service spokesperson said: "This is currently not a matter for the CPS but we stand by to assist with either a new police investigation or a CCRC referral.". She was never seen again. Mr Bacon added: "I genuinely think if the police visit Levi Bellfield in prison, he will make a full statement under caution, and I believe if he's charged he'll plead guilty and the matter will be resolved.". Her sister, Bic-Hang, her That is exactly the evidence we relied on in our case. Levi Bellfield confesses to Lin and Megan Russell murders, "This is a new and more detailed one," Clark revealed of the new signed statement. We did the polices job., Bic-Hang, has worked for the Crown Prosecution Service for over two decades and said: After 24 years you want to hang on to hope and get answers where your sister is., The Met said: We are not prepared to provide an ongoing commentary. Bellfield confesses to Russell murders, lawyer says, Convicted killer pins hopes on shoelace evidence, Double murderer's 'appeal bid turned down', Stricken motor cruiser towed to safety after running aground off Isle of Sheppey, Culture contrast and overlap of Bahrain and Britain celebrated at Rochester Art Gallery, Dismay at annihilation of orchard for 53 new homes, Russia launches pre-dawn missile attack on Ukraine, Explosion derails train in Russian border region. There has been no sighting of Chau since the night she disappeared, shortly after 6pm, in and around Uxbridge Road close to Ealing police station. Bellfields solicitor says he has also admitted to at least six other attacks on women in London and Surrey where the victim survived, in a document given to the governor at HMP Frankland, and which was sent to police. The CCRC said: "This case is currently under review and no final decision has yet been reached on the application.". Since October 2022, the police have known that a serial killer is willing to confess to Elizabeths abduction and murder and tell them where he buried her. Michael Stone was jailed in 2001 for life for the murders. 2001:Stone faced a retrial after one of the prisoners withdrew the claim against him. The Sun reports Bellfield has written a 'signed confession' to killing Ms Chau, 'bundling her in a van' and also detailing 'where she is buried' as well as admitting five other murder attempts. The Honourable Mr Justice Blake ordered that permission for the application should be refused. Serial killer Levi Bellfield has reportedly confessed to a double murder from 1996 and signed awritten statement with 'information only the killer would know', Michael Stone, who is serving three life sentences for the murders of Lin Russell and her six-year-old daughter Megan, believe a reported new confession from Levi Bellfield could lead to his own release. Other attack victims may include Dawn Brunton, 36, in Hatton Cross and Jessie Wilson, 17, in South West London, both in 2003, plus Sarah Spurrell, 23, in Hastings, East Sussex, in 2004. Who is Levi Bellfield and where is he now? The US Sun | The US Sun He successfully appealed but was then found guilty at a second trial in 2001, based partly on a confession he is said to have made in prison. The deaths in the picturesque village of Chillenden, Kent in 1996 shocked the nation. Lin Russell and her daughters Megan, then six, and Josie, nine, were attacked as they walked along a country lane in Chillenden, before being bound, blindfolded and bludgeoned with a claw hammer. Read about our approach to external linking. He had four siblings, two brothers and two sisters. Lin Russell and her daughters Megan and Josie, then nine, were attacked as they walked along a country lane in Chillenden, before being bound, blindfolded and bludgeoned with a claw hammer. A man jailed for life for murdering a mother and her daughter hopes a new confession from Milly Dowler killer Levi Bellfield will get him released. Ms Clark said Bellfield wanted relatives of those who were killed to have "resolution". "Michael Stone made an application to apply for a Judicial Review in respect of his conviction in September 2012. She mentioned Levi raping and beating her mother, Becky. Play it now! David Lammy She was battered with a hammer and found on Twickenham Green with severe head injuries. LADbible has reached out to Kent Police for comment. The statement says: I was wearing bright yellow marigold washing up gloves and holding a hammer in my right hand. Levi Bellfield Met detectives will next month interview Bellfield over two days. "We are aware they are planning to send in further information, and when received, we will thoroughly analyse it and make any appropriate enquiries. He added: It had blood stains on the seat.. He has previous convictions for crimes including ABH, robbery, burglary and GBH and was known to carry weapons. She said: 'We want Liz to know that we love her and miss her very much', Levi Bellfield is currently serving life in prison for the murder of schoolgirl Millie Dowler, Her sister, Bich, has never given up hope of being reunited with her sibling. She manages to escape but four years later identifies Bellfield as the man who tried to kidnap her. 2023 BBC. ", A CCRC spokesman said of Stones case: "This case is currently under review and no final decision has yet been reached on the application.". Her sister, Bic-Hang, her mother, Phung Chau, and her brother, Minh-Vu. Yet again, there has been no police action until a third party came to us and we raised the alarm. Bellfield disappeared for nine hours that night and later stripped bedding and removed a mattress from his flat. Bellfield has made a signed and written confession to the kidnap, rape, assault and murder of the university student Elizabeth Chau, who disappeared from a west London street in 1999, his solicitor confirmed. Levi Bellfield Who is Kate Sheedy? His version of events is especially traumatic for the family because it means she could have been alive when her uncle spotted Bellfield on the night of the day she vanished in March 2002. August 2004 - Amelie Delagrange was a 22-year-old French student who had been living in Twickenham for a few months. He has consistently insisted his innocence, and Bellfield's statement could mean he has suffered a miscarriage of justice, Stone has twice been found guilty of their murders and is serving three life sentences, but no scientific or identification evidence links him to the scene. Do not sell or share my personal information. It was only when an officer at the scene noticed Josie move they realised she had survived the attack. Levi Bellfield's mother has insisted she does not believe claims her killer son tortured and raped Milly Dowler before her death. Drug addict Michael Stone was twice convicted of murdering the Russells and is serving life, but has always denied the killings in the Kent countryside in 1996. WebLevi Bellfields relationship with his own mother however was a completely different story. Hes adamant that he did it. Chaus family believe police bungled her case, from her disappearance through to the emergence of Bellfields claims to be responsible for her death, which added to their trauma. It comes after he Stone was jailed for a third time and sentenced to 10 years' imprisonment for two armed robberies in Maidstone and Brighton respectively during the same week in 1986. Bellfield previously told pals he was worried about his DNA being found on a lace. Bellfield is currently serving a whole life sentence for the murder of 13-year-old Milly, who went missing from Walton-on-Thames, Surrey, in 2002. ", Stone said: "From my point of view I think [Bellfield has] lived with a lot of stufffor a long time. The document means Michael Stone convicted of the Russell murders in 1998 could have suffered a miscarriage of justice. The man serving life for the murder of schoolgirl Millie Dowler has confessed to killing mother and daughter Lin and Megan Russell, a lawyer has said. She said the confession had been passed to the Criminal Cases Review Commission. Now Stone's solicitorsays Bellfield has signed a new statement of confession which contains information about the attack which only the killer would know, The Mirrorreported. She asked me not to harm her children. (modern). The CCRC has been approached for comment by the BBC. Updated: 22:57, 5 Feb 2022. The mother of serial killer Levi Bellfield has said she doesn't "believe a word" of a new account of her son's torture and rape of Milly Dowler before he murdered her. 'The statement made last year was never signed by him but he's subsequently done a written statement which he's signed.'. There was blood everywhere and all up my legs, arms and shorts.. Levi Bellfield CCRC reported that there was no forensic evidence to connect Bellfield to the crimes some months after the first confession in June of last year. "I approached Lin and held her right arm tight. Pic: Shutterstock, Lin Russell and Megan, 6, were bludgeoned to death after walking down a country lane, Shaun Russell with Lin and Megan - and Josie (right) who survived the attack with appalling injuries, Milly Dowler, 13, was abducted on her way back from school and murdered by Bellfield in 2002, Murderer's confession a 'gamechanger', says lawyer, Michael Stone was convicted of the Russell murders but has always said he's innocent, Marsha McDonnell was savagely attacked by Bellfield in 2003 and died in hospital, Kate Sheedy was run over by Bellfield but survived and testified against him, Bellfield detective reveals 'tricks' police used against killer. Levi dotted on his mother and people who knew them said they were oddly close. 10am - 1pm, David Lammy is Leading Britain's Conversation, Use the Global Player app to listen to live radio for LBC & LBC News, 27 April 2023, 00:07 | Updated: 27 April 2023, 07:05. Her mother Sally and sister Gemma, 25, collapsed after hearing the verdict. Levi Bellfield's alleged confession to We told last May how Bellfield who claims he has never met Stone was being investigated over the Russell killings by the Criminal Cases Review Commission. Stone was convicted for the two murders in 1998 and 2001 but has consistently denied any involvement in the crimes. "These further revelations have brought it back home for a lot of people and it raises awareness of what can happen. Lin was just 45 at the time when she was horrifically bludgeoned to death with a hammer in Chillenden, Kent, in 1996. 1998: Michael Stone was found guilty of the murders and an attempted murder. Det Chief Supt Lucy Morris, from the Kent and Essex Serious Crime Directorate, said: "Following two trials at which he was found guilty by a jury on both occasions, and an appeal to the High Court, Michael Stone remains convicted of the murders of Lin and Megan Russell and the attempted murder of Josie Russell in 1996. The Russell family did not wish to comment on Bellfields claims. Josie Russell was left with horrific brain injuries following the attack. All rights reserved. "In my car I had a screwdriver, a lock knife, a hammer, yellow marigold gloves and a very long black bootlace. He was released from prison in 1993. Fulham's Pereira stretchered off with suspected broken leg in worrying scenes, One dead and seven injured as knifeman goes on bloody rampage near club, 'Meghan killed me - then she mourns me', says estranged dad Thomas Markle, Reality star bravely comes out as bisexual after stint on Channel 4 show, News Group Newspapers Limited in England No. Read about our approach to external linking. A man serving life in jail for murdering a mother and daughter hopes a new confession to the crime by the serial killer Levi Bellfield will lead to a new police investigation. The alleged confession will now be referred to the CCRC. She died the same night. Man Charged With Murder Of Nine-Year-Old Lillia Valutyte, Police issue urgent manhunt warning for people to avoid murder suspect. The man serving life for the murder of schoolgirl Milly Dowler has made a fresh confession over the deaths of a mother and daughter, his lawyer said. The family have only been able to speak out about his account now detectives have eliminated a suspected accomplice from their inquiries. We have no comment to make., Suresh Grover, of the Monitoring Group, who has helped the Chau family since 1999, said: There have been so many opportunities in this case for police to act professionally and transparently but none have been taken. It was reported this week that he has confessed to the murder of Elizabeth Chau, a student who vanished from Ealing, west London, in 1999. Now the police need to respond and investigate these crimes afresh, to affect closure for these families.. It's information that he would only know if he had done it.". Josie survived but suffered life-threatening head injuries, though she recovered and makes textile landscapes. Winner makes history on TV talent show Project Icon, Final show for famous dance music venue Printworks. The car runs her over and reverses back over her body. A huge search for the 13-year-old is launched, but her remains are found six months later in woods in Hampshire. Levi Bellfield Photos and Premium High Res Pictures - Getty Images Bellfields solicitor, Theresa Clark, told the BBC: At the end of the day, the instruction from my client is clear. Who is Kate Sheedy? Levi Bellfield victim who survived car attack in He was sentenced to two years' in prison in 1981 for attacking a man with a hammer during a robbery. No: lawyer vows to prove Michael Stones innocence, Police Federation chair accepts Met is institutionally racist, sexist and homophobic, Doreen Lawrence: black people in UK still dont get justice, Levi Bellfield: Raab says granting marriage request inconceivable, Serial killer Levi Bellfield requests permission to marry in prison, Manwho died in London Taser incident was distressed hours before police called, Inquiry begins after man falls to his death in London police Taser incident, Levi Bellfield admits to murdering Lin and Megan Russell, say lawyers. Original reporting and incisive analysis, direct from the Guardian every morning, 2023 Guardian News & Media Limited or its affiliated companies. Bellfield lived in west London and while under police surveillance was spotted driving around in a van, and trying to talk to young women in and around bus stops. We looked for witnesses. She said she wanted him, to "rot in hell" in a 2011 interview with BBC News. Bellfield will die in prison as he is serving a whole-life sentence. While jailed murderMichael Stone believes that the new confession from Milly Dowler's killer will lead to his own release. Kim flaunts her taut tummy as she arrives in New York for the big fashion event - with her nine-year-old daughter in tow, Experts are recommending 'Swedish death cleaning' - and they say it's your duty to your children, Man with micropenis reveals how he broaches the topic with potential sexual partners, State of emergency is declared as devastating tornado rips through Virginia Beach: Twister destroys up to 100 homes, capsizes boats and downs trees, It's Kim City! He wrote a signed statement and he gave it to me.. Minh-Vu said: It has been over six months, we were baffled by why it has taken so long to tell us they had information about what had happened to her., He added the family know Bellfields history: We were very cautious. The Met declined to comment. I think it's built up and he wants to get it off his chest. Please use Chrome browser for a more accessible video player. In a statement this week, the Dowler family said: Bellfield provided [police] officers with a harrowing account of Millys final 14 hours giving details of her abduction, repeated rape, torture and then finally how he murdered her.. One retired police detective said Bellfield had torn down his alibi after making the confession in The schoolgirl's devastated parents, Bob However, Bellfield later denied being involved, and the CCRC later was reported to be on the verge of finding that there was no forensic evidence connecting him to the killings. It comes after he 'admitted' to killing a 19-year-old student last week. They say police did not tell them of Bellfields confession, first made verbally in October 2022. I walked all three of them off the track. 1983: Stone received a four-and-a-half year sentence for stabbing a friend while he slept and latertried to wound a police officer in the eye after being arrested. This service is provided on News Group Newspapers' Limited's Standard Terms and Conditions in accordance with our Privacy & Cookie Policy. We have felt ignored and dismissed because of our race and because of Elizabeths gender.. Levi Bellfield As well as admitting killing Josie and Lin in the 14-paragraph statement, Bellfield also admits the murder of a woman called Judith Gold in North London in 1990. Kate Sheedy was 18 when Levi Bellfield ran her over as she crossed the road near an industrial estate in Isleworth on May 28, 2004. Levi Bellfield's daughter says "it wasn't a surprise at all" when he was arrested for the murder of schoolgirl Milly Dowler. Ms Chau's family reportedly declined to comment. (modern). Chaus family told the Guardian they had been living in agony since the computer studies student at Thames Valley University went missing without trace on 16 April 1999. Stone was eligible for parole in July last year but refused to apply because he maintains he is innocent. He told the Mirror: "[Bellfield's] crimes have hurt a lot of people, not just the people he murdered and their families. She was calm. Read about our approach to external linking. My client says I did it, I need to take responsibility for what Ive done.. Theresa Clark told the publication: 'I have passed it to the police. It hasnt been sent to Kent Police because they say they have no interest in it. The comments below have been moderated in advance. She said: 'We want Liz to know that we love her and miss her very much.'. In the statement Bellfield, a former nightclub bouncer, says: "I was wearing bright yellow marigold washing-up gloves and holding a hammer in my right hand. February 2003: Marsha McDonnell, 19, gets off a bus near her home in Hampton after a night out with friends, and is struck three times on the back of the head with a blunt object by Bellfield. Levi Bellfield signs confession to killing Lin and Megan Russell Bellfield's solicitor Theresa Clark told the news outlet: 'This is a new and more detailed one. Evil Levi Bellfield admits to hammer murders of mum and daughter "He was a person who did exactly what he wanted to do," said Mr Sutton. He is likely to be interviewed under caution.'. In interviews with the Guardian, Chaus relatives, including her sister, Bic-Hang, 48, her brother Minh-Vu, 51, and her mother, Phung, 76, said they were fully aware the serial killer could be manipulative and lying. The eldest of his 11 kids, daughter Bobbie, does not call Levi dad and wants him to rot in hell. English serial killer and sex offender Bellfield is serving three life sentences for the murder of three young girls, including Milly Dowler. Heres everything you need to know. Cllr Cheyne told Get Surrey: "It was a difficult time for everybody and the whole community pulled together. I walked all three of them off the track. The BBC is not responsible for the content of external sites. The Honourable Mr Justice Blake ordered that permission for the application should be refused. His solicitor Paul Bacon says he has now received a four-page statement from Bellfield in which he claims to have carried out the attacks, including details of what he was wearing and how he made his escape. The family of a 19-year-old woman whom the serial killer Levi Bellfield claims to have murdered two decades ago have accused the Metropolitan police of failing to take the case seriously because of their race and the alleged victims gender. Speaking to The Mirror fromHMP Frankland, Stone said: 'I've been in prison for 26 years for a crime I did not commit. On his return to his home in Twickenham, South West London, Bellfield says he got changed and went to work. But two decades on, a chilling four-page confession has emerged from serial killer Levi Bellfield responsible for three murders including that of Millie Dowler, a 13-year-old schoolgirl, in 2002. A heroin addict, Stone was arrested a year after the Russell murders on unrelated charges of burglary and robbery. WebDominique Delagrange, the mother of Amelie Delagrange, speaks at a press conference outside the Old Bailey Court where 39 year old Levi Bellfield Kate Sheedy, who survived "If Bellfield is charged I will apply for Michael's bail. Had she screamed I would have attacked her and left not harming the children. I used my T-shirt to clean myself and wipe my shorts. In 2017 Stones solicitors identified Bellfield as a suspect in the murders and claimed he had made his own prison confession. LEVI Bellfield was finally convicted of two murders and one attempted murder in 2008. He killed Marsha McDonnell, 19, in Hampton, South West London in 2003 and Amelie Delagrange, 22, in Twickenham in 2004. Hes just revealed some information recently thats come to me through lawyers. Serial killer Levi Bellfield has reportedly signed a confession to a double murder, which 'contains information only the killer would know'. "He's not doing this because he's friendly with Stone, it's more for the families and Josie Russell," she added. But the Criminal Cases Review Commission will not take this at face value and have good investigators who will seek to corroborate or dismiss this statement. Detectives informed the family about Bellfields account because he had told a fellow inmate in Wakefield Prison who was due for release and might make the details public. Milly Dowler trial: Levi Bellfield's partner 'besotted No: lawyer vows to prove Michael Stones innocence, Levi Bellfield: Raab says granting marriage request inconceivable, Serial killer Levi Bellfield requests permission to marry in prison, Levi Bellfield admits to murdering Lin and Megan Russell, say lawyers, Levi Bellfield confessed to Russell murders, say convicted man's lawyers, Noevidence to link Levi Bellfield to fresh crimes, says Met police, Levi Bellfield denies confessing to Milly Dowler's murder. Twelve years ago Stone, 61, had an appeal turned down by the Criminal Case Review Commission (CCRC), but it is already considering a second application over his conviction. Lawyers for Serial killer Levi Bellfield has signed a confession to a brutal double murder of a woman and her daughter. Please, Another man was jailed for killing the mother and daughter in 1996, Michael Stone, left, was convicted for the murders which Levi Bellfield, right, has now confessed to. Josie Russell moved to Wales with her father after the attack, and had to learn to speak again. I used bottled water. Levi Bellfield's mother rejects horrific details of Milly murder The jury failed to reach a verdict on a charge of false imprisonment and kidnapping. Both these factors should shock the public.. @skymartinbrunt. Levi Bellfield: His former partner Johanna Collings, the mother of one of his 11 children, insists that he was with her throughout the day of the 9 July 1996. MUMMY'S BOY Levi Bellfields mum wiped his bum and shared a bed with him until he was 13 claims his ex Joe Collings said the vile killer, who raped her for years, was "At the end of the day, the instruction from my client is clear," she told the BBC. "We recognise this continues to be extremely distressing and our thoughts remain with them., Amanda Dowler, 13, goes missing at around 4pm after leaving Walton train station, A search for Milly takes place in the surrounding area, involving 50 police officers and specialist dog teams, Dive teams search the rivers Thames, Mole and Wey, as Milly's parents describe living through her disappearance as "a living hell", Police claim unreliable witnesses have made the case "extremely difficult" as officers say they have "not lost hope of finding her", Milly's remains are found in Yateley Heath woods in Hampshire by mushroom pickers, A memorial service is held at Guildford Cathedral and Millys Fund is launched to raise awareness of safety among children, Milly's funeral is held in Walton and police offer a 50,000 reward for information relating to the murder, Levi Bellfield was arrested on suspicion of killing Milly whileawaiting trial for the murders of Amelia Delgrange and Marsha McDonnell and the attempted murder of Kate Sheedy. Mr Bacon said he would be forwarding the Bellfield statement to the CCRC and the police. Levi Bellfield's daughter recalls father's brutality They said staying silent had placed unimaginable stress on them, but that they now hoped Millys soul, at long last, can finally rest in peace. It must have taken some courage and considerable soul-searching by Levi Bellfield to have written and signed this confession, Bacon said on Thursday. Serial killer Levi Bellfield has confessed to the notorious hammer murders of mother and daughter Lin and Megan Russell 26 years ago, a lawyer has told Sky News. The mother was with her two young daughters at the time, nine-year-old Josie and Megan, six, who were also attacked. Levi Bellfield is a serial killer currently serving two whole-life sentences for the murder of three people and is jailed in HMP Frankland in County Durham. "Stone made an application to apply for a Judicial Review in respect of his conviction in September 2012. Bic recognised some of the material [in Bellfields alleged confession] that was not in the public domain.. In my car I had a screwdriver, a lock knife, a hammer, yellow marigold gloves and a very long black bootlace. The mother of He has also been convicted of murdering Marsha McDonnell and Amelie Delagrange, and of the attempted murder of Kate Sheedy, and will never be considered for parole. WebThe killings, which saw the mother and her six-year-old daughter bludgeoned to death, as well as the attempted murder of Lins other daughter Josie, nine, happened 25 years ago. I have no doubt that he carried out other attacks and I would say that with Bellfield anything is possible. LEVI Bellfield has finally made a formal confession to the hammer murders of mum and daughter Lin and Megan Russell and revealed Levi Bellfield May 2011: Bellfield goes on trial at the Old Bailey after he denies abducting and murdering Milly. He also states that he killed the family dog, saying: I grabbed the dog by the collar and it bit my wrist. Best-selling author Jane Green gives some 'brutal love' to a woman with nowhere left to turn, What it's REALLY like being married to a healthy-eating fanatic: Dr Chris van Tulleken banned ready meals, tuts at his wife's favourite Pret sandwich - and then he came for her peanut butter, Is North West going to the Met Gala? Mr Bacon read part of the letter to the BBC: "Something like this has never happened before. "We all sympathise with the family - they said it brings a certain amount of closure, but can one ever say it's closed? Who are Levi Bellfield\'s Girlfriends? Most populous nation: Should India rejoice or panic? I think he feels the families and victims deserve some resolution and closure. But two decades on, a chilling four-page confession has emerged from serial killer Levi Bellfield responsible for three murders including that of Millie Dowler, a 13-year Convicted killer pins hopes on shoelace evidence, Double murderer's 'appeal bid turned down', 'Mick's been in prison 20 years too long', Stricken motor cruiser towed to safety after running aground off Isle of Sheppey, Culture contrast and overlap of Bahrain and Britain celebrated at Rochester Art Gallery, Dismay at annihilation of orchard for 53 new homes, Chaos at port as thousands rush to leave Sudan, Nurses out on strike in half of Englands NHS, Russia launches pre-dawn missile attack on Ukraine, Explore in 3D: The dazzling crown that makes a king, Your full guide to how Coronation day will unfold, Where property prices are set by what locals earn, Young councillors on why they need seat at the table.
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As a part of Jhan Dhan Yojana, Bank of Baroda has decided to open more number of BCs and some Next-Gen-BCs who will rendering some additional Banking services. We as CBC are taking active part in implementation of this initiative of Bank particularly in the states of West Bengal, UP,Rajasthan,Orissa etc.
We got our robust technical support team. Members of this team are well experienced and knowledgeable. In addition we conduct virtual meetings with our BCs to update the development in the banking and the new initiatives taken by Bank and convey desires and expectation of Banks from BCs. In these meetings Officials from the Regional Offices of Bank of Baroda also take part. These are very effective during recent lock down period due to COVID 19.
Information and Communication Technology (ICT) is one of the Models used by Bank of Baroda for implementation of Financial Inclusion. ICT based models are (i) POS, (ii) Kiosk. POS is based on Application Service Provider (ASP) model with smart cards based technology for financial inclusion under the model, BCs are appointed by banks and CBCs These BCs are provided with point-of-service(POS) devices, using which they carry out transaction for the smart card holders at their doorsteps. The customers can operate their account using their smart cards through biometric authentication. In this system all transactions processed by the BC are online real time basis in core banking of bank. PoS devices deployed in the field are capable to process the transaction on the basis of Smart Card, Account number (card less), Aadhar number (AEPS) transactions.