cargill board members

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cargill board members

The Retail, Wholesale and Department Store Union (RWDSU), yesterday said that, at REI Inc. in Cleveland, Ohio, have voted to join the RWDSU, making this the third unionized REI store in the U.S. [4] Richard Cargill was also appointed to the Cargill board of directors to replace a retired Cargill relative. [18] John MacMillan, Jr. was described as "mercurial", "innovating", and "difficult". He has a global perspective, with deep understandings of manufacturing economics, performance through technology, sectoral change and market volatility, geopolitical risk and more. ntended to serve farmers, producers, manufacturers, retailers, governments and others. He also is a member of the board of directors of the Cleveland Clinic as well as a member of the board of trustees of Minnesota Public Radio and the Asia Society. And it might be only the beginning of an even bigger U.K. commitment to Ukraines rearmament. The Amazon Prime Video show's creative team reveals how a bidding war, authenticity, and passion fueled the adaptation of the best-selling novel. Your IP: [16]:xiii The second generation of the Cargill family branched into the Cargills and the MacMillans. He attended Oregon State University and University of Minnesota. The museum, currently . Cargill-MacMillan family - Forbes Explore institutional-grade private market research from our team of analysts. How has the Suns' new starting group performed? [4][40] Non-family Cargill CEO David MacLennan has taken the "next-generation family members on tours of the company's facilities and answers family members' questions weekly. [16]:xiii Until 1960, when Edwin Kelm was named as president of Cargill Inc, the company's history had been marked by "family complexity". "[46], Margaret Anne Cargill, a fourth generation member of the Cargill family, who died in 2006, had bequeathed her shares of the "Minnesota-based food, agriculture and fertilizer conglomerate" Cargill Inc worth about $6 billion to two non-profitsthe Anne Ray Charitable Trust and the Margaret A. Cargill Foundation. Rob Cargill Expand search. The Cargill family, also known as the Cargill-MacMillan family, refers to the multi-generational descendants of the American business executive William Wallace Cargill (December 15, 1844 October 17, 1909) and his son-in-law John H. MacMillan Sr. [46][23][32] Sontheim Meyer's inheritance represented an "estimated 7% stake in food giant Cargill. Lucy MacMillan Stitzer, a member of the Cargill-MacMillan family, former Cargill board member, and founder of the Dirt to Dinner blog, has extensive experience in agriculture, banking, investments, and corporate governance. Mr. Retired Chairman and Chief Executive Officer of Cargill. . "[14], The family-owned Cargill Inc., expanded from a "small-scale frontier enterprise"a grain storage businesswith William Cargill's acquisition in 1865 of a "grain flat house" (a warehouse at the end of a railway line in Iowa) into a "complex international organization and a successful competitor in global markets. Founded in 1865, it is the largest privately held corporation in the United States in terms of revenue. Your IP: "Ginni led the reinvention of IBM for the era of cloud and data, by realigning their portfolio through organic and acquired growth. Experienced leader in the global food and agriculture industry, committed to nourishing the world in a safe, responsible and sustainable way. She began her career in banking, working at Citibank, Sandler O'Neill, and AmeriBank, respectively. Together with farmers, customers, governments and communities, we help people thrive by applying our insights and over 150 years of experience. Cision Distribution 888-776-0942 Fourteen Cargill family members are said to be billionaires - "one of the largest concentrations of wealth in any family- controlled business anywhere in the world," according to Bloomberg. Four new leaders join Cargill's executive team | Cargill He has also held various management positions with US Bancorp Piper Jaffray and Goldberg Securities.Qualifications - With more than 25 years of leadership experience at Cargill, Mr. MacLennan has developed significant leadership and strategic planning skills, as well as extensive knowledge and insight in corporate governance, risk management, financial management and global business practices. MINNEAPOLIS, Sept. 15, 2022 /PRNewswire/ -- Virginia (Ginni) M. Rometty, former Chairman, President and CEO of IBM, has been elected to the Cargill Board of Directors. For the aristocratic family, see, Five generations of the Cargill-MacMillan family, "The 28 richest billionaire families in America, ranked", "The Richest People You've Never Heard Of", "David MacLennan on how agri-major Cargill turned a global crisis into an opportunity", "America's Largest Private Companies 2019", "14 Cargill heirs on Forbes' list of billionaires, more than any family in world", "James R. Cargill II - The Forbes 400 Richest Americans 2009", "Bloomberg, Mosaic Says Fertilizer Prices to Remain 'Challenging' Into 2014, 5 November 2013", "This Year's Most Generous Billionaire Philanthropist Has Been Dead Since 2006", "Obituary: Cargill MacMillan, 84, company heir", "Secretive Billionaire Cargill MacMillan Jr. MacLennan has served as Chairman of the Board of Cargill since 2015 and as Chief Executive Officer since 2013. Every day, we connect farmers with markets, customers with ingredients, and people and animals with the food they need tothrive. To view Cargills complete valuation and funding history, request access, To view Cargills complete patent history, request access, Youre viewing 5 of 133 executive team members. Rob Cargill on LinkedIn: 92-100 Buchanan Street - Linear Amazons Daisy Jones & The Six Tops Music And TV Charts, China Aims For Its Gross Domestic Product To Expand Around 5% In 2023, Todays Wordle #624 Hint, Clues And Answer For Sunday, March 5th, UFC 285 Results: Cody Garbrandt Defeats Trevin Jones In Return To The Octagon, The Early Returns Of Kevin Durant In The Phoenix Suns Offense, Desperate Russian Forces Are Sticking 80-Year-Old Naval Guns On 70-Year-Old Armored Tractors, Saturday, March 4. Related by financial asset: Cargill, Inc. Resides in Minneapolis-St. Paul, MN Metropolitan Area. The action you just performed triggered the security solution. Cargill, Inc. Jan 21, 2021, 10:00 ET. He was elected to the Cargill board of directors in August 2000 and elected chairman of the board in September 2007. Human Rights More . This website is using a security service to protect itself from online attacks. Prior to these roles, Mr. MacLennan held several other positions with Cargill, including Chief Financial Officer, President of Cargill Energy and Managing Director of the Value Investment Group. Cargill serves customers worldwide. The company was founded in 1865 when W.W. Cargill started a grain. [4], From 1999 until his retirement in 2007, a nonfamily member, American investor and businessman, Warren Staley, was CEO of Cargill, Inc. of Minneapolis, Minnesota. You can email the site owner to let them know you were blocked. The action you just performed triggered the security solution. Company profile page for Cargill Inc including stock price, company news, press releases, executives, board members, and contact information Additionally, Ishrak joined the board of Intel in January 2020 as an independent chairman. He was elected to the Cargill Board of Directors in 2000 and elected Chairman of the Board in 2007. The most common ethnicity among Cargill executive officers is White. The tank plus-up, which Ukrainian ambassador to the United Kingdom Vadym Prystaiko announced on Saturday, should come as no surprise. The three others are third generationAusten S. Cargill II (58) in Livingston, Montana, James R. Cargill II (60) Birchwood, and Marianne Cargill Liebmann (56) in Bozeman. Heres How To Trade The Stock Now, A Century Of Women, Work - And Juggling Family, Do Not Sell or Share My Personal Information, Limit the Use of My Sensitive Personal Information. The fourth generation includes the two sons and daughter of James R. Cargill (19232006) and his wife Mary Janet Morse Cargill (died February 5, 2010). When W. W. Cargill died in 1909, Cargill Inc faced a "fiscal crisis". "Omar's deep international. The company was founded in 1865 when W.W. Cargill started a grain storage business in Conover, Iowa. [36] The two children of their oldest son, James R. (Susan) Cargill II (born 1949), whose hometown was Birchwood, Wisconsin. "[14] In 2012 Margaret Anne Cargill posthumously earned the #1 spot in The Chronicle of Philanthropy's annual list of America's 50 most generous donors, beating George Soros, Michael Bloomberg and Paul Allen. He served on the board of directors from 1963 to 1996. Garry Wenman - Cargill - Cargill | LinkedIn "[15][11] W. W. Cargill, the "son of Scottish sea captain",[11] was twenty-one years old when he founded the company. The Cargill company and familywho had at least 14 billionaireswere "famously quiet", living "extremely private lives, many of them on ranches and farms in Montana," according to Forbes. Virginia (Ginni) M. Rometty elected to Cargill's Board of Directors Dr. Omar Ishrak elected to Cargill Board of Directors - PR Newswire [7] In 2009, Forbes listed the net worth of Cargill MacMillan Jr at an estimated $4.3 billion. Here are further demographic highlights of the leadership team: Chairman and Chief Executive Officer of Cargill, Incorporated, a privately held company and world-leading producer and marketer of food, agricultural, financial, and industrial products and services. Omars deep international experience and strength in technology and innovation helped Medtronic sustain long-term growth during his tenure as CEO, said David MacLennan, chairman and CEO of Cargill. David Cargill was a national board member for the Arts Council for England, using his position to prioritise regional investment in the arts Other lives Arts Council England Obituary David. 2023 PitchBook. Performance & security by Cloudflare. [2] In 2008 the company employed over 150,000 people in 68 countries, and earned revenues of $106.30 billion. Joining Chevron in 1980 as a financial analyst, he went on to hold financial, analytical and supervisory positions before being appointed president of Chevron Canada Limited in 1996. Mr. Watson served as vice chairman of the board before being elected chairman and CEO in 2010. And, yes, we've come a long way, baby! Cargill's North American protein business, headquartered in Wichita, has donated $500,000 to support the relocation of the Kansas African American Museum. Company profile page for Cargill Corp including stock price, company news, press releases, executives, board members, and contact information Bayern Munich is keeping pace with Borussia Dortmund at the top of the table ahead of the season-defining clash against Paris Saint-Germain on Wednesday. [13] In 2011, they sold their sixty-four-percent stake in Mosaic for $24.3 billion. Executive Team | Cargill Cargill, Pinnacle Foods Appoint New Board Members Pedro Cortez Cargill - Board Member - Atipicus | LinkedIn Patrick Gruber - CEO and Board Member - Gevo | LinkedIn [3], By 2009, the Cargill family had "owned common equity in the company for over 140 years. Kenyas sole electricity distributor cited a system disturbance as a possible cause for the blackout. Cargill, Incorporated provides agricultural products. www.cargill.com Formerly Known As W.W. Cargill and Brother Ownership Status Privately Held (backing) Financing Status Private Debt Financed Primary Industry Other Financial Services Other Industries Other Agriculture Primary Office Post Office Box Number 9300 Minneapolis, MN 55440-9300 United States +1 (800) 000-0000 [2], John Hugh MacMillan III (19282008), who worked for Cargill Inc for 35 years, from 1955 until his retirement in 1990 and served on the board of directors for many years,[22] was on the 2007 Forbes list of billionaires, with an estimated net worth of $1.7 billion. All rights reserved. He is past-chair of the board of Big Brothers Big Sisters of America, past president of the Northern Star Council of the Boy Scouts of America and continues to serve on both boards as well as the board of Alight (formerly known as the American Refugee Committee). Joe Stone elected to Cargill Board of Directors - PR Newswire Brian Sikes President and Chief Executive Officer Julian Chase Business Operations and Supply Chain Pilar Cruz Chief Sustainability Officer Ross Hamou-Jennings Chair of Asia Pacific Jennifer Hartsock Chief Information and Digital Officer Cargill invested more than $10 million in 2020 to support Black, Indigenous and people of color (BIPOC) children and families in our headquarters community of Minneapolis-St Paul, the United States and beyond through education, mentoring, nutrition and digital access programs. Cargill may also be known as or be related to Cargill, Cargill Financial Services International, Inc., Cargill Inc, Cargill Incorporated and Cargill International SA. Board Member Board Member GLSEN May 2019 - Present 3 years 10 months. 176.74.19.164 Cargill Corp - Company Profile and News - Bloomberg Markets [14] For many years the charities could not access the funds because it would mean liquidating "private Cargill stock". The four women are sisters, the daughters of W. Duncan MacMillan, who was a Cargill board member for three decades and who died in 2006 as the 216th-richest man in America, Forbes previously reported. [10], While the "low-profile family" owns Cargill, and there are six family members on the 17-member board, family members have not been part of running the company since 1995, when Whitney MacMillan, who had served as Cargill's chairman and chief executive officer (CEO) since 1976, stepped down as chief executive in 1995. In 1998, he was named a corporate vice president with responsibility for strategic planning and mergers and acquisitions. Inside the Cargill Family Sarah Reid He now serves on the University of California, Davis Chancellor's Board of Advisors. Kevin Cargill serves as the Vice President and Chief Financial Officer of Adventist HealthCare White Oak Medical Center. [4] By 1900, the Cargill Elevator Company was a major Midwestern force. [33], Their oldest son, Cargill MacMillan Jr (born Hennepin County, Minnesota, March 29, 1927 November 14, 2011) and his wife had four children. [38], His daughter, a fourth generation member, Marianne Cargill Liebmann (born 1953) married Steve Liebmann. [16]:xxxi Cargill's wealth increased, as the Great Plains were transformed into a breadbasket, providing grain to the country, and the railroads expanded east to west in the last quarter of the nineteenth century. Jobs People Learning Dismiss Dismiss. Driving strategic disruptions and delivering products for todays customers and the next generation of global consumers. This website is using a security service to protect itself from online attacks. Their daughter, Margaret Anne Cargill (19202006), who never married, was a philanthropist. Brands, Inc., as independent director of the company and a member of the board's Audit Committee and Nominating and Corporate Governance . [4] Liebman's mentorship included a tour of the company's interests in India, China and Singapore. Thailand Spent $13 Billion in Three Years to Fight Pandemic, UN Finalizes Global Deal on Marine Biodiversity Jurisdiction, Bank of Canada Risks Falling Too Far Behind Fed, Scotia Says, Feds Daly Says More Rate Hikes Likely Needed to Cool Inflation, Colombia Prices Rise Less than Forecast to a Fresh 24-Year High, Rivian Tells Staff EV Output May Be 24% More Than Forecast. Board Members - Margaret A. Cargill Philanthropies The four children of their second oldest son, Cargill MacMillan Sr (19001968) and his wife Pauline Whitney (19001990) are also second generationCargill MacMillan Jr (19272011), Whitney MacMillan (1929-2020), Alice Whitney MacMillan (19321932), and Pauline MacMillan Keinath (born 1934 in Hennepin County, Minnesota). Page serves as a member of the board of directors of Eaton Corporation, 3M Company, and . Here, Scott and Lauren Neustadter talk about falling in love with Taylor Jenkins Reid's novel. 4 Billionaire Cargill Heir Sisters Fall Off Forbes 400 2019 Omar has a strong record of building diverse and inclusive workplace cultures, and driving partnerships in worldwide markets, most notably in Asia. Executive Summary. Cargill Dow is building a global . Dismiss. Under his leadership, Medtronic realized their mission and purpose, introducing products that improved the lives of patients around the world. Win whats next. The Cargill-MacMillan family owns Cargill, one of America's largest private companies with revenues of $114.6 billion. Watson joins six other independent directors on Cargill's board: Richard H. Anderson, president and chief executive officer of Amtrak; Louis R. Chnevert, retired chairman and chief executive officer of United Technologies Corporation; Arthur D. Collins, Jr., retired chairman and chief executive officer of Medtronic, Inc.; Stephen Hemsley, executive chairman of UnitedHealth Group; Bernard Poussot, retired chairman, chief executive officer and president of Wyeth; and Trudy Rautio, retired president and chief executive officer of Carlson. Join now Sign in . Omar has a strong record of building diverse and inclusive workplace cultures, and driving partnerships in worldwide markets, most notably in Asia. Director of Ecolab since 2015. [30] A new generation of the Cargill family was appointed to the board of directors, according to the Wall Street Journal. "[28], In a 2007 Forbes article on "The Richest People You've Never Heard of", Cargill Inc was 90 percent owned by the Cargill-MacMillan family and was still the "largest private company in America". [30], By July 2019, Business Insider ranked the Cargill-MacMillan family as the fourth richest billionaire family in the United States. Will His AI Plans Be Any Different? Will Others Follow? 13% of Cargill's management is Hispanic or Latino. [20][21] His estimated net worth was $2.6 billion when he died. Cargill testing new sail technology for cargo ships to cut emissions Cargill - Contacts, Employees, Board Members, Advisors & Alumni [37], Their second son, Austen S. Cargill II (born 1951), who lives in Livingston, Montana, has two children. Earlier, he was president and CEO of GE Healthcare Systems and held positions at Diasonics/Vingmed and Philips Ultrasound. Ishrak joined Medtronic as CEO in June 2011, retiring in April 2020 and staying on as executive chairman and chairman of the board until December 2020. [32] Edna and John H. MacMillan Sr had two sons and a daughterJohn H. MacMillan Jr, Cargill MacMillan Sr (19001968), and Emma Cargill married Fred M. Hanchette. Mar 1, 2023. [19]:249, Cargill MacMillan Jr. (19272011), Cargill MacMillan Sr.'s (19001968) oldest son and the great-grandson of W. W. Cargill, worked at Cargill for 38 years and retired in 1988. Cargill has separately signed a long-term charter deal for two dry bulk ships which can be fuelled by methanol . Cargill, Incorporated, is a privately held American global food corporation based in Minnetonka, Minnesota, and incorporated in Wilmington, Delaware. He also currently serves on the board of directors of the Cleveland Clinic. [1] Descendants of Cargill and MacMillan have owned common equity in the "agribusiness giant" Cargill Inc, one of the largest privately owned corporations in the United States,[2][3] for over 140 years. [28] The article described how Cargill had changed in the 1990s as technology improved and global markets became more open, with Cargill expanding into commodity trading and investments "from Vietnam to Argentina. MINNEAPOLIS Omar Ishrak, PhD, former executive chairman and chief executive officer of Medtronic, has been elected to the board of directors at Cargill. Cision Distribution 888-776-0942 In 1936, when Cargill Incorporated was formed with the merger of various Cargill businesses, John MacMillan, Sr. handed the presidency to a third generation of the Cargill-MacMillan family, his son John MacMillan, Jr.[18] By this time, Cargill Inc had offices in Canada and Italy, as well as many subsidiaries across the United States. 3M - Governance - Board of Directors Cargill elects John Watson to Board of Directors - PR Newswire Get the full list, Youre viewing 5 of 30 subsidiaries. His retirement from the company and its board on Feb. 1 was announced by Chevron on Sept. 28, 2017. Jen studied at Illinois State University. As the new President of Cargill Elevator Company, John H. MacMillan, Sr.Edna Cargill's husbandwas able to reassure the company's creditors. When expanded it provides a list of search options that will switch the search inputs to match the current selection. [8] The Cargill family had at least 14 billionaires. [5], W. Duncan MacMillan, and James and Margaret Cargill died in 2006. He was elected to the Cargill Board of Directors in 2000 and elected Chairman of the Board in 2007. from 8 AM - 9 PM ET. 2023 Forbes Media LLC. Agricultural Supply Chain & Corporate Trading, Business Operations and Supply Chain, Chief Transformation Officer. The third generation included the four children of Edna and John H. MacMillan Sr (18691940)John H. MacMillan Jr (18951960) and his wife Marion Dickson (18921980)John Hugh MacMillan III (19282008), Whitney Duncan MacMillan (19302006), and Marion MacMillan Pictet (19302009), who had a daughter, Gwendolyn Sontheim Meyer who had two children. [5][6] The "family reportedly keeps 80% of Cargill Inc.'s net income inside the company for reinvestment annually. [30], The Cargill-MacMillan family is the fourth richest family in the United States on Forbes' list. Focused on developing a deep bench of leaders and mentoring people with unconventional career paths. This documentary-style series follows investigative journalists as they uncover the truth. There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data. Page joined Cargill in 1974 as a trainee assigned to the Feed Division and over the years held a number of positions in the United States and Singapore, including working with the start-up of a poultry processing operation in . [16]:xiii The success of the company under his tenure from 1936 to 1960 was due in large part to the team he formed with a second-generation family member, MacMillan Jr's uncle, Austin Cargill, who had joined the company in 1913,[16]:245 and Cargill MacMillan Sr. Sources of data may include, but are not limited to, the BLS, company filings, estimates based on those filings, H1B filings, and other public and private datasets. When Cargill sold Mosaic, the charities received shares of the public Mosaic stock. Page is on the board of the following public companies in addition to 3M: Eaton Corporation, Deere & Company. 9% of employees are Black or African American. An agreement among different branches of the family puts six family members on Cargill's 17-person board. Previously, he was president and CEO of GE Healthcare Systems and held positions at Diasonics/Vingmed and Philips Ultrasound. Mary Janet Morse Cargill (85), who lived in Minneapolis, was the widow of James R. Cargill (19232006) of the second generation. The Cargill-MacMillan family is the fourth-wealthiest family in America. The most recent family members appointed to the board are fifth generation. White is the most common ethnicity company-wide. Cargill Inc - Company Profile and News - Bloomberg Markets Mr. James died in 2006 and his widow died in 2010, had lived in her hometown, Minneapolis, Minnesota. This combination of proven people, operational and market leadership make him a valuable addition to our board., We use cookies to provide you with a better experience. Ishrak grew up in Bangladesh. His strategies were sometimes "under the scrutiny of the government". [19]:249 Starting in 1960, "family complexity" ceased to dominate and was "replaced by a generalized professionalism. This combination of proven people, operational and market leadership make him a valuable addition to our board," said David MacLennan, Cargill's chairman and CEO. All Rights Reserved. [4] Following the death of William Cargill in 1909, his son-in-law John MacMillan steered the company out of a debt crisis and into stability. Zippia gives an in-depth look into the details of Cargill, including salaries, political affiliations, employee data, and more, in order to inform job seekers about Cargill. Design, CMS, Hosting & Web Development :: Sign up for our free newsletters to stay informed on each days news and trends, Conagra Brands adds new member to board of directors, Tyson nurse charged for impersonation of a medical professional, Temple Grandin addresses the recent controversy regarding CAS, PSSI to pay $1.5 million for child-labor violations. Russias War On Ukraine: Daily News And Information From Ukraine, Bayern Munich Remain First But Must Switch Off Complacency Ahead Of PSG Fixture, More Ex-British Challenger 2 Tanks Are Bound For Ukraine As London Doubles Its Pledge, This African Country Of Millions Is Without PowerHeres What We Know, REI Workers In Cleveland Vote To Join The Retail, Wholesale And Department Store Union, What It Took To Bring Daisy Jones And The Six To TV, Texas GOP Censures Rep. Gonzales For Supporting Same-Sex Marriage And Gun Safety, New England Patriots Reportedly Set To Release Brian Hoyer, Leaving Two In The Quarterback Room, Salesforce Gapped Higher On Better-Than-Expected Earnings. Cargill, Minneapolis Carlson CEO Trudy Rautio was elected to the board of directors. Cargill family - Wikipedia For more information, visitCargill.comand ourNews Center. The data presented on this page does not represent the view of Cargill and its employees or that of Zippia. Bloomberg's Alix Steel and Paul Sweeney harness the power of Bloomberg Intelligence to provide in-depth research and data on more than 2,000 companies and 130 industries. When Cargill sold its 64-percent stakes in Mosaic in 2011, the two nonprofits exchanged the private Cargill stock for 114.5 million shares of the public Mosaic stock. If it were a public company, it would rank, as of 2015, number 15 on the Fortune 500, behind McKesson and ahead of AT&T. Four new leaders join Cargill's executive team, aligned to company's Based on our data team's research, David MacLennan is the Cargill's CEO. [34], Cargill heiress Marion MacMillan Pictet (19322009) ranked #176 on Forbes list in 2010 with a net worth of $4.5 billion,[43][44][45] an increase over $4.3 in 2009.

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cargill board members

As a part of Jhan Dhan Yojana, Bank of Baroda has decided to open more number of BCs and some Next-Gen-BCs who will rendering some additional Banking services. We as CBC are taking active part in implementation of this initiative of Bank particularly in the states of West Bengal, UP,Rajasthan,Orissa etc.

cargill board members

We got our robust technical support team. Members of this team are well experienced and knowledgeable. In addition we conduct virtual meetings with our BCs to update the development in the banking and the new initiatives taken by Bank and convey desires and expectation of Banks from BCs. In these meetings Officials from the Regional Offices of Bank of Baroda also take part. These are very effective during recent lock down period due to COVID 19.

cargill board members

Information and Communication Technology (ICT) is one of the Models used by Bank of Baroda for implementation of Financial Inclusion. ICT based models are (i) POS, (ii) Kiosk. POS is based on Application Service Provider (ASP) model with smart cards based technology for financial inclusion under the model, BCs are appointed by banks and CBCs These BCs are provided with point-of-service(POS) devices, using which they carry out transaction for the smart card holders at their doorsteps. The customers can operate their account using their smart cards through biometric authentication. In this system all transactions processed by the BC are online real time basis in core banking of bank. PoS devices deployed in the field are capable to process the transaction on the basis of Smart Card, Account number (card less), Aadhar number (AEPS) transactions.