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Browse photos, see new properties, get open house info, and research neighborhoods on Trulia. Sought after, Prime Loudonville location. An updated front porch welcomes guests as you open the door. This browser is no longer supported. Yet, it boasts the updates that appeal to today's buyers. Also on the first floor is a bright and sunny flex-space room- perfect for office, den, or even a collection of plants. Each office is independently owned and operated. On Average the houses for sale in Colonie, NY spend an average of 47 days on the market. Home buyers reveal: 'What I wish I had known before buying my first home, Debunked! Broker - (646) 315-9116. Prime Loudonville location. About the ratings: GreatSchools ratings are based on a comparison of test results for all schools in the state. View each home individually and read the property details, which include the price, sales history, property tax, school information and much more. Centrally located in the South Colonie School district. 3 bds; 1 ba; 1,304 sqft - House for sale. Information is deemed reliable but not guaranteed. Single Family Homes for Sale in Colonie NY Needs a full renovation, but has good bones. A perfect blend of state of the art engineering, with truly no limits, on one of the last remaining lots in prestigious Taprobane. 12-2pm 57 Mary Hadge Drive, Colonie, NY 12309 LISTING BY: CLANCY REAL ESTATE $199,900 3 bds 1 ba 904 sqft - House for sale 3D Tour Loading. We'll let them define the differences that set MIG builders apart. The Coldwell Banker System fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. In the past month, 7 homes have been sold in Colonie. LOW LOW TAXES AND MAINTENANCE FREE! Formal dining room flows into the 25 x 12 living room with wood burning fireplace. Learn more. Featuring 2 bedrooms 1.5 bath with laundry. Homes for Sale. What is the average time to sell a house in Colonie, NY? An open concept living area with bright natural light leads into the eat in kitchen. READ REDFIN'S, Do not sell or share my personal information. Cheap Homes For Sale in Colonie, NY - 30 Listings Cheap Homes for Sale in Colonie, NY Sort by 27 162 Harvard Road, Colonie, NY 12189 2 Beds 2 Baths 1,324 Sqft 0.16 ac Lot Size Residential $249,900 USD View Details 26 10 Sherwood Drive, Colonie, NY 12110 2 Beds 1 Bath 1,259 Sqft 0.21 ac Lot Size Residential $224,900 USD View Details 25 Acreage to include a portion of 686 Troy Schenectady Rd; 2, 8, 12 Rensselaer Ave; 20 Bleaker St; 1 and 15 Greenbush Ave; 1 and 16 Watervliet Ave, Welcome to 328 Sand Creek Rd. Colonie, NY Real Estate - Colonie Homes for Sale | realtor.com Please switch to a supported browser or download one of our Mobile Apps. North Colonie Schools. OPEN HOUSE: SATURDAY, APRIL 29TH 11AM-1PM Beautifully updated raised ranch in the heart of Colonie. MLS# 202315559. To verify enrollment eligibility for a property, contact the school directly. If you wish to report an issue or seek an accommodation, please, 442-H New York Standard Operating Procedures. Many floor plans to choose from. Basement has wood stove and lots of storage space. Get instant access to property photos so you can explore the home online. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. You will find 3 bedrooms upstairs with a full updated bathroom. Colonie Homes for Sale $269,900; . Single family residential zoning. 13 Willow Avenue Colonie, NY Courtesy of MIUCCIO REAL ESTATE GROUP Upstairs boasts master bedroom and 4th bedroom. Newest New York Real Estate Listings; New York Single Family Homes for . MLS# 202315553. . Albany, NY 12211. What are some of the most popular neighborhoods in Colonie? If you're looking to sell your home in the Colonie area, our listing agents can help you get the best price. This home features both a first floor suite as well as second floor primary suite, five bedrooms in all. Homes for Sale / New York Real Estate. Plus a huge bonus room with fireplace and lots of windows. This home offers the charm of yesteryear w/ its original architectural detail & craftsmanship. Spend warm sunny days on the big back deck and patio with inground pool! 42 Twiller Street, Albany, NY 12209. Zillow has 4 homes for sale in Town of Colonie matching Ranch Style. Photos are examples of finishes. Hardwood floors throughout the first floor. Information is deemed reliable but not guaranteed. Single Family Homes For Sale in Albany, NY Sort: New Listings 62 homes NEW OPEN SUN, 11-1PM $169,900 3bd 2ba 1,545 sqft 20 Lawn Avenue, Albany, NY 12204 Listing by: Hunt ERA NEW - 1 DAY AGO 0.47 ACRES $375,000 4bd 2ba 2,400 sqft (on 0.47 acres) 328 Sand Creek Road, Albany, NY 12205 Listing by: Keller Williams Capital Dist NEW - 1 DAY AGO 0.28 ACRES Amenities include Hardwood floors, ceramic tile baths, 9' first floor ceilings, Anderson windows, Schrock cabinetry, Granite/quartz kitchen counter tops, Tiled master bath shower, Culture stone accents, Wood grain garage door, paver front walkway, sprinklers and much more. School service boundaries are intended to be used as reference only. Homes Near Helderberg, Albany, NY. The Villa and Estate Series Condominiums at Canterbury Crossing is a unique community that provides homeownership the way you want it convenient, efficient, and stylish. Town of Colonie Single Family Homes For Sale - 64 Homes | Zillow Newest Homes for Sale in . That is why we have compiled a list of 46 single family homes that are currently for sale within Colonie, NY residential boundaries, including open house listings. Welcome to 35 Harold Ave in Latham! The kitchen was beautifully redone in 2018 featuring high end cabinetry, farmhouse sink and granite countertops, including a breakfast bar. We feature Single Family Homes for sale by owner in Colonie, NY. 7 corridor in Latham. Charming house boasts spacious & inviting floor plan, featuring 3 bedrooms and 1.5 baths. Public water and sewer. Absolutely stunning colonial on a picturesque lot within the North Colonie school district. Photos are examples of finishes. The trademarks MLS, Multiple Listing Service and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. This one owner spacious home has 4 bedrooms with hardwood floors and a recently updated full bath. We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. AADT 110,269. Boydton homes for sale. 1 FOREST Dr, Colonie, NY 12205 | MLS# 202130022 | Redfin OFF MARKET Street View See all 42 photos 1 FOREST Dr, Colonie, NY 12205 $291,768 Redfin Estimate 3 Beds 1 Bath 1,100 Sq Ft Off Market This home last sold for $261,000 on Dec 30, 2021. 3 Beds / 1 Bath / 1,144 sq ft / Single Family. Custom homes by Cillis Builders. You may also be interested in single family homes and . Learn more. Single-Family homes for sale in Colonie Town, NY have prices ranging from $150,000 to $1,395,000. This home is im. Ranch Style - Town of Colonie Real Estate - 4 Homes For Sale | Zillow Popular Zip Codes. 56 Dugway Drive, Pawling, NY 12564 (MLS# H6244718) is a Single Family property with 2 bedrooms and 2 full bathrooms. Colonie, NY Single Family Homes for Sale 1 - 50 of 91 Homes $349,900 4 Bd 2 Ba 2,400 Sqft 20,473Sqft Lot 328 Sand Creek Rd, Colonie, NY 12205 - House For Sale 42 Photos $150,000 2 Bd 1 Ba 1,120 Sqft 16,988Sqft Lot 19 Wilkins Ave, Colonie, NY 12205 - House For Sale 12 Photos $699,800 3 Bd 3 Ba 2,328 Sqft 20,038Sqft Lot To Be Built Condition, Condition-New, Long awaited 'Loudon Hills East Community' offered by Keystone Homes. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. If you're looking to sell your home in the Colonie area, our listing agents can help you get the best price. Featuring gorgeous new laminate wood flooring throughout, this affordable home is perfect for first-time homebuyers or anyone looking to downsize. Granite kitchen has 42'' custom cabinetry, stainless steel appliances, large center island, tiled back splash, & a breakfast area overlooking great room which leads out to sun room with slider. Updated flooring throughout & freshly painted. We found 27 more homes matching your filters just outside Helderberg. In fact, there are schools, universities, school districts and lastly parks nearby. Enjoy coffee in the mornings on the enclosed back porch with tons of natural sunlight. Prime Loudonville location. Listing by: Coldwell Banker Prime Prop., Active, Listing by: COLDWELL BANKER PRIME PROPERTIES, Listing by: The Moffatt Group, Inc, Active, Listing by: Serenity Real Estate Team, Active. Loved back to life by its current owners, it lies within North Colonie Schools and near the town park and trails. For listings in Canada, the trademarks REALTOR, REALTORS, and the REALTOR logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Property sits directly on bus line, minutes from highway, and downtown Albany. The listing brokers offer of compensation is made only to participants of the MLS where the listing is filed. 686 Troy Schenectady Rd, Colonie, NY 12110, 957 Troy Schenectady Rd, Colonie, NY 12110, Listing by Coldwell Banker Advisor Realty, 454-456 Vliet Street Ext, Colonie, NY 12047. Property is to be built. Colonie, NY Single Family Homes for Sale | Point2 +/- 12 acres for sale or available for lease, please contact agent for details. Prime Loudonville location. You will find modern, well-crafted, thoughtfully designed homes within a manicured community that fits your lifestyle. Carpets throughout. 5 Beds / 2 Baths / 2,050 sq ft / Multi-Family. Large kitchen with cozy breakfast nook. Taxes quoted are for both lots before subdividing. Public water and sewer. 3 Beds 3 Baths 1,600 Sq Ft 79 Morris Rd, Colonie, NY 12205 TO BE BUILT. New siding. Save your filters to get instant new home alerts. Get in touch with a Colonie real estate agent who can help you find the home of your dreams in Colonie. Immerse yourself on these combined properties on 0.47 Acre lot, corner lot and can only be sold together. View Community Information. Marini Homes - Dutch Meadows - Lots are available in the extension of this Marini Homes Community in Latham. Many people choose to live near Colonie, NY because of its good reputation as well as its proximity to several parks and recreational areas. A newer updates bathroom and newer floors. Menands K-8, choice of high schools: North Colonie, South Colonie, Watervliet, P-Tech and Tech Valley (guaranteed acceptance). Colonie Mobile & Manufactured homes for Sale, Do Not Sell or Share My Personal Information. . Enjoy the completely fenced in backyard and new Trex deck, perfect for entertaining. Check with the applicable school district prior to making a decision based on these boundaries. 3ba. Adjacent open dining/kitchen area provides ample space for hosting dinner parties & enjoying meals together. Property is about 1200sqft with private driveaway and sits across from a softball park! IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Add in South Colonie Schools and this home is a must see! OPEN TODAY, 12PM TO 2PM $349,900 3 Beds 1 Bath 1,130 Sq. View listing photos, review sales history, and use our detailed real estate filters to find the perfect place. Trulia is a registered Trademark of Zillow, Inc. Zillow, Inc. holds real estate brokerage, Do Not Sell or Share My Personal Information, Zillow Group is committed to ensuring digital accessibility for individuals with disabilities. North Colonie Schools. Please switch to a supported browser or download one of our Mobile Apps. Many floor plans to choose from. Stop into the open house at 53 Wardley Circle to learn more! Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Single Family Homes for Sale in Colonie NY Photos are examples of finishes. There are 63 homes for sale in 12205 with a median listing home price of $257,000. Our top-rated real estate agents in Colonie are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in Colonie. ENJOY THE LOW TAXES AND MAINTENANCE FREE LIFESTYLE! Albany County NY Single Family Homes 183 results Sort: Homes for You 3045 E Old State Road, Guilderland, NY 12303 LISTING BY: ELLIOTT PROPERTY SERVICES $121,900 3 bds 2 ba 1,103 sqft - Foreclosure 4 days on Zillow 194 S Main Avenue, Albany, NY 12208 LISTING BY: HOWARD HANNA $274,900 4 bds 2 ba 1,800 sqft - House for sale 2 days on Zillow Loading. New Construction 4 Bedroom 2.5 bath Colonial to be built by Keystone homes on a river view lot. Zillow has 14 homes for sale in New York matching South Colonie. HOA for storm water. Homes for Sale in Colonie, NY - Browse Colonie Homes | Weichert 25 Birch Avenue, Albany, NY 12205. Copyright 2023. Our Colonie real estate stats and trends will give you more information about home buying and selling trends in Colonie. . This 4 bedroom, 2 bath Cape is located on a dead end street in the heart of Colonie. $774,800. LOCATION! Trulia is a registered Trademark of Zillow, Inc. Zillow, Inc. holds real estate brokerage, Do Not Sell or Share My Personal Information, Zillow Group is committed to ensuring digital accessibility for individuals with disabilities. Buying a home for the first time can be terrifyingly intimidating A pre-approval letter from a lender makes your offer stronger. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. If you wish to report an issue or seek an accommodation, please, 442-H New York Standard Operating Procedures. Colonie Homes for Sale: Colonie, NY Real Estate | Redfin Based on Redfin calculations of home data from MLS and/or public records. The listing brokers offer of compensation is made only to participants of the MLS where the listing is filed. Potential ARV 190K + Property is sold CASH ONLY via ASSIGNMENT OF CONTRACT. Storage is no problem here - plenty of closets and an outdoor storage area plus a shed! Wednesday through Sunday 12-4, North Colonie new construction site!!! To Be Built Condition, Condition-New, Sought after 'Loudon Hills East Community' offered by Keystone Homes moving fast! Spend the summer on the enchanting screened porch or utilize the custom studio/library with a gas fireplace & AC as a private office or works. There is a spacious living rm w/ hardwood floors & a family rm w/ vaulted ceiling, gas FP & magnificent views of the picturesque reservoir. Main house offers a large bedroom and laundry on the 1st level. Don't worry about space here with tons of closets throughout, a separate storage room & a two-car tandem garage. 123 Colonie Homes for Sale - Colonie NY Real Estate - Movoto schedule your showing today! The listing brokers offer of compensation is made only to participants of the MLS where the listing is filed. Cheap Homes For Sale in Colonie, NY - 35 Listings About This Home Beautiful 3 BR RANCH in the Village of Colonie! We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. Easy to show and More pictures to follow soon. HOA fees are common within condos and some single-family home neighborhoods. whether you are a first time homebuyer looking to renovate and make the space your own or an investor looking a rental property. HEART OF LATHAM, AND NORTH COLONIE SCHOOLS! $214,888. . What is the median home price in Colonie, NY? This well lived in bungalow has so much potential . Listed by: Hs Capital Realty LLC, 518-729-8278. Newer roof, windows, boiler, and hot water heater. All rights reserved. Public water and sewer. All builds customized to suit your needs! Colonie, NY Real Estate & Homes for Sale 1 - 50 of 123 Homes $52,800 1.24 Acre $43K/Acre 495 Albany Shaker Rd, Colonie, NY 12211 - Lot/Land For Sale 8 Photos $150,000 2 Bd 1 Ba 1,120 Sqft 16,988Sqft Lot 19 Wilkins Ave, Colonie, NY 12205 - House For Sale 12 Photos $699,800 3 Bd 3 Ba 2,328 Sqft 20,038Sqft Lot Zillow (Canada), Inc. holds real estate brokerage licenses in multiple provinces. 442-H New York Standard Operating Procedures New York Fair Housing NoticeTREC: Information about brokerage services, Consumer protection noticeCalifornia DRE #1522444Contact Zillow, Inc. Perfect home for your family! New Homes . HOA for storm water. This home is in a prime location deep in the heart of Loudonville. Listing by: Venture Realty Partners, Active, Listing by: Coldwell Banker Commercial, Active, Listing by: Keller Williams Capital Dist, Active, Listing by: Coldwell Banker Prime Prop., Active, Listing by: Berkshire Hathaway Blake, Active. There are 90 real estate listings found in Colonie, NY.View our Colonie real estate area information to learn about the weather, local school districts, demographic data, and general information about Colonie, NY. North Colonie Schools. Welcome to Loudon Heights North; an updated residence of distinction! 43 QUARRY Dr, Colonie, NY 12205 | MLS# 202127256 | Redfin Schools Edit Facts OFF MARKET Street View See all 25 photos 43 QUARRY Dr, Colonie, NY 12205 $310,454 Redfin Estimate 4 Beds 2 Baths 1,977 Sq Ft Off Market This home last sold for $255,000 on Mar 9, 2022. Albany, NY 12205. . Introducing the Villa Series Condominiums at Canterbury Crossing- 2 bed 2 bath 1 car garage attached- No steps in or out! You may also be interested in single family homes and condo/townhomes for sale in popular zip codes like, Home buyers reveal: 'What I wish I had known before buying my first home, Debunked! This home features a 1st-Floor Primary BR with En Suite & a designer kitchen equipped with custom cabinetry, quartz counters, an expansive island, tile backsplash, SS appliances, & a large pantry. Call now for more information. We do not have any active properties in Colonie. Copyright: 2023 Redfin. 32 Homes For Sale in Colonie, NY 12110. This home is immaculate- most everything has been redone for you to enjoy! Browse FSBO listings, find your perfect home and get in touch with local sellers Newly renovated kitchen with custom countertops & backsplash, tile floors, new full bath, Come see what The Times Union classified as the next generation of premium luxury! . Helderberg, Albany, NY Homes For Sale & Helderberg, Albany, NY Real Albany NY Single Family Homes 54 results Sort: Homes for You 194 S Main Avenue, Albany, NY 12208 LISTING BY: HOWARD HANNA $274,900 4 bds 2 ba 1,800 sqft - House for sale 5 days on Zillow L07 STERLING RIDGE Road, Loudonville, NY 12211 LISTING BY: COLDWELL BANKER PRIME PROP. $604,900 3 bds 2 ba 1,929 sqft - New construction 21 hours ago Loading. Used under license. Listing information is deemed reliable but not guaranteed accurate. NEW CONSTRUCTION 0.45 ACRES. Do not sell or share my personal information. Town of Colonie Single Family Homes for . Basement completely finished and redone. you will definitely want to see this one. Easy living with lawn maintenance included in the low HOA fee. The home has been beautifully updated with a brand new kitchen, vinyl plank flooring, and fresh paint, providing a modern and fresh look throughout. Information is deemed reliable but not guaranteed. Protect your home and budget with an American Home Shield home warranty. Amenities include Hardwood floors, ceramic tile baths, 9' first floor ceilings, Anderson windows, Schrock cabinetry, Granite/quartz kitchen countertops, Tiled master bath shower, Culture stone accents, Wood grain garage door, paver front walkway, sprinklers and much more. How much do Single-Family homes for sale in Colonie Town, NY cost? Situated on a private lane in Menands and resting on 2.8 lush acres with mature landscaping, flowering trees, quaint pond & a unique detached studio/library, this handsome home features over 5,000SF w/ 4BR, 3.5 beautiful baths, 3FP, stunning gourmet kitchen, extraordinary architectural details & old world charm! Zillow Group is committed to ensuring digital accessibility for individuals with disabilities. Would even make a great single family rental. . What is the number of active homes for sale in Colonie, NY? This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. Learn more! IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Other updates include new windows, garage doors & Furnace 2022. Two bedrooms on 1st floor with full bath. Public water and sewer. Some of the hottest neighborhoods near Colonie, NY are. Redfin has a local office at 251 New Karner Rd, Albany, NY 12205. If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732. New construction Buyer has choice of colors & styles if not already complete. * * This renovation is not for the faint of heart! REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. This adorable ranch style home is not to be missed. Superior Condition, Cus. , in addition, there is a two car garage full dry basement and sprinkler system. Albany County NY Single Family Homes For Sale - 213 Homes | Zillow Open Houses. Excellent choice! IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Zillow, Inc. holds real estate brokerage licenses in multiple states. Judy Moriarty, Zillow, Inc., Corp. 2 STORY CONDO- ENTER ON THE 1ST FLOOR AND ENJOY 2 LARGE CLOSETS IN THE 2 STORY FOYER- UPSTAIRS ALL YOUR LIVING SPACE AWAITS WITH 3 BEDROOMS, 2 BATHS, LIVING ROOM WITH FIREPLACE AND COVERED DECK ! Find your dream home in Colonie using the tools above. Public water and sewer. Zillow, Inc. holds real estate brokerage licenses in multiple states. Campus Area (University District) Homes for Sale, Buckingham Lake - Crestwood Homes for Sale, North Albany - Shaker Park Homes for Sale, Newest Town of Colonie Real Estate Listings, Town of Colonie Single Family Homes for Sale, Town of Colonie Waterfront Homes for Sale, Town of Colonie Luxury Apartments for Rent, Town of Colonie Zillow Home Value Price Index, Do Not Sell or Share My Personal Information, 442-H New York Standard Operating Procedures. Single Family Homes; Real Estate Guides. Redfin is redefining real estate and the home buying process in Colonie with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers. Great Opportunity to earn equity with this Colonie Home! Don't miss out on the opportunity to own this unique property!!! Close to highways, Make your dreams a reality! Homes for sale in Colonie, NY have a median listing home price of $272,400. Covered patio overlooks fenced in backyard with an in-ground pool. 2028 & 2030 Central Ave : Parcels 012689 17.17-2-16 and 15. Read our privacy policy for details on how we protext your personal information, TREC: Info About Brokerage Services, Consumer Protection Notice. 8 myths about renting you should stop believing immediately, 6 ways home buyers mess up getting a mortgage, 6 reasons you should never buy or sell a home without an agent, Difference between agent, broker & REALTOR, Real estate agents reveal the toughest home buyers they've ever met, Before You Buy, Look for Red Flags in the Neighborhood, Do Not Sell or Share My Personal Information. New homes are getting added all the time. As you step inside, you'll be greeted by the bright sun room & spacious living room. Meet proud owners who have experienced MIG luxury for themselves. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. * * Investors! Private lot has lots of space between neighbor to right. Charming side-hall Dutch Colonial in quaint Village of Menands. Albany NY 12203 Courtesy Of Coldwell Banker Prime Properties CENTURY 21 Real Estate New York Colonie Homes for Sale Colonie Multi-Family Property Previously approved for a 12 unit building and there is the option for public utilities.
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As a part of Jhan Dhan Yojana, Bank of Baroda has decided to open more number of BCs and some Next-Gen-BCs who will rendering some additional Banking services. We as CBC are taking active part in implementation of this initiative of Bank particularly in the states of West Bengal, UP,Rajasthan,Orissa etc.
We got our robust technical support team. Members of this team are well experienced and knowledgeable. In addition we conduct virtual meetings with our BCs to update the development in the banking and the new initiatives taken by Bank and convey desires and expectation of Banks from BCs. In these meetings Officials from the Regional Offices of Bank of Baroda also take part. These are very effective during recent lock down period due to COVID 19.
Information and Communication Technology (ICT) is one of the Models used by Bank of Baroda for implementation of Financial Inclusion. ICT based models are (i) POS, (ii) Kiosk. POS is based on Application Service Provider (ASP) model with smart cards based technology for financial inclusion under the model, BCs are appointed by banks and CBCs These BCs are provided with point-of-service(POS) devices, using which they carry out transaction for the smart card holders at their doorsteps. The customers can operate their account using their smart cards through biometric authentication. In this system all transactions processed by the BC are online real time basis in core banking of bank. PoS devices deployed in the field are capable to process the transaction on the basis of Smart Card, Account number (card less), Aadhar number (AEPS) transactions.