personification vs animation | team capital partners
/pub/content/dam/im/json/imwebdata/im/data/misc/translation/translation.json, /pub/content/dam/im/json/imwebdata/im/data/misc/translation/aggTranslation.json. Midhat began her career in Salomon Smith Barneys Asset Management division. We deliver capital, creative solutions, strategic insights, and an active partnership to our portfolio company management teams. Your Privacy Choices The company was founded in 2015 by Nate Snyder and a group of industry-leading reproductive endocrinologists (REIs) from across the country, including Los Angeles, Austin, Nashville and Las Vegas. When not at DCP, CJ enjoys reading, playing poker, exploring new restaurants and breweries, and cheering on the New York Yankees. Tom Manning is a Senior Analyst at District Capital Partners. Prior to joining DCP, Matt led Corporate Development at Blackboard, where he managed the successful completion and integration of 9 acquisitions, as well as Blackboard's sale process and $1.7 billion take-private transaction in 2011. Dong-Woo has degrees in Chemical Engineering and Economics from Johns Hopkins University. WebTeam and portfolio information may change from time to time. We are nationally recognized leaders in All Rights Reserved. Team and portfolio information may change from time to time. Headquartered in King of Prussia, PA, Sila is a leading provider of residential HVAC, plumbing and electrical servicesin the Mid-Atlantic and Northeast. The private investment firm RedBird Capital owns 40% of OneTeam Partners, which leverages pro football and baseball players name, image and likeness. We believe the Morgan Stanley brand is instrumental in attracting and retaining CEOs, board members, and senior executives whose talent and experience often exceed that which otherwise might be available to middle-market companies. Before Houlihan Lokey, Geoff worked at Morgan Stanley, where he was responsible for the underwriting and risk management of structured credit facilities to specialty finance companies. Cloud Capital is a Los Angeles-based private investment firm founded in 2001 to provide growth capital to U.S. lower middle-market companies. We are committed to providing growth capital, insights on operational improvement, and strategic guidance to create value for these businesses and our investors.. If you have an opportunity or idea you would like to discuss with one of our investment professionals, please do not hesitate to call or email. At Brightstar, we invest capital, deep operating experience and our extensive relationship network to build businesses that matter. The investment strategies described in the preceding pages may not be suitable for your specific circumstances; accordingly, you should consult your own tax, legal or other advisors, at both the outset of any transaction and on an ongoing basis, to determine such suitability. Exit Type: Non-leveraged Recapitalization, View All 1GT: Climate Investing Reinvented, Morgan Stanley Capital Partners Completes Investment in SpendMend, Morgan Stanley Capital Partners Completes Investment in Alliance Technical Group, Morgan Stanley Capital Partners Completes Investment in Sila Heating & Air Conditioning, Morgan Stanley Capital Partners Completes Investment in Nivel Parts & Manufacturing, Morgan Stanley Capital Partners Completes Investment in AWT Labels & Packaging, Morgan Stanley Capital Partners Completes Investment in US HealthConnect, The Carlyle Group Acquires Leading Pet Health and Nutrition Provider Manna Pro Products from Morgan Stanley Capital Partners, Americas Middle-Market Private Equity Strategy, View All Insights by Morgan Stanley Capital Partners, Partnering with founders and leveraging Morgan Stanleys resources to institutionalize and expand the business, Private company recapitalizations and buyouts, Industry consolidations and platform roll-ups, Food/beverage and personal care/beauty products, Multi-site experiential retail (e.g. CoAdvantage is one of the largest professional employer organizations in the U.S. Chris also has experience growing a clean energy business at EMI, principal investing at Bank of America Merrill Lynch, hedging commodity risk at Constellation Energy Commodities Group, and managing an alternative energy portfolio at Enron Corporation. The Company services customers through manufacturing facilities across the U.S. and Puerto Rico, ensuring coast-to-coast coverage. Executive Managing Director C-III Capital Partners LLC Bio. WebMatthew is a Partner and focuses primarily on European special situations. WebWerner von Guionneau. Previously, Rahul was a partner at Energy Capital Partners (ECP) where he was involved in all areas of the firms investment activities with a dedicated focus on renewable and environmental sectors. Throughout our ownership period, we provide guidance on critical strategic and operational matters, including formulating and directing strategy, raising and allocating capital, and evaluating add-on acquisitions. Bay Area Offices 3 Twin Dolphin Drive, Suite 260Redwood City, CA 94065, New York City Offices 20 West 22nd Street, Suite 1601New York, NY 10010, Contact(415) 873-1011info@sercapitalpartners.com, Terms of Use | Privacy Policy | EU Privacy Policy. WebThe Brightstar team stands shoulder to shoulder with our portfolio companies, working together to help them reach their full potential. We help leaders accounable for business results Prior to joining DCP, Caitlin was a Business Analyst at Blackboard, where she coordinated finance and operations for Blackboards Education Services business. Sara began her career in the energy industry at Charles River Associates, consulting for clients in the power and natural gas industries. WebW Capital Partners Team Who We Are Our entire investment team works together to evaluate and support investments. WebTeam Teamwork is at our core - we collaborate and share insights cross-border, just as we do with our portfolio companies Benelux DACH Leadership Nordics USA - Affiliate Office Charly Zwemstra Managing Partner Pieter van Bodegraven Managing Partner Benelux Wilko Scheurwater Managing Partner & Chief Finance, Risk and Governance Officer Marty Schnider is a Managing Director at District Capital Partners. TCL Names Quarterback Justin Herbert Its Newest Brand Ambassador and Partners With the Los Angeles Chargers. Founded in 1975 and headquartered in Dallas, TX, Emler operates 41 locations across 8 states and provides the essential, lifesaving service of teaching children how to swim. If you have an opportunity or idea you would like to discuss with one of our investment professionals, please do not hesitate to call or email. When not at DCP, Milo enjoys spending time chasing (or getting chased by) his toddler, golfing, hiking, and cooking on the grill. Principal . When not at DCP, Midhat enjoys spending time with her family and friends and catching up on the latest TV shows. In 2014, he moved to London to work for THM Partners where he worked on international restructurings in Iceland, Germany, France, the UK and Italy. Previously, Rahul worked at Orion Power Holdings (a Goldman Sachs portfolio company) as a Director of Finance from its early days of formation, through its IPO and sale; at Morgan Stanley as an investment banking Analyst; and at PriceWaterhouseCoopers as an Associate. WebCVC is a leading global alternative investment manager focused on private equity, secondaries and credit with a global network of 25 local offices and 133 billion of assets In no event shall we be responsible for the information contained on the site or your use of such site. Rhem has 35 years of experience in both public and private companies spanning the full spectrum of the electric power industry, including grid-connected and behind-the-meter power production, energy efficiency, and other distributed infrastructure and energy services. in Economics from Wellesley College, summa cum laude, and an M.B.A. from Harvard Business School where she was a Baker Scholar. WebOur Team Andy. If he werent at DCP, Marty would be unsuccessfully attempting to climb Annapurna. Steven Grillo is a Vice President at District Capital Partners. When not at DCP, Dan likes to lift weights, spend time with friends and family, and explore DCs restaurant and bar scene. 2022 TAILWIND CAPITAL Simmons Capital Partners is a lender. As a middle-market private equity investment team with direct access to the capabilities and reputation of a leading global financial services firm, we bring outsized resources to companies to help them thrive within their industries. When not at DCP, Tom enjoys skiing, traveling, playing golf, and cheering on Chicago sports teams. "The Vertica team brings unique experience, rolodex connections, and best practices to the table. document.write(new Date().getFullYear()); MorganStanley.All rights reserved. Tom Bell is a Managing Director at District Capital Partners. In his position and as Co-Chair of the Investment Committee, Sistek spearheads BKMs investment management program, including overall strategic planning, portfolio management, and asset-level financing to ensure high-level investment strategies are Milo has an MBA from Georgetown Universitys McDonough School of Business and a degree in Finance from Tulane University. The trademarks and service marks above are the property of their respective owners. Published on May 1, 2023. CJ has Bachelors degrees in Applied Mathematics and Economics and a Masters degree in Finance from Johns Hopkins University, where he was an All-American swimmer and chief of staff at the Johns Hopkins Institute for Applied Economics, Global Health, and the Study of Business Enterprise. Rahul is responsible for overall firm strategy, investment origination and execution, and setting a team-driven and inclusive culture. WebAt Creative Capital Partners, our goal is to make sure your business has the funds it needs to operate, grow or acquire another company. Nick joined SER in 2021 and serves as an Associate. These cookies ensure basic functionalities and security features of the website, anonymously. If he werent working at DCP, Ian would be a ski instructor in Colorado. Tom led multiple acquisitions in support of Verisign operating units in the Internet Security and Cloud Infrastructure markets. Prior to joining SER, Steven was a Senior Associate at Energy Capital Partners. Educate 360 partners with organizations to provide flexible training solutions for all members of the team, from C-suite executives to entry-level staff across training modalities Investment Professionals. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. Necessary cookies are absolutely essential for the website to function properly. The cookies is used to store the user consent for the cookies in the category "Necessary". Team Partners Thompson Dean Chairman and Co-Head of Investment Committee David Burgstahler Managing Partner and CEO Robert Girardi Partner Sriram Venkataraman Andy Huong. Mobile: 519.567.2735. (530) 757-7004 ext. Rhem was also the President of Duke Energys independent power unit. Krish Mirchandani is a Senior Analyst at District Capital Partners. Caitlin has a degree in Finance from the University of Georgia. Smile America Partners is the largest U.S. provider of administrative support services to affiliated dentists in the mobile dental industry, promoting access to oral healthcare for children from low-income families. Sterling Energy is a privately-owned natural gas gathering and processing, marketing services and water supply and delivery services company. SER actively aligns with management teams to implement key initiatives for success. Alternative investments are typically highly illiquid there is no secondary market for private funds, and there may be restrictions on redemptions or assigning or otherwise transferring investments into private funds. Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. Team: Nativo staffers at the companys El Segundo offices. Headquartered in Atlanta, GA, World 50 is a provider of private peer communities that enable over 1,700 senior level executives at globally respected organizations to discover better ideas, share valuable experiences and build relationships with true peers. Prior, Geoff was an Investment Banker at Houlihan Lokey, where he advised financial institution and financial technology clients on M&A, capital raising, and restructuring transactions. If he werent at DCP, Tom would open a kennel and raise thoroughbred dogs. This cookie is set by GDPR Cookie Consent plugin. Geoff began his career in management consulting at DRT Strategies and BearingPoint. This website uses cookies to improve your experience while you navigate through the website. It operates in four core categories: quick service restaurants; casual dining; coffee, dessert, and bars; and healthier alternatives. Headquartered in Chesterfield, MO, Manna Pro is a leading manufacturer and distributor of specialty pet nutrition and care products. MSCP's Patrick Whitehead on BDO Private Equity PErspectives, Morgan Stanley Capital Partners Patrick Whitehead on BDO Private Equity PErspectives: Playing Offense in a Volatile Market, MSCP recognized as a Top 50 Founder-Friendly PE Firm. WebTeam | Brookside Capital Partners Together from the Beginning At Brookside, partnership, collaboration, and shared values are what define us. MSCP is partnering with the current management team led by Chairman Pete Carlson, who will continue to lead the business. Dan Gaeto is an Associate at District Capital Partners. 650 Fifth Avenue, 29th Floor Steve is an Advisor to SER and was formerly a Managing Director at Energy Capital Partners, where he was focused on investments in the renewable and environmental services sectors and worked closely with SER team members. All energy, oil and gas, and Other third parties or investors may disagree with the award given to Morgan Stanley. WebC-III's leadership team has been together for over 20 years and successfully built one of the largest fully-integrated real estate services companies. WebThe Gallant team possesses decades of collective experience working together making control investments in lower middle market companies. Prior to joining DCP in 2020, Justin was a Summer Private Equity Analyst at LLR Partners covering middle-market healthcare growth equity opportunities. Member FINRA/SIPC. WebPrior to joining DCP in 2021, AJ was a Summer Private Equity Analyst at Seminal Capital Partners, covering lower middle-market cloud-based software companies. Our clients are driven and ambitious in what they pursueand were just as single-minded in helping them realize their vision. Rahul received a B.A. If he werent at DCP, Milo would be a whisky distiller in the Scottish Highlands. Gil began his career as an associate attorney in the Corporate Section of Vinson & Elkins, LLP in Houston, Texas. Prior to joining ACON, Midhat was a Director with the Investment Banking Group at Stifel, Nicolaus & Company where she was responsible for sourcing and executing M&A advisory and underwriting transactions. Dan has a degree in Economics from The Catholic University of America. Investment funds managed by Morgan Stanley Capital Partners, the middle-market focused private equity team at Morgan Stanley Team Capital is focused on identifying and evaluating best in class executives and recruiting them into senior leadership roles Pathway provides systems and processes to enhance productivity and improve medical services while maintaining the practices local culture and community identity. Tom began his accounting career at Sallie Mae and worked in many accounting roles including Controller and Director of Accounting Operations. Morgan Stanley is a full-service securities firm engaged in a wide range of financial services including, for example, securities trading and brokerage activities, investment banking, research and analysis, financing and financial advisory services. McKechnie Aerospace designs and distributes components for the aerospace industry, primarily structures, electromechanical and fasteners. BRIGHTSTAR IN THE NEWS. Rhem joined SER in 2019 and serves as a Partner. 01.05.2023 - Investment funds managed by Morgan Stanley Capital Partners (MSCP), the middle-market focused private equity team at Morgan Stanley Investment When not at DCP, Thomas enjoys exploring DC on morning runs, skiing the Green Mountains, and taking trips to Philly to visit his sister. Prior to joining DCP full-time in 2021, Lauren was a Summer Analyst for the firm for two consecutive years. If he werent at DCP, CJ would be a beach lifeguard near his hometown on Long Island, NY. The cookie is used to store the user consent for the cookies in the category "Other. Prior to joining DCP, Tom was Senior Director of Development Operations for the American Red Cross and Director of Finance for the Habitat for Humanity of Northern Virginia. Prior to joining Warwick in 2010, Matthew was on the credit team at Polygon Investment Partners, and in the proprietary Distressed and Special Situations team at Barclays Capital where he started his career in 2001. Forthright Capital Partners, LLC, Headquartered in Minneapolis, MN, AWT Labels & Packaging (AWT) is a provider of labels and flexible packaging solutions focused on healthcare, personal care, food and beverage, household and industrial end markets. Caitlin began her career at FTI Consultings Corporate Finance practice. T&D, gas and telecom outsourced services such as maintenance/repair), Industrial technology (e.g. Rachel McMillin is a Director at District Capital Partners. WebAlign Capital Partners is a growth-oriented private equity firm that partners with business owners and management teams to create shared success. If she werent at DCP, Midhat would run a mother/daughter competitor to The Home Edit. M&A specialists serving companies and private equity investors. It delivers talent to top advertising agencies and marketing firms as well as to the marketing and communications departments of industry-leading companies. During his five years at Credit Suisse, Marty advised on over $95 billion of M&A transactions including the Praxair/Linde, Vantiv/Worldpay and Zimmer/Biomet mergers as well as the extensive regulatory divestiture processes related to the Bayer/Monsanto and Praxair/Linde transactions. Collaborating with the team, she provides customized, comprehensive financial planning services for high-net-worth families and individuals. Educate 360 is a family of specialized brandsthat share a common mission: to help individuals and organizations gain the skills needed to thrive in todays technology-led and innovation-driven economy. Book a Meeting. WebTeam Capital Partners focuses on helping leaders orchestrate business impact and create a culture of high-performance teams. WebMarc Younan is a member of the Capital Partnerships team. Steven joined SER in 2020 and serves as a Vice President. Andy Wang is an Analyst at District Capital Partners. Prior to joining DCP, Midhat was Partner, Investor Relations at ACON Investments where she led the firms investor relations, marketing and public relations. Tom has a degree in Accounting from Clarion University of Pennsylvania and a certificate in Executive Management from George Washington University. Prior to joining DCP, Krish was a Valuation Supervisor at RSM where he worked on the analysis of debt and equity investments for multiple funds across various industries. This cookie is set by GDPR Cookie Consent plugin. He has eight years of private equity experience and was involved in all areas of the firms investment activities. The information presented herein is solely for informational and educational purposes only. 212-430-2500, document.write(new Date().getFullYear()); Brightstar Capital Partners | All Rights Reserved | Website by PushDMG, document.write(new Date().getFullYear()); Brightstar Capital Partners. AJ has both his Bachelors and Masters degree in Finance from Georgetown University, where he was also a captain of the Varsity Baseball team. If he weren't at DCP, Krish would either be volunteering his time teaching children with special needs or pursuing a career in gemology. Privacy & Cookies Eric is an Associate at Gallant There is no guarantee that any of the investments listed above resulted in positive performance (for realized holdings), or will perform well in the future (for current holdings). James Hall-Smith. Hojeij Branded Foods is a leading operator of airport restaurants throughout the U.S. that specializes in franchised, proven restaurant concepts across a portfolio of established brands. WebAt Creative Capital Partners, our goal is to make sure your business has the funds it needs to operate, grow or acquire another company. District Capital Partners1919 Pennsylvania Avenue NW, Suite 250Washington, DC 20006. This award is based on the analysis of and information gathered by Inc. Magazine using its own methodologies and criteria. Information regarding such methodologies and criteria is generally not known to Morgan Stanley, and Morgan Stanley has not investigated this award. Founded in 1976, the company operates through multiple facilities in the U.S. and holds a leading market position in the medical device labels and clinical trials labels segments.. Our cohesive team offers decades of valuable investment experience that, together with outstanding management teams and shareholders, help drive great results. WebAs a Certified Financial Planner professional, Lauren uses her 11 years of industry experience to guide clients in pursuing important goals. Tecum Capital | 2,197 followers on LinkedIn. He has advised on full sale, minority/structured equity, and capital raise transactions. WebTeam Our Professionals. Tom also led and managed multiple acquisition integration and divestiture separation processes. If he werent at DCP, Steven would be the host of his own instructional cooking show in East Hampton, NY. WebPartners. with Distinction in Finance in 2014 from University of Calgary. WebThe diverse, experienced team at ROTH Capital Partners, LLC is committed to building relationships and helping growth companies and investors succeed About Conferences Direct: 905.827.1880 Ext. Tom has a degree in Business/Economics and French from Wheaton College and an MBA from the McDonough School of Business at Georgetown University. Headquartered in Minneapolis, Minn., Alternative investment funds often engage in leverage and other speculative practices that may increase volatility and risk of loss. Christopher is responsible for investment origination, execution, and portfolio management and acts as CFO overseeing investor reporting. He joined Sandton Capital in February 2020. If he werent at DCP, Andy would be a professional chef serving Chinese cuisine. Headquartered in Voorhees, New Jersey, Comar is a leading rigid plastics packaging manufacturer of bottles, containers, liquid dosing devices and closures predominantly for the healthcare and wellness industry. The company primarily delivers Stack Testing services as well as Leak Detection & Repair (LDAR) services and adjacent services such as Air Quality Consulting and Continuous Emissions Monitoring Services. Prior to joining SER, Sara served as the Senior Vice President of Corporate Development & Strategy at Vistra Energy Corp (NYSE: VST) where she was responsible for strategy formation and strategic projects, mergers and acquisitions, project development, and market analytics. Morgan Stanley Capital Partners recognized by Inc. as a Top 50 Founder-Friendly Private Equity Firm. You also have the option to opt-out of these cookies. WebSimmons Capital Partners General Information. Juliana Anderson. Trinity CO2 is a leading Permian Basin carbon dioxide (CO2) based enhanced oil recovery company. WebRobert Graf. an Oak Hill Capital Partners portfolio No investment should be made without proper consideration of the risks and advice from your tax, accounting, legal or other advisors as you deem appropriate. ^Morgan Stanley has paid to be considered for this award. Brightstar Capital Partners We have the experience and cohesiveness to Established in 1988, Apex is a multidisciplinary consulting and engineering firm with a robust portfolio of capabilities in water, environmental, infrastructure, health & safety, compliance & assurance, construction management, and transportation. WebWelcome to Team Capital. Partner & Chair of the Sustainability Committee. Partner & Chair of the Investment Committee. Scott is a Senior Advisor to SER, a private investor, and the Independent Chairman of the Board of Vistra Energy. Triana Energy is a natural gas exploration and production company led by one of the premier management teams in the Appalachian Basin. Prior to joining DCP in 2021, AJ was a Summer Private Equity Analyst at Seminal Capital Partners, covering lower middle-market cloud-based software companies. 105. WebOur team PCCPs investment management team is comprised of over 80 originations, asset management, loan servicing, accounting, reporting, investor relations, compliance and administrative professionals with a diverse set of capabilities including acquisitions, underwriting, asset management, workouts and distressed equity and debt investing. Breitenfeld manufactures high-specification specialty steel for forging-related products. 226. emcnulty@cvfcapitalpartners.com. Apex operates in all 50 states and maintains a highly capable and diverse team of scientists, geologists, engineers, consultants, technicians, and information management specialists. Founded in 1999, the company has evolved into an industry leader in digital medical education focusing on diversified areas such as oncology, cardiology, and women's health. David D. Buttolph Financing options offered by the firm include small business loans, merchant cash advances, invoice factoring, lines of credit, SBA loans, and term loans. WebRoute 2 Capital Partners is hiring a Senior Investment Analyst to evaluate new investment opportunities and monitor existing portfolio investments. MSCP is partnering with the current management team led by CEO Jake Christenson, who founded the business in 2018. Zenith is one of the U.K.'s largest independent fleet management and vehicle outsourcing businesses. WebCAI Capital Partners About Us Rooted In Canada Having invested $1.5 billion in private equity over three decades, CAI has partnered with companies across North America. Includes legacy energy investments executed by the investment team prior to 2015. The team at Roth is intensely focused on helping growth companies and investors succeed through our full range of expert financial advisory services. These cookies will be stored in your browser only with your consent. WebOur team is comprised of professionals in our three offices in Miami, New York and Los Angeles. Caitlin Sullivan Currier is a Managing Director at District Capital Partners. We will perform maintenance on Sunday, August 24, 2014 from 12:30 a.m. until 4:30 a.m. Jeffrey P. Cohen. Tom started his career as a financial analyst and commercial lending officer for Citizens Bank. He joined the firm in 2016 to launch BlackFin Tech 1. When not at DCP, Caitlin enjoys traveling with her family, sailing on the Chesapeake Bay, and chasing her toddler around all of the DC parks and playgrounds. When not at DCP, Matt enjoys playing pick-up basketball, skiing, spending time in Lewes, D.E. In addition, Midhat managed various internal operations and administrative activities of the firm. Prior to joining SER, Rhem was Executive Vice President of Hannon Armstrong Sustainable Infrastructure (NYSE: HASI) leading origination of approximately $1 billion annually. Marco Ahluwalia is an Analyst at District Capital Partners. We have in-house operating and development expertise, as well as team members with experience in joint-venture structuring and complex transactions. Jim Caron, Co-Lead Global Portfolio Manager and Co-Chief Investment Officer of the Global Balanced Risk Control (GBaR) Team, shares his macro thematic views on key market drivers. Investment Advisor (408) 821-5722 . Prior to joining DCP full-time in 2022, CJ was a Summer Analyst with the firm for two years. All energy, oil and gas, and natural resources sector investments from 2015 forward are made through or alongside the Morgan Stanley Energy Partners (MSEP) investment platform. WebLiam Mader joined the Capital Finance Team at Carmel Partners in 2018 and oversees the debt origination process for development projects and acquisitions across all Carmel
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As a part of Jhan Dhan Yojana, Bank of Baroda has decided to open more number of BCs and some Next-Gen-BCs who will rendering some additional Banking services. We as CBC are taking active part in implementation of this initiative of Bank particularly in the states of West Bengal, UP,Rajasthan,Orissa etc.
We got our robust technical support team. Members of this team are well experienced and knowledgeable. In addition we conduct virtual meetings with our BCs to update the development in the banking and the new initiatives taken by Bank and convey desires and expectation of Banks from BCs. In these meetings Officials from the Regional Offices of Bank of Baroda also take part. These are very effective during recent lock down period due to COVID 19.
Information and Communication Technology (ICT) is one of the Models used by Bank of Baroda for implementation of Financial Inclusion. ICT based models are (i) POS, (ii) Kiosk. POS is based on Application Service Provider (ASP) model with smart cards based technology for financial inclusion under the model, BCs are appointed by banks and CBCs These BCs are provided with point-of-service(POS) devices, using which they carry out transaction for the smart card holders at their doorsteps. The customers can operate their account using their smart cards through biometric authentication. In this system all transactions processed by the BC are online real time basis in core banking of bank. PoS devices deployed in the field are capable to process the transaction on the basis of Smart Card, Account number (card less), Aadhar number (AEPS) transactions.