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The staff never asked 'why'?". Inside orphanages, DRI found rampant sexual violence, abuse and rape were commonplace. The 2014 U.S. State Department's Trafficking in Persons Report (TIP) stated that, "Children in orphanages and crisis centers continue to be particularly vulnerable to trafficking within Ukraine.". WebThe International Organization for Migration Ukraine Counter-Trafficking Program aims to support efforts to combat trafficking in Ukraine. Ukraine said its refusal was because it believed the resolution was driven by propaganda motives. Why Alex Murdaugh was spared the death penalty, Why Trudeau is facing calls for a public inquiry, The shocking legacy of the Dutch 'Hunger Winter'. Even before Russias invasion, Ukraine was already facing an increase in the scale of human trafficking caused by the COVID-19 pandemic and ongoing displacement from conflict-affected eastern Ukraine and occupied Crimea. The Russian invasion may serve to worsen child trafficking in the region, according to a March 19 UNICEF release. Polands deputy interior minister, Maciej Wsik, said: We want to send a clear message to the criminals who are trying to exploit the tragedies of the refugees.. Why Alex Murdaugh was spared the death penalty, Why Trudeau is facing calls for a public inquiry, The shocking legacy of the Dutch 'Hunger Winter'. At nearly every train station near border crossings, crowds of people, often men, hold cardboard signs offering refugees lifts to destinations across Europe. on Twitter: "@gF1EmnrVteANzE6 @anesthnosada Twitter Ukrainian Refugees at High Risk of Exploitation Vienna, 24 March 2022. OUR PROGRAMMING To fight this form of modern-day slavery, During this month, these accounts were tweeting about Ukraine 213 times a day on average. The main objective of this activity is to support newly amalgamated communities (NACs) formed in the framework of Ukraines robust decentralization reforms through hands-on, community-driven development projects aimed at socio-economic revitalization. In some cases, it was not good. With the efforts of organizations like IOM, there are more forces garnering action towards fighting human trafficking in Ukraine. Would you try to run? Some said they were beaten if they refused to do assigned work and others were sent home with staff to cook and clean in their homes -- all without pay. The BBC is not responsible for the content of external sites. USAID bolsters pilot activities focusing on community development and support to returning migrants as a means of targeted prevention at the community level. The risk of getting shot is over, but they are lost. As long as the conflict continues, the risk of them being targeted by criminal networks grows. The Israeli, whose name was not revealed, was arrested by Ukrainian police along with 12 other people. MILITARY STRATEGIC INTEL : Ukraine is DESTROYED, there's nothing left - Col. Doug Macgregor An estimated 46,000 Ukrainians were trafficked during 2019-2021; 29,000 abroad and 17,000 in Ukraine. The fog of war is perfect cover to increase business. Some 82,000 children are said to She'd heard of the risks of trafficking and exploitation on Ukrainian radio. Many were being comforted and offered hot food from steaming industrial-sized cooking pots by an army of volunteers wearing high-vis gilets. We found a post on social media from a Ukrainian woman who fled to Dsseldorf in Germany. 2023 BBC. Based on our research, we rate FALSE the claim that Ukraine is the money laundering and child sex trafficking "capital of the world." Emerging into the frigid cold and snow, many expressed relief and gratitude that they had made it out of the war zone alive. Unicef, the UN childrens agency, said that while the Polish governments decision to open the border so completely to Ukrainian refugees was to be applauded, it does present challenges in terms of child protection. Karolina Wierzbiska, a Now, obviously, because of the sheer scale of the numbers who are coming over, and the fact that the borders are effectively just open, this isnt happening, which makes it incredibly difficult to identify children who are unaccompanied and separated, said Joe English, a Unicef spokesperson. We've looked at some examples of the methods used by pro-Kremlin outlets. But leaving the border safely doesn't mean the danger is over for them. The risk of trafficking is considerable, as the refugees, exhausted and deprived of any basic comfort, are, with every new day on the road, more and more vulnerable. Federal government websites often end in .gov or .mil. In the video, he also claims that U.S. Marines rescued 2100 kidnapped Trafficking in human beings is a complex, multi-faceted crime and a severe violation of human rights, concerning all OSCE participating States. Both the US and Ukraine stressed their condemnation of Nazism after the vote. In Turkey, police arrested four people, dismantling a suspected international organ trafficking ring. Most seek refuge in other areas of Ukraine, believed to be safer. In 2021, the. Part of HuffPost Impact. Nadia, meanwhile, told me of her dangerous journey out of Ukraine from Kharkiv. At the moment, she said, the top-ranked Haiti is "politically chaotic,"which heightens the risk of money laundering. More recently, Channel Five, a St Petersburg-based TV channel claimed that Abrams also pointed out workby anti-trafficking advocacy groups Walk Free, the International Labour Organization and the International Organization for Migration. Reintegration: Since 2004, USAID has assisted more than 6,000 VOTs to reintegrate into their communities and economies. One of those whose views have been shared is the Australian journalist John Pilger who, in a recent tweet, accused the US of overthrowing the elected government in Ukraine in 2014. An estimated 46,000 Ukrainians were trafficked during 2019-2021; 29,000 abroad and 17,000 in Ukraine. How many of those illegal aliens will be snatched up to have their organs removed for profit? Each regional administration would decide how to prioritize anti-trafficking prevention efforts and assistance to victims, if at all, throwing nationwide coordination efforts into disarray. They don't know what's going on and they believe what anyone tells them. Since 2004, USAID has assisted more than 6,000 VOTs to reintegrate into their communities and economies. We feel strongly that information should reach women before they cross into Poland, Wierzbiska said. This is because they are poor and powerless in the eyes of the country. "Those women have been through so much already, walking or driving their way through a war zone and then they are exposed to fear and exploitation here? WebBy Claire Riobe & Linda Bordoni. "If the local administration does not believe that trafficking is a problem for this specific region, then they are not going to allocate any funding, or they will allocate so little funding that it is not going to make any difference.". "The Uyghur Human Rights Project (UHRP) joins the Uyghur American Association (UAA) and Campaign for Uyghurs (CFU) in welcoming Tuesdays unanimous Traffickers are active on the Ukrainian border spotting and trapping potential victims. He added that there had been people who had turned up offering rides. You can email the site owner to let them know you were blocked. "Children would go into the woods behind the building and disappear," she told DRI. The Borgen Project is an incredible nonprofit organization that is addressing poverty and hunger and working towards ending them., https://borgenproject.org/wp-content/uploads/logo.jpg, TechnoServe Bolsters Indias Economy with Coffee. The BBC is unable to independently verify these claims. The operation was shut down in 2012 but the orphanage remains open, with many of the victims still living there. You are also agreeing to our Terms of Service and Privacy Policy. Homo Faber has been working at all four border crossing points to mitigate the risks and has set up a 24-hour helpline, operated by Ukrainian speaking volunteers trained to support women and children crossing the border. They have no money. This assistance has helped more than 6,000 representatives of local governments, CSOs, and other stakeholders to learn to identify, refer, and assist VOTs. Unencumbered access to already emotionally frail children further exposes them to traffickers and pedophiles. "Most of the world's illicit moneyleaves the developing world, but it finds a place in the developed world," Kumar said. Elena Moskvitina spoke out on Facebook to raise awareness. Kumar also explained how money laundering between countries also complicates analysis. My organization, Disability Rights International (DRI), recently released a report -- "No Way Home: The Exploitation and Abuse of Children in Ukraine's Orphanages" -- following a three year investigation of the plight of children living in institutional care. WebHuman trafficking in Ukraine is not a new trend. 50.63.12.33 Awareness Raising: USAIDs partners raise awareness about the risks of trafficking through creative and innovative campaigns at the grassroots and national levels, using peer-to-peer approaches, art, and media. The organs were then allegedly transferred to Israelis in need of a kidney transplant, which cost over $200,000, said the head of the Ukrainian organization for combating human trafficking during a press conference following the arrests. Following Russias invasion of Ukraine, the hotline played a critical role providing thousands of Ukrainians each week with information about safe migration. They asked her to show them her son, who was in another room. For instance, for the third straight year, Ukraine has been placed on the State Department's Tier 2 Watch List, avoiding an otherwise mandatory downgrade to Tier 3 (the worst ranking) simply because it has a written anti-trafficking action plan. Her aim, she says, is to provide Ukrainian refugees with a "bubble of safety". Ukraines government has made huge strides in law enforcement efforts to combat human trafficking in the country. One of two infants discovered to have been hidden in a van at a border crossing in Ukraine is seen in this March 2011 photograph. Tier 1 indicates that a country fully complies with the minimum standards of the protection act, while Tier 2 means that while a country is not fully compliant, it is making "significant efforts" to reach full compliance. The US claimed the document was a "thinly veiled attempt to legitimise Russian disinformation campaigns.". Follow us on Facebook! She's since turned her life around and doesn't want her children to know about her past. I have no words for what that must be like," she says. I don't want to talk about it," said one orphan graduate. Research by Cardiff University's Crime and Security Research Institute from last year found that the comment sections of 32 prominent media websites across 16 countries, including the Daily Express, had been targeted by pro-Kremlin trolls. And institutionalized children with disabilities are particularly susceptible to becoming trafficked for their organs. Five weeks into Russia's onslaught in Ukraine, processes across Europe screening those claiming to help Ukrainians are still far from foolproof. [1] https://ukraine.iom.int/sites/g/files/tmzbdl1861/files/documents/omnibus_survey_results_eng.pdf, To fight this form of modern-day slavery, USAID is working in partnership with the IOM, the Government of Ukraine, and local civil society organizations (CSOs) to counter trafficking in persons. I asked her if she felt vulnerable. But no matter the metric used, Ukraine doesn't rank No. 2023 USA TODAY, a division of Gannett Satellite Information Network, LLC. "I hope they can call us if they need us.". Prior to Russias invasion in February 2022, the International Organization for Migration (IOM) Mission in Ukraine[1] estimated that more than 300,000 Ukrainians had suffered from human trafficking since 1991. The BBC is not responsible for the content of external sites. Maria- - who grew up in an orphanage in Odessa -- fled at the age of 15, when she feared for her life. "Girls might love attention lavished on them by older men. "I want to protect them. If you need to flag this entry as abusive. The revenue stream generated from isolated orphans even extends to so-called volun-tourism and orphan vacations - highly suspect and unregulated programs whereby well-intentioned westerners pay to volunteer in orphanages for a few weeks or take a child into their home for a vacation from the orphanage. The people (mainly men, we're told) with cardboard signs to tempting destinations, so present in the first couple of weeks of refugee arrivals, have largely disappeared. However, recent challengeslike Russia's continued aggression in eastern Ukraine and the country's 1.5 million internally displaced persons (IDPs)have diverted the government's attention and resources from meaningful anti-trafficking collaboration. 2,500 Poles Died Fighting on the Side of the Armed Forces of Ukraine Former Adviser to the US Secretary of Defense Douglas McGregor February 28, 2023 The Show to Catch a Predator was Canceled Because they Caught the Street fighting in Bakhmut but Russia not in control, Russian minister laughed at for Ukraine war claims. Orphan graduates complained of having to work in the fields, up to 12 hours a day, on orphanage-owned farms. : USAIDs partners raise awareness about the risks of trafficking through creative and innovative campaigns at the grassroots and national levels, using peer-to-peer approaches, art, and media. The fog of war is perfect cover to increase business. Ukraine's Ministry of Social Policy, with recommendations from domestic and international nongovernmental organizations (NGOs), is currently in the final stages of updating the country's five-year action plan on combating human trafficking. WebAccording to Army Radio, the head of the Human Trafficking Department in the Ukrainian police said the twelve contacted organ donors in the Ukraine and other countries in the By using time pressure, traffickers create conditions for fleeing refugees to make bad decisions. "My colleagues are trying to persuade a 19-year-old girl not to join her friend at a man's house," she says. Global Rescue told the BBC that they "have not been in Ukraine for almost two years" and had "no current knowledge of events in Ukraine". USAIDs partners are actively engaged in advocacy to ensure that policies, regulations, and legislation adhere to the CTIP principles of prevention, protection, and partnership. A 2015 report by the International Labour Organization stated that in 2002, an estimated 6 million children were enslaved worldwide, with 1.2 million trafficked and 1.8million sexually exploited. This website is using a security service to protect itself from online attacks. "We don't know what decentralization will look like," says Antonova. But as soon as they left, she told me, she grabbed her children and ran. We met Margherita Husmanov, a Ukrainian refugee from Kyiv in her early 20s. The report divides countries into four categoriesdepending on each country's efforts tofight human trafficking, using criteriafrom the Trafficking Victims Protection Act of 2000. Currently, only NGOsand not the Ukrainian governmentare struggling to keep those vulnerable to trafficking afloat. "I was raped and then I raped other boys who were younger. And throughout the past few years, the ministry has implemented campaigns to raise awareness about human trafficking through television and radio broadcasting, and the publishing and distribution of books and pamphlets. The issue of human trafficking in Ukraine is on an upswing. But experts don't rank Ukraine as the worst in either human trafficking or money laundering. At a train station, well known for refugee arrivals, we found a hive of activity. WebUkraines trafficking law entitled victims to housing at a government shelter, psychological assistance, medical services, employment counseling, and vocational training, regardless of whether a criminal case proceeded, or the victim cooperated with law enforcement. Bombs, bloodshed, trauma. The post accumulated more than 1,000 interactions in less than a week. So this is a push factor that gets children involved in sexual exploitation, even before they grow up. Read about our approach to external linking. They dont know where they are, who is helping them or what their next steps are, said Combs, who spent a week in March helping refugees fleeing Ukraine. Read about our approach to external linking. Vulnerable women and children fleeing the war in Ukraine are being targeted by criminal organizations who exploit them for sex, cheap labour, The other 8 percent will be divided almost equally between local governments and the central government. Ten million Ukrainians have, according to the United Nations. WebMs. At a temporary camp for refugees near the border, run by Slovakian authorities, camp manager Sergej Savin said that they did not allow ad hoc transportation of people from the site. This article first appeared on the Atlantic Council site. Five weeks into Russia's brutal invasion of Ukraine, imagine for a moment what it's like to live there now. We cannot do this like that, he said. But until the flow of money is diverted to assist vulnerable families -- rather than funding orphanages -- that is exactly what is being done. She's now safely in Denmark, so we chatted at length via Skype. Luke A. Drabyn is a Fulbright Scholar working with human rights organizations in Kiev, Ukraine. I told him to go. In recent weeks, some Russian state media outlets have featured misleading headlines about international support for Ukraine based solely on user comments on Western media sites. If they don't, they have our phone number. She arrived at the border two weeks ago, but decided to stay on, to help stop fellow refugees falling into the wrong hands. Where have Ukraine's millions of refugees gone? The man who offered her a room confiscated her ID papers and demanded she clean his house for free. According to Army Radio, the ring recruited potential kidney donors online, paying $10,000 per kidney, before sending the organs to Israel. From sexual exploitation such as prostitution to forced labor, from domestic slavery to organ removal, and forced criminality, it is often inflicted by traffickers through coercion and abuse of power. WebVictims are exploited in Ukraine, and Ukrainians are trafficked internationally. But sadly not all. According to the report a criminal group of Kosovo Liberation Army fighters had kidnapped and executed Serbian and Albanian prisoners and sold their organs on the For example, the U.S. has a much bigger impact on the global financial system due to the size of its economy, so money laundering in the U.S. "means more," Kumar said. Charities and rights groups working in neighbouring countries to receive refugees said they had seen cases of trafficking, missing children, extortion and exploitation as more than 2.5 million people crossed into neighbouring countries to escape the escalating violence. 2023 BuzzFeed, Inc. All rights reserved. We believe traffickers and recruiters are most probably targeting both women travelling alone and women travelling with children, she said. In addition, as more is being discovered about human trafficking, the organ trafficking has become a real topic of interest and not just the stuff of urban legends. One month into the war in Ukraine, millions of people, mainly women and children, continue to flee their homes. We are also already getting reports of cases of human trafficking and women being offered work in Poland only to find the workplace is illegitimate, the employer is mistreating them, refusing to pay their salary on time. It also provides access for victims to Police regularly patrol the station. Ukraine falls in the middle of therankings with a score of 5.21, whereas Haiti takes the riskiest spot at 8.49 and Andorra takes the safest spot at 2.79. "Since the security situation started in the east of Ukraine, other things were blocked. As Russia continues its military build up on Ukraine's border, it's also attempting to control the media narrative - but which parts are misleading? Websix approaches that can be taken: trafficking for the purpose of prostitution, migration, labor, organized crime or crime in general, human rights, and trafficking in children. Fact check: COVID-19 vaccination not required for Ukraines emergency wartime payment, Abrams noted that, for human trafficking in general, theState Department's annual Trafficking in Persons report is the "gold standard.". Responding to the prevalence of young adult victims, USAIDs trafficking prevention efforts focus on outreach to younger audiences. unprecedented human trafficking across the nation. The International Organization for Migration Ukraine Counter-Trafficking Program aims to support efforts to combat trafficking in Ukraine. They looked him up and down, she said. Sex trafficking of Ukrainians isnt new but victims are now being exploited throughout the world. The main objective of this activity is to support newly amalgamated communities (NACs) formed in the framework of Ukraines robust decentralization reforms through hands-on, community-driven development projects aimed at socio-economic revitalization. A viral Facebookpost from April 2claimsUkraineis the money laundering and child sex trafficking "capital of the world." The IOM estimates that more than 160,000 people have been trafficked from the country since independence in 1991. Activity on accounts spreading pro-Russian propaganda increased dramatically in November last year, according to research from the counter-disinformation group Mythos Labs. These individuals are far more susceptible to ending up in the trafficking trade because of the vulnerable state they are in due to the turmoil between the two countries, according to the Library of Congress Law. "For predators and human traffickers, the war in Ukraine is not a tragedy," UN Secretary General Antnio Guterres warned on Twitter. Organ trafficking in all its various forms is an international crime which could be entirely eliminated if healthcare professionals refused to participate in or be complicit with it. Fraudulent labor intermediaries/recruiters may take advantage of the war to exploit at-risk people. How many of those USAIDs partners are actively engaged in advocacy to ensure that policies, regulations, and legislation adhere to the CTIP principles of prevention, protection, and partnership. USAIDs, Countering Trafficking in Persons (CTIP) Activity. "The women and children come here from a terrible war. Concerns have been raised about links between Ukrainian far-right groups and neo-Nazis - specifically the nationalist Azov battalion that came to prominence at the height of the Ukrainian conflict, and is now a unit within the country's military. Russia is "swift to label its adversaries and victims in Europe as Nazis", says Keir Giles, an expert on the country, who wrote a Nato report on its information warfare. "If they insist on going, we beg the girls to at least register with the local authorities. A local news website and a non-governmental organisation whose websites featured stories about the alleged incident also claimed they had been hacked. Your California Privacy Rights/Privacy Policy. In 2021, USAID directly supported 658 VOTs (of them 203 women and 455 men) with psychological and legal assistance, family support, education, vocational training, and income-generating equipment. But the OSCE told BBC News its monitoring mission "has neither observed nor reported about any of the claims". She assisted in the expansion of the hotline from a weekly service to an around-the-clock toll-free resource that supports victims of human trafficking, gender-based violence, and domestic violence daily. Her car was full in moments. Ukraine's interior ministry says four surgeons and four others have been arrested for taking part in a scheme to recruit organ donors from former Soviet countries and transplant the organs into wealthy foreigners. The Supreme People's Procuratorate held a press conference on the 1st to report the status of the juvenile procuratorial work in the past five years and the effectiveness of cooperating with all parties to strengthen the protection of minors. But an avalanche of conflict-scarred women and children bursting out of Ukraine means that exploitation and abuse cases escalate. She and her children crossed into neighbouring Romania from war-torn Ukraine. They were looking for beautiful women to sell into the sex trade. Illegal sex trafficking of women and children in and around Ukraine has skyrocketed, experts say. Our fact-check work is supported in part by a grant from Facebook. Click to reveal Ukraine is classified as "BB", while countries such as North Korea and Libya scored a "D.". Members of the Uyghur community and their allies are welcoming a US congressional bill that has been introduced to address organ harvesting and human trafficking. The risks of war were more immediate. Video, Russian minister laughed at for Ukraine war claims, Saving Private Ryan actor Tom Sizemore dies at 61, AOC under investigation for Met Gala dress, Walkie Talkie architect Rafael Violy dies aged 78, Mother who killed her five children euthanised, The children left behind in Cuba's exodus, Alex Murdaugh's legal troubles are far from over, US sues Exxon over nooses found at Louisiana plant. To get the men away from her family, Elena promised to meet them when the other women were in their van. The chaos of war is now behind them, but the truth is, they're not entirely safe outside Ukraine either. By now, she has recruited more than 650 Polish "amazing women", as she describes them, driving backwards and forwards as often as they can to the Polish-Ukrainian border, in order to offer refugees safe passage. They are mainly women and children, as men under the age of 60 are obliged by the Ukrainian government to stay put and fight. Wake up to the day's most important news. Russian media have a history of promoting emotive content and questionable claims that portray Ukraine in a negative light. Websix approaches that can be taken: trafficking for the purpose of prostitution, migration, labor, organized crime or crime in general, human rights, and trafficking in children. In 2016, an estimated 40.3 million people were victims of modern slavery,with women and girls accounting for an estimated 99% of the victims of illegal sexual exploitation. In 2021 alone over 105,752 people died of drug overdoses. Prevention: Responding to the prevalence of young adult victims, USAIDs trafficking prevention efforts focus on outreach to younger audiences. Displaced and disoriented, often with no idea where to go next, refugees are forced to put their trust in strangers. The Netherlands is the only country with an "A" rating, while the U.S. scored the next highest"BBB" rating. At conservative gathering, Trump is still the favourite. They need protection. WebUkraine has long been a hub for transnational organized crime syndicates involved in all manner of black market illicit activity, but sex trafficking has exploded since Russia The incident became known as the "crucified boy" story. Pro-Kremlin outlets have also recently featured unverified content about Ukraine. Children are going missing and cases of human trafficking are being reported by aid groups and volunteers along Ukraines borders amid the chaos of the refugee crisis triggered by the Russian invasion. Since 1991, more than 160,000 men, women and children have been exploited for labor, sex, forced begging and organ removal, according to a mid-2015 report from the International Organization for Migration (IOM). One grandmother of a newborn with Down Syndrome was told by doctors that they could sell the baby for organs and get money. 1. You can subscribe to our print edition, ad-free app or electronic newspaper replica here. She asked me not to reveal her name. Women and children were being used as sex slaves. If passed, NGOs may have to collaborate with officials from more than 20 different oblasts. The ongoing conflict between Russia and Ukraine has worsened the issue as it has caused displacement for millions of individuals. Please include what you were doing when this page came up and the Cloudflare Ray ID found at the bottom of this page. Combs, a humanitarian volunteer trained in spotting the often-hidden threat of sex trafficking, knew that for many of them, their perilous journey was just beginning. Cases of human trafficking and exploitation also reported as more than 2.5 million refugees try to escape fighting. Children are often recruited directly from orphanages for sex and labor according anti-trafficking organizations in Ukraine. KHARKIV, Ukraine (AP) A celebrated Ukrainian medic recorded her time in Mariupol on a data card no bigger than a thumbnail, smuggled out to the world in a tampon. In 2021, the EVEN YOU large-scale national information campaign used metro station billboards to reach an additional 80,000 people with trafficking prevention messages. "We all know teenagers, don't we? Trafficking rings are notoriously active in Ukraine and neighbouring countries in peace time. We cannot rule out that a fraction of the people in the crowd were simply criminals, waiting to take advantage of vulnerable women, she said. A Polish charity said children sent alone by desperate parents to meet relatives across the border were arriving without anyone to meet them. Traffickers often target the Roma community of Ukraine, a nomadic Indo-Aryan group of people, because they lack access to state social assistance programs. However, the far-right remains a small minority in the country - during the 2019 elections, candidates and far-right groups such as Svoboda fell far short of the 5% minimum needed to gain entry into parliament. People in Poland, Germany, the UK and elsewhere have opened up their homes to refugees, most with the best of intentions. USAID bolsters pilot activities focusing on community development and support to returning migrants as a means of targeted prevention at the community level.
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As a part of Jhan Dhan Yojana, Bank of Baroda has decided to open more number of BCs and some Next-Gen-BCs who will rendering some additional Banking services. We as CBC are taking active part in implementation of this initiative of Bank particularly in the states of West Bengal, UP,Rajasthan,Orissa etc.
We got our robust technical support team. Members of this team are well experienced and knowledgeable. In addition we conduct virtual meetings with our BCs to update the development in the banking and the new initiatives taken by Bank and convey desires and expectation of Banks from BCs. In these meetings Officials from the Regional Offices of Bank of Baroda also take part. These are very effective during recent lock down period due to COVID 19.
Information and Communication Technology (ICT) is one of the Models used by Bank of Baroda for implementation of Financial Inclusion. ICT based models are (i) POS, (ii) Kiosk. POS is based on Application Service Provider (ASP) model with smart cards based technology for financial inclusion under the model, BCs are appointed by banks and CBCs These BCs are provided with point-of-service(POS) devices, using which they carry out transaction for the smart card holders at their doorsteps. The customers can operate their account using their smart cards through biometric authentication. In this system all transactions processed by the BC are online real time basis in core banking of bank. PoS devices deployed in the field are capable to process the transaction on the basis of Smart Card, Account number (card less), Aadhar number (AEPS) transactions.