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The result is a chronicle of bizarre criminals and crooks such as Gottlieb and George Hunter White, and of the harm they caused. ", "The Legacy of the CIA's Secret LSD Experiments on America", "Cloak and Dropper The Twisted History of the CIA and LSD", " " "", "Cruel science: CIA torture and U.S. foreign policy", "CIA Funded Experiments On Danish Orphans For Decades", "Huge C.i.a. En raison de la nature des abus commis, les personnes concernes n'ont commenc comprendre ce qui s'tait pass que des dcennies plus tard, et le sombre hritage du programme top secret connu. Materials and physical methods which will produce amnesia for events preceding and during their use. His report started the lengthy process of bringing long-suppressed details about MK-Ultra to light. During the Cold War, the CIA explored the unchartered world of 'brain warfare,' using LSD. Project MK Ultra was undertaken by the U.S. Central Intelligence Agency (CIA) and lasted from 1953 until about 1973. Acid Tests combined drug use with musical performances by bands including the Grateful Dead and psychedelic effects such as fluorescent paint and black lights. To this end, the institutions where Project MKULTRA testing took place you who expresses- letter from your constituent e unwitting h f os t his concerns for the human rights o MKULTRA . At that time, it was believed that all MKULTRA records had been destroyed in 1973. [13][23] Some surviving information about MKUltra was declassified in July 2001. Over twenty years later, US president Gerald Ford personally met with Olsons family to offer his apologies. MK-ULTRA, which operated from the 1950s until the early '60s, was created and run by a chemist named Sidney Gottlieb. 4 44. [22] In 1977, a Freedom of Information Act request uncovered a cache of 20,000 documents relating to MKUltra, which led to Senate hearings. He was simply a sadist who used a scientific cover to break and traumatize people. [75][unreliable source? These research funds were sent to Cameron by a CIA front organization, the Society for the Investigation of Human Ecology, and as shown in internal CIA documents, Cameron did not know the money came from the CIA. MK-Ultra also included experiments with MDMA (ecstasy), mescaline, heroin, barbiturates, methamphetamine and psilocybin (magic mushrooms). Founded in 1953, MK-Ultra was seen by CIA director Allen W. Dulles as a way to study mind control, which he wanted to weaponise against the Soviet Union to gain a critical edge in the Cold War. #douglas73 #douglas73conhecimentooculto #douglas73exposingthetruth #exposed21 - NASA EXPOSED 2 A PROVA DEFINITIVA PARTE 2 #terraplana #domo #firmamento [78] These files dealt with the financing of MKUltra projects and contained few project details, but much more was learned from them than from the Inspector General's 1963 report. The program had little oversight and the CIA agents involved admitted that a freewheeling, party-like atmosphere prevailed. A few days later, on November 28, 1953, Olson tumbled to his death from the window of a New York City hotel room in an alleged suicide. Plan", "The CIA's Appalling Human Experiments With Mind Control", "Buying a Piece of Anthropology: Human Ecology and unwitting anthropological research for the CIA", "Senate MKUltra Hearing: Appendix C Documents Referring to Subprojects, (p. 167, in PDF document page numbering)", "Data shows 50s projects: Germ Testing by the CIA", "The Search for the Manchurian Candidate Chapter 4", "Sidney Gottlieb, 80, Dies; Took LSD to C.I.A. [76] Pursuant to this order, most CIA documents regarding the project were destroyed, making a full investigation of MKUltra impossible. do to Eric Olson's father? 'Poisoner In Chief' Details The CIA's Secret Quest For Mind Control - NPR [88] A few days before his death, Frank Olson quit his position as acting chief of the Special Operations Division at Detrick, Maryland (later Fort Detrick) because of a severe moral crisis concerning the nature of his biological weapons research. With such an arsenal of tools at their disposal, the project MK-Ultra mind-control experiments succeeded in severely disrupting the human mind, but at great cost to its . In Poisoner in Chief, individuals, not larger social forces, take center stage. [71] Their experiences and lawsuit were adapted in the 1998 television miniseries The Sleep Room. (David Burnett / Newsmakers). All articles are regularly reviewed and updated by the HISTORY.com team. The conspiracy theorists convinced celebrities are under mind control [68]:141142, In addition to LSD, Cameron also experimented with various paralytic drugs as well as electroconvulsive therapy at thirty to forty times the normal power. MK-Ultra was a top-secret CIA project in which the agency conducted hundreds of clandestine experimentssometimes on unwitting U.S. citizensto assess the potential use of LSD and other drugs . "[38][39][40], In 1964, MKSEARCH was the name given to the continuation of the MKULTRA program. REMARKS: Executive Registry 84- ISM FYI: Since DDCI expressed interest in M.KULTRA statement several months CIA-RDP86M00886R000800010039-4 1 March 1984 STATEMENT ON MKULTRA Because of events in the 1.940's and early 1950's, subprojects were funded. [10][11] It was organized through the CIA's Office of Scientific Intelligence and coordinated with the United States Army Biological Warfare Laboratories. [41] The project was a joint project between the U.S. Army Chemical Corps and the CIA's Office of Research and Development to find new offensive-use agents, with a focus on incapacitating agents. Horrock, Nicholas M. (August 4, 1977). The US Congress set up several commissions to investigate such allegations, such as the famous inquiry headed by Frank Church. [41], CIA documents suggest that they investigated "chemical, biological, and radiological" methods of mind control as part of MKUltra. After prolonged legal proceedings, Olsons family was awarded a settlement of $750,000, and received a personal apology from President Gerald Ford and then-CIA Director William Colby. The experiments laid the groundwork for modern-day torture techniques. MK-Ultra was a top-secret CIA project in which the agency conducted hundreds of clandestine experimentssometimes on unwitting U.S. citizensto assess the potential use of LSD and other drugs for mind control, information gathering and psychological torture. As you may recall, MKULTRA was an "umbrella project" under which certain MKULTRA prepared by the Inspector General's- office in. The agency launches one of its most dubious covert programs ever, turning unsuspecting humans into guinea . The only possible explanation, US intelligence concluded, was that Communists had perfected brainwashing techniques. Sometimes the test subjects knew they were participating in a studybut at other times, they had no idea, even when the hallucinogens started taking effect. I.,, ~ 3. MK Ultra & UFOs Most people know of the CIA/MI6-funded mass brainwashing operation known as MK Ultra which was launched in 1953. Most of these took place between 1953 and 1964, but its not clear how many people were involved in the teststhe agency kept notoriously poor records and destroyed most MK-Ultra documents when the program was officially halted in 1973. Topics covered include behaviorism, scientific management, work-place democracy, schooling, frustration-aggression hypothesis and human experimentation. This report is forwarded herewith. The True Story of MK-Ultra and the CIA Mad Scientist By Alex de Jong In its search for the perfect mind-control technique, the CIA carried out horrifying tests on unwitting humans. Where else could a red-blooded American boy lie, kill and cheat, steal, deceive, rape and pillage with the sanction and blessing of the All-Highest?. Gottlieb quietly lived out the rest of his years, raising goats in his rural house in Virginia. Most of the Operation Midnight Climax experiments took place in San Francisco and Marin County, California, and in New York City. What we do know is the stuff of nightmares. The CIA needed human guinea pigs, but Korean prisoners of war and suspected Communist spies provided only a limited supply. A forensics team found injuries on the body that had likely occurred before the fall. [77] That report prompted investigations by the United States Congress, in the form of the Church Committee, and by a commission known as the Rockefeller Commission that looked into the illegal domestic activities of the CIA, the FBI and intelligence-related agencies of the military. MK-Ultra: el oscuro legado del programa secreto de la CIA - BBC There was a widespread distrust of institutions like the CIA and popular pressure for accountability. After a series of tests, the drug was deemed too unpredictable for use in counterintelligence. 2. In another lawsuit, Wayne Ritchie, a former United States Marshal, after hearing about the project's existence in 1990, alleged the CIA laced his food or drink with LSD at a 1957 Christmas party which resulted in his attempting to commit a robbery at a bar and his subsequent arrest. Find out Belowhttp://freeyourmindonline.net/Blog/?p=11 Nov 10. [12] The program engaged in illegal activities,[13][14][15] including the use of U.S. and Canadian citizens as unwitting test subjects. A chemist by training, Gottlieb was recruited for secret US research into chemical warfare. Since he realized there was a difference in testing the drug in a laboratory and using it in clandestine operations, he initiated a series of experiments where LSD was given to people in "normal" settings without warning. MAPPING MK-ULTRA IN L.A. - Fighting Monarch In the days that followed, eleven people checked into hospitals, and one person died. As a result of that report's of the "CDROM MKULTRA collection." The project grew out of QKHilltop and was later absorbed into MKUltra. Search | CIA FOIA (foia.cia.gov) Updated: August 21, 2018 | Original: June 16, 2017. [120], "MKULTRA" redirects here. We strive for accuracy and fairness. The proposed purchase aimed to stop other countries from controlling the supply. He had wanted to join the war effort but was refused because of his club foot. They also revealed that at least one subject, Frank Olson, had died after administration of LSD. Much of what the Church Committee and the Rockefeller Commission learned about MKUltra was contained in a report, prepared by the Inspector General's office in 1963, that had survived the destruction of records ordered in 1973. [78] However, it contained little detail. Anecdotes vary from horrifying in one experiment, mentally handicapped children were fed cereal laced with uranium and radioactive calcium to merely amusing, such as the time when CIA operatives supposedly implanted a listening device in a cat, but forgot that cats do not listen to instruction (it walked away during a test in a park). The following year, President Fordin the wake of the Watergate scandal and amid growing distrust of the U.S. governmentset up the United States Presidents Commission on CIA Activities within the United States to investigate illegal CIA activities, including Project MK-Ultra and other experiments on unsuspecting citizens. We strive for accuracy and fairness. Maps can show us different things, so New World Order encourages us to ask computers and satellites for directions, increasing our dependence on NASA, USAF, CIA, and their affiliates. It also uncovered thousands of documents related to MK-Ultra. The MKULTRA activity is concerned with the research of the MKULTRA program in one copy only, in view of its ~ unusual sensitivity._ ' t._.. ' Z. Kinzer writes that MKUltra's use of mescaline on unwitting subjects was a practice that Nazi doctors had begun in the camps at Auschwitz and Dachau. ", Stunning tale of brainwashing, the CIA and an unsuspecting Scots researcher, "Is Military Research Hazardous to Veterans Health? As Kinzer describes, the United States started researching the use of bacteria and chemicals for military use during the Second World War. Justice Sandra Day O'Connor, writing a separate dissent, stated: No judicially crafted rule should insulate from liability the involuntary and unknowing human experimentation alleged to have occurred in this case. Kinzers explanation of Gottliebs motivation only goes so far. June 28, 2007 and Tim Weiner, United States Army Biological Warfare Laboratories, United States President's Commission on CIA activities within the United States, Learn how and when to remove this template message, Unethical human experimentation in the United States, Poison laboratory of the Soviet secret services, Category:Central Intelligence Agency operations, "One of the Most Shocking CIA Programs of All Time: Project MKUltra", "The CIA's Secret Quest For Mind Control: Torture, LSD And A 'Poisoner In Chief'", "Dialogue Sought With Professor In CIA Probe", "Statement of Director of Central Intelligence Before Subcommittee On Health And Scientific Research Senate Committee on Human Resources", "PROJECT BLUEBIRD | CIA FOIA (foia.cia.gov)", "Advisory on Human Radiation Experiments, July 5, 1994, National Security Archives, retrieved January 16, 2014", "Project MKUltra, the Central Intelligence Agency's Program of Research into Behavioral Modification. In the summer of 1975, congressional Church Committee reports and the presidential Rockefeller Commission report revealed to the public for the first time that the CIA and the Department of Defense had conducted experiments on both unwitting and cognizant human subjects as part of an extensive program to find out how to influence and control human behavior through the use of psychoactive drugs such as LSD and mescaline and other chemical, biological, and psychological means. Cameron died on September 8, 1967, after suffering a heart attack while he and his son were mountain climbing. Unit 731 subjected prisoners to vivisection and organ removal without anesthesia to study the effects of various diseases on humans. In secret prisons across Europe and Asia, prisoners were subjected to attempts at brainwashing. Kinzer cites one study: In 1951 a team of CIA scientists led by Dr. Gottlieb flew to Tokyo four Japanese suspected of working for the Russians were secretly brought to a location where the CIA doctors injected them with a variety of depressants and stimulants under relentless questioning, they confessed to working for the Russians. Substances which will promote illogical thinking and impulsiveness to the point where the recipient would be discredited in public. And victims and their families are still seeking recognition and justice. Materials which will produce the signs and symptoms of recognized diseases in a reversible way so they may be used for malingering, etc. The Legacy of the CIA's Secret LSD Experiments on America Nazi war criminals were not the only source of US knowledge. By the mid-1950s, the CIA was subsidizing research by numerous leading psychologists and psych-pharmacologists. Though Project MK-Ultra lasted from 1953 until about 1973, details of the illicit program didnt become public until 1975, during a congressional investigation into widespread illegal CIA activities within the United States and around the world. [101][102][100], Sit back picture yourself swooping up a shell of purple with foam crests of crystal drops soft nigh they fall unto the sea of morning creep-very-softly mist and then sort of cascade tinkley-bell-like (must I take you by the hand, ever so slowly type) and then conglomerate suddenly into a peal of silver vibrant uncomprehendingly, blood singingly, joyously resounding bells By my faith if this be insanity, then for the love of God permit me to remain insane.[108]. Recording devices were installed in the prostitutes rooms, disguised as electrical outlets. MK-Ultra : le sombre hritage du programme secret de la CIA - BBC 28 - MK ULTRA CONTROLE MENTAL USADO EM ARTISTAS PROVA - YouTube The Commission was led by Vice President Nelson Rockefeller and is commonly referred to as the Rockefeller Commission. Following the recommendations of the Church Committee, President Gerald Ford in 1976 issued the first Executive Order on Intelligence Activities which, among other things, prohibited "experimentation with drugs on human subjects, except with the informed consent, in writing and witnessed by a disinterested party, of each such human subject" and in accordance with the guidelines issued by the National Commission. Gottliebs own interest was different, however. As with their fixation on supposed Soviet advances in bacteriological and chemical warfare, the fear of Communist brainwashing skills in US intelligence circles drove them to break their own laws. Declassified MKUltra documents indicate they studied hypnosis in the early 1950s. [41], By March 1971 over 26,000 potential agents had been acquired for future screening. In the 1950s and 1960sthe height of the Cold Warthe United States government feared that Soviet, Chinese and North Korean agents were using mind control to brainwash U.S. prisoners of war in Korea. Project MKUltra (or MK-Ultra) [a] was an illegal human experimentation program designed and undertaken by the U.S. Central Intelligence Agency (CIA), intended to develop procedures and identify drugs that could be used in interrogations to weaken individuals and force confessions through brainwashing and psychological torture. A material which will cause mental confusion of such a type the individual under its influence will find it difficult to maintain a fabrication under questioning. The cryptonym MKULTRA encompasses 2018 Attachment Size project mk-ultra[15545700].pdf 470.62 KB Project MK-ULTRA- Intellipedia Doc ID: 6613524 Approved for Release: 2018/12/12 006760269 W (U) Project MK-ULTRA From Intellipedia (b) (3)- P.L. Although the government aggressively, and sometimes successfully, sought to avoid legal liability, several plaintiffs did receive compensation through court order, out-of-court settlement, or acts of Congress. According to Stephen Kinzer, the CIA project "was a continuation of the work begun in WWII-era Japanese facilities and Nazi concentration camps on subduing and controlling human minds." The Hidden Tragedy of the CIA's Experiments on Children Substances which promote weakness or distortion of the eyesight or hearing faculties, preferably without permanent effects. [13]:74[16][17][18] Over 7,000 American veterans took part in these experiments non-consensually during the 1950s through 1970s, many of them suing later on. These revelations resulted in Fords 1976 Executive Order on Intelligence Activities that prohibited experimentation with drugs on human subjects, except with the informed consent, in writing and witnessed by a disinterested party, of each such human subject.. Cameron was looking for techniques that would enable him to, as he put it, re-pattern individuals, changing their attitudes and beliefs. Substances which increase the efficiency of mentation and perception. We already conducted to MKULTRA, we already conducted exhaustive searches and reviews on the term "human behavior," of human behavior studies. Cameron had been hoping to correct schizophrenia by erasing existing memories and reprogramming the psyche. Investigative efforts were hampered by CIA Director Richard Helms's order that all MKUltra files be destroyed in 1973; the Church Committee and Rockefeller Commission investigations relied on the sworn testimony of direct participants and on the small number of documents that survived Helms's order. MK-Ultra scientists commissioned the tank to create a sensory-free environment for their subjects to experience their acid trips without the stimuli of the outside world. HISTORY reviews and updates its content regularly to ensure it is complete and accurate. But instead of concluding they were chasing a white rabbit, CIA scientists persisted. [5], The Soviet Union also contributed greatly to the motivation for this project; according to CIA director Allen Dulles, fear of "Soviet brain perversion techniques" was palpable. Operation Midnight Climax was an MK-Ultra project in which government-employed prostitutes lured unsuspecting men to CIA safe houses where drug experiments took place. Frank Olson was a scientist who worked for the CIA. 13 Chilling Facts About MK-Ultra, The Government Mind Control - MSN [49] They also administered LSD to CIA employees, military personnel, doctors, other government agents, and members of the general public to study their reactions. Toward the end of his life in 1975, White wrote a letter to Gottlieb thanking him for the opportunities the CIA had granted him: I was a very minor missionary, actually a heretic, but I toiled wholeheartedly in the vineyards because it was fun, fun, fun. This umbrella project, which was called MKULTRA, continued from 1953 through 1964. In connection with our survey of Technical Services Division, DD/P, it was deemed advisable to prepare the report of the MKULTRA program in one copy only, in view of its unusual sensitivity. Citing Exemption 3 of the FOIA-which provides that an agency need not disclose CIA-RDP87B00858R000400610009-6 CIA u SIMS M Syllabus MKULTRA, could. In one case, seven drug-addicted African-American volunteers at the National Institute of Mental Health Addiction Research Center in Kentucky were given LSD for seventy-seven consecutive days. The officers conducting the monitoring were not qualified scientific observers. On the Senate floor in 1977, Senator Ted Kennedy said: The Deputy Director of the CIA revealed that over thirty universities and institutions were involved in an "extensive testing and experimentation" program which included covert drug tests on unwitting citizens "at all social levels, high and low, native Americans and foreign." Although it hadnt proved to be as harmless as they anticipated, the researchers deemed the experiment a success. They maintain that Frank Olson was murdered because, especially in the aftermath of his LSD experience, he had become a security risk who might divulge state secrets associated with highly classified CIA programs, about many of which he had direct personal knowledge. July 28, 2020 - 42 likes, 0 comments - Despierta y disfruta el viaje (@la_batidora_consciente) on Instagram: "La otra vez me hablaron de esta cancin, el mensaje MK . It is no coincidence that with the decline of these movements in the late seventies, any kind of accountability was once again curtailed. In addition to LSD, the Army also tested quinuclidinyl benzilate, a hallucinogen code-named BZ. If this principle is violated, the very least that society can do is to see that the victims are compensated, as best they can be, by the perpetrators. He commuted from Albany, New York to Montreal every week to work at the Allan Memorial Institute of McGill University, and was paid $69,000 from 1957 to 1964 (US$579,480 in 2021, adjusted for inflation) to carry out MKUltra experiments there, the Montreal experiments. Gottlieb proved resourceful in finding new victims. Gottlieb was born in 1918 as the son of Hungarian-Jewish immigrants. It often conducted experiments without the subjects' knowledge or consent. "CIA Experiments With Mind Control on Children". The covert operation aimed to develop techniques that could be used against Soviet bloc enemies to control human behavior with drugs and other psychological manipulators. Research was conducted at respected hospitals and universities such as MIT, Stanford, and John Hopkins. Between 1953 and 1964, the program consisted of 149 projects involving drug testing and other studies on unwitting human subjects, Given the CIA's purposeful destruction of most records, its failure to follow informed consent protocols with thousands of participants, the uncontrolled nature of the experiments, and the lack of follow-up data, the full impact of MKUltra experiments, including deaths, may never be known. The program involved more than 150 human experiments involving psychedelic drugs, paralytics and electroshock therapy. An agent named George White wrote to Gottlieb in 1971: Of course I was a very minor missionary, actually a heretic, but I toiled wholeheartedly in the vineyards because it was fun, fun, fun. The experiments continued even after Frank Olson, an army chemist who had never taken LSD, was covertly dosed by his CIA supervisor and nine days later plunged to his death from the window of a 13th-story New York City hotel room, supposedly as a result of deep depression induced by the drug. [33] CIA counter-intelligence chief James Jesus Angleton believed that a mole had penetrated the organization at the highest levels. Adverse reactions often occurred, such as an operative who received the drug in his morning coffee, became psychotic and ran across Washington, seeing a monster in every car passing him. The CIA began to experiment with LSD (lysergic acid diethylamide) under the direction of agency chemist and poison expert Sidney Gottlieb. During the war in Korea, US establishment circles were shocked by instances of US soldiers going over to the North Korean side and denouncing US war crimes. [60], Another technique investigated was the intravenous administration of a barbiturate into one arm and an amphetamine into the other. The CIA's own internal investigation concluded that the head of MKUltra, CIA chemist Sidney Gottlieb, had conducted the LSD experiment with Olson's prior knowledge, although neither Olson nor the other men taking part in the experiment were informed as to the exact nature of the drug until some 20 minutes after its ingestion. [1][2][3][4] It began in 1953 and was halted in 1973. The Church Committeehelmed by Idaho Democratic Senator Frank Churchwas a larger investigation into the abuses of the CIA, FBI and other U.S. intelligence agencies during and after the resignation of President Richard M. Nixon. Regarding the MKULTRA 86-page listing, January 2013, in which you are requesting that we resend to you the 86-page MKULTRA list that we sent for MKULTRA-related documents. Soon after launching the program that would become infamous as MK-Ultra, Gottlieb came into contact with Harris Isbell, director of research at the Addiction Research Center in Lexington, Kentucky. In New York and San Francisco, he ran operations in which civilians received drugs without their knowledge and were then observed for their reactions. [58] The project studied the effects of psychoactive drugs, particularly LSD, psilocybin, mescaline, cocaine, AMT and DMT on people. U.S. psychologist Zarnoff Mednick teamed up with Danish professor Fini Schulsinger to study schizophrenia progression in Danish orphans. [59], The Office of Security used LSD in interrogations, but Sidney Gottlieb, the chemist who directed MKUltra, had other ideas: he thought it could be used in covert operations. In the early seventies, Gottlieb had retired from the CIA. But Gottliebs success stories were almost all failures, such as failed attempts to assassinate the Chinese foreign minister Zhou Enlai, Fidel Castro, or the Congolese independence leader Patrice Lumumba (Lumumba was murdered before Gottliebs plan could be put into effect). April 13, 1953: CIA OKs MK-ULTRA Mind-Control Tests | WIRED Other notable people who reportedly volunteered for CIA-backed experiments with LSD include Robert Hunter, the Grateful Dead lyricist; Ted Kaczynski, better known as the Unabomber; and James Joseph Whitey Bulger, the notorious Boston mobster. Critical Survey of Long Fiction, Second Revised Edition (2000): EBSCO. Officially a hospital for people with drug addictions, this center lay under the joint authority of the Bureau of Prisons and the Public Health Service, and functioned more like a prison. Most of its inmates were extremely marginalized, powerless African Americans. [91] The case was dismissed in July 2013, due in part to the 1976 settlement between the family and government. Parts of the book are surreal. [70], In the 1980s, several of Cameron's former patients sued the CIA for damages, which the Canadian news program The Fifth Estate documented. MK-Ultra also included experiments with MDMA (ecstasy), mescaline, heroin, barbiturates, methamphetamine and psilocybin (magic mushrooms). Indeed, as Justice Brennan observes, the United States played an instrumental role in the criminal prosecution of Nazi officials who experimented with human subjects during the Second World War, and the standards that the Nuremberg Military Tribunals developed to judge the behavior of the defendants stated that the 'voluntary consent of the human subject is absolutely essential to satisfy moral, ethical, and legal concepts.'
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As a part of Jhan Dhan Yojana, Bank of Baroda has decided to open more number of BCs and some Next-Gen-BCs who will rendering some additional Banking services. We as CBC are taking active part in implementation of this initiative of Bank particularly in the states of West Bengal, UP,Rajasthan,Orissa etc.
We got our robust technical support team. Members of this team are well experienced and knowledgeable. In addition we conduct virtual meetings with our BCs to update the development in the banking and the new initiatives taken by Bank and convey desires and expectation of Banks from BCs. In these meetings Officials from the Regional Offices of Bank of Baroda also take part. These are very effective during recent lock down period due to COVID 19.
Information and Communication Technology (ICT) is one of the Models used by Bank of Baroda for implementation of Financial Inclusion. ICT based models are (i) POS, (ii) Kiosk. POS is based on Application Service Provider (ASP) model with smart cards based technology for financial inclusion under the model, BCs are appointed by banks and CBCs These BCs are provided with point-of-service(POS) devices, using which they carry out transaction for the smart card holders at their doorsteps. The customers can operate their account using their smart cards through biometric authentication. In this system all transactions processed by the BC are online real time basis in core banking of bank. PoS devices deployed in the field are capable to process the transaction on the basis of Smart Card, Account number (card less), Aadhar number (AEPS) transactions.