sturm der liebe neue darsteller 2021 | punam anand keller
Designing Effective Health Communications: A Meta-Analysis - Punam She teaches the Social Marketing elective. Some of the hottest neighborhoods near Mattawa, WA are Canyon Lakes, Meadow Springs, Hansen Park, Columbia Point, Metaline. Punam Anand Keller Charles Henry Jones Third Century Professor of Management and Faculty Director, Center for Business, Government, & Society, Tuck School of Business at Dartmouth Biography Professor Keller is an expert in consumer information processing and choice behavior. View at Financial Advisor IQ, Aug 23, 2021//Features Punam Anand Keller in an article exploring the potential value of retirement plan providers evoking fear in clients to spur engagement. Professor of Communication at Western Michigan University. All American Entertainment has successfully secured celebrity talent like Punam Anand Keller for clients worldwide for more than 15 years. Please select your budget range:(check all that apply), Please select your budget range: Her current researchsupported by the National Cancer Institute, the Centers for Disease Control, and the National Endowment for Financial Educationfocuses on designing and implementing consumer communication programs. This award is a signal that says, If youre doing this kind of rigorous and relevant work, it will be recognized and you will be rewarded for it, Keller asserts. Our agents are happy and able to submit an offer to the speaker or celebrity of your choice, letting you benefit from our reputation and long-standing relationships in the industry. Affect, Framing, and Persuasion - Simon Fraser University She starts with a generally accepted theory and does empirical testing to see how it actually works in the real world. She teaches the Social Marketing elective. This program is offered twice annually. Punam A. Keller, PhD, MBA, Senior Associate Dean of Innovation & Growth Barbara K. Rimer is a director, National Cancer . All American Entertainment (AAE) exclusively represents the interests of talent buyers, and does not claim to be the agency or management for any speaker or artist on this site. She teaches the Social Marketing elective. Research on decision making by Punam Anand Keller was cited in a White House report on the use of behavioral science in the design of Federal programs and policies. PDF When to Accentuate the Negative: The Effects of Perceived Efficacy and She teaches Cause Marketing (marketing causes in for-profit companies) and Social Marketing (marketing in governments and not-for-profit companies). 0000012443 00000 n Punam Anand Keller is an expert in consumer information processing and choice behavior. Vividness Effects: A Resource-Matching Perspective - JSTOR Keller says considering a participants emotions could help boost enrollment and participation. By creating an account, you agree to our Privacy Policy. She works with companies, foundations, and government agencies who are interested in changing health and saving behaviors. 0000002523 00000 n But also, the user experience within financial services and retirement is not gre <<8E598EFCDD35EB4090581B1CA3FC2B4F>]>> Sharon Ann Keller (age 66) from Mattawa, Wa 99349 and has no known political party affiliation. The effect of affect-based dissonance versus cognition-based dissonance on motivated reasoning and health-related persuasion. Her research on decision making was cited by the Social and Behavioral Sciences Teams 2015 Annual Report for the White House on the use of behavioral science in the design of federal programs and policies. 92 0 obj<>stream The ACRs mission is to advance consumer research and facilitate the exchange of scholarly information among members of academia, industry, and government worldwide, and the fellowship is an award the ACR has given to 39 researchers since 1979, for significant impact on scholarly work in consumer behavior.. She teaches Cause Marketing (marketing causes in for-profit companies) and Social Marketing (marketing in governments and not-for-profit companies). Desert Aire, WA Real Estate & Homes for Sale - realtor.com This website is a resource for event professionals and strives to provide the most comprehensive catalog of thought leaders and industry experts to consider for speaking engagements. View at Benefits Canada, Jun 02, 2017//Quotes Punam Anand Keller in a feature article highlighting Tuck Executive Education programs. All authors contributed equally. The news of Thalers award was a kind of vindication for Keller. Showing 6 homes around 20 miles. Punam Anand Keller is an expert in consumer information processing and choice behavior. This type of research has only recently gained wide recognition as scientifically equal to areas such as physics or chemistry. w1Zy5kkmUljqZc(Qm X%>h)b:y6!c\KV22_ b3E) AURZ We do not handle requests for donation of time or media requests for interviews, and cannot provide celebrity contact information. Lauren Block served as associate editor for this article. 100 Tuck Hall Nka Hanford Rd-Highway 241/Wautoma Rd Lot 6, Nka Hanford Rd-Highway 241/Wautoma Rd Lot 7, Nka Hanford Rd-Highway 241/Wautoma Rd Lot 4, Nka Hanford Rd-Highway 241/Wautoma Rd Lots 5 & 2, Retter & Company Sotheby's International Realty, Home buyers reveal: 'What I wish I had known before buying my first home, Debunked! , (, dartmouth.edu, Journal of marketing research 32 (2), 192-203, Journal of Consumer Research 36 (5), 735-747, Journal of consumer research 22 (4), 448-459, Journal of Consumer Research 24 (3), 295-304, Journal of Public Policy & Marketing 27 (2), 117-130, Journal of Consumer Research 33 (1), 109-114, Journal of Marketing Research 40 (1), 54-64, PA Keller, B Harlam, G Loewenstein, KG Volpp, Journal of Consumer psychology 21 (4), 376-383, Journal of Consumer Psychology 3 (1), 29-49, Journal of applied social psychology 28 (17), 1584-1608, Journal of consumer psychology 6 (1), 31-54. Our agents are happy and able to submit an offer to the speaker or celebrity of your choice, letting you benefit from our reputation and long-standing relationships in the industry. There are 11 active homes for sale in Mattawa, WA. T he massive costs of health care ($1.7 trillion and counting) and the problems posed by various diseases (e.g., AIDS, obesity, diabetes, cancer, heart disease, mental illness) are well known and documented . s>}f6s"+6Fx^;S:; qF.Jnp.Ly$BF1y2_^:{?fo`>gb#PYb[5yaAKFCX3')reVZGEjwZ#h)9+hL JeNAfbdCU"qzR-w7 ol.NG3lOzO6_~'c2)f_U#Xx~[l|qcNtpD,'FQg:/@nUFxYbs?6o/yiyKibHQOf/?Ajl52+& 7g_+a.QA1Z1VIc+\JA{r^Y%s9F`-r@@Jq3b, AAE is a talent booking agency for paid events only. View at BusinessBecause, Aug 01, 2016//An opinion piece by Punam Anand Keller examines the paradoxes of food waste, insecurity and obesity. . 0000000696 00000 n Punam Anand Keller is an expert in marketing health, wealth, and the arts. View at PlanSponsor, Dec 02, 2022//Features Punam Anand Keller in an article highlighting a panel discussion on retirement plan leakage when money leaves retirement funds before retirementat the Employee Benefit Research Institute 2022 Retirement Summit. Its hard to get to the right questions or the http://faculty.tuck.dartmouth.edu/punam-keller/, PhD, Northwestern University, 1984; MBA, Jamnalal Bajaj Institute of Management Studies, 1979; BA, Bombay University, 1977. . Fill out a. ^"Punam Keller". Tuck School of Business | When It's OK to Be Bold Read the report, "Building Theory by Breaking Boundaries: Health and Wealth Choice-Making. The analysis indicates that message tactics have a significant influence on intentions toward health-related recommendations Email agent. The authors gratefully acknowledge the valuable com- ments provided by the JMR editor and anonymous JMR reviewers. For example, Keller has always felt encouraged and supported in her endeavors to do both empirical and theoretical research. LG Block, PA Keller, B Vallen, S Williamson, MM Birau, A Grinstein, Journal of Public Policy & Marketing 35 (2), 292-304, Journal of Applied Psychology 84 (3), 403, Journal of Consumer Research 29 (1), 57-69, IM Lipkus, M Biradavolu, K Fenn, P Keller, BK Rimer. 73 20 *Punam Anand Keller is the Charles Henry Jones Third Century Profes-sor of Management, Tuck School of Business, Dartmouth College (e-mail: punam.keller@dartmouth.edu). He always asked tons of questions, she says. Tuck AMP | Faculty - Dartmouth View at Pensions & Investments, Aug 06, 2021//Features Punam Anand Keller in an article about the reduced effectiveness of COVID vaccine advertisements. Im very glad I embarked on this journey, she says, because its becoming increasingly important., Keller has spent more than half of her academic career at Tuck, a school that, along with Dartmouth, fosters an uncommonly expansive approach towards academic research. Punam Anand Keller is an expert in consumer information processing and choice behavior. HW8{PoH4 Dsi0=$)BH?f$EDxdeUe%x,8u?zmu_$gsg/p.s_-'/,`d|[(J(^)[||ORxf`Lb3cq22^8n2wv'u$[cT^T+P/Lc?^2?yFh{] ntr@JVuxp3nx,n N;xdWG1%icNrSUendFse#N4i y;*JjFn(o$;Q[^8;8=2f[b~"aV^WsI9g ;L/CYxRe( Her research in this area has been supported by organizations such as the National Cancer Institute and the Centers for Disease Control and Prevention, and has been published in marketing, public policy, and health journals that include the Journal of the Association for Consumer Research and the Journal of Consumer Psychology. Homes for sale in Desert Aire, WA have a median listing home price of $405,000. | Privacy, Tuck Europe, Middle East, and Africa (EMEA) Council, Management Science and Quantitative Methods Option, Scholarships, Fellowships, and Sponsorships, https://implementationscience.biomedcentral.com/ articles/10.1186/s13012-020-01078-9, Center for Business, Government & Society, Center for Private Equity and Venture Capital, Revers Center for Energy, Sustainability and Innovation. Some of Kellers recent papers illuminate this approach. by Kirk Kardashian Nov 21, 2017 Keller's research examines how decision making can impact a consumer's health and finances. The live and virtual event speaking fees listed on this website are intended to serve as a guideline only. Copyright 2023 All American Speakers Bureau. *Punam Anand Keller is visiting associate professor of marketing, However, it is not apparent how differential attention ex-Fuqua School of Business, Duke University, Box 90120, Durham, NC 27708. Our agents find the right fit for your event, Full access to all speakers & celebrities, Your personal Logistics Manager who takes care of all event details. Keller Williams Realty Locations & Hours Near Mattawa, WA Punam Anand Keller is a keynote speaker and industry expert who speaks on a wide range of topics . 73 0 obj <> endobj Her current researchsupported by the National Cancer Institute, the Centers for Disease Control, and the National Endowment for Financial Educationfocuses on designing and implementing consumer communication programs. Introduction There exists a voluminous literature on saving. Lee and B. Sternthal, Value from Regulatory Construal Fit: The Persuasive Impact of Fit between Consumer Goals and Message Concreteness., With D.R. 1EM#>Y7iU 65)9WD[%M5|Y$( -EC\;;h$k`gPI{2P6Z"VZ,an#ilR-^d7fiK#$#z:"b=Z+5`6mYFo"{w|F^ ~JM`\^gvx^:^%Ymd6>({iSf Title. This kind of multi-disciplinary work often ends up being published in journals outside of Kellers marketing focus, but that has never been a limiting factor for her. Professor of Economics & Finance at UC Davis, Founder, President & CEO of the Re-Wired Group, Professor of Psychology & Business at USC; Expert on Habits, Professor, Author, Speaker & Sales Expert. Lusardi and A. Keller, New Ways to Make People Save: A Social Marketing Approach, in. Tuck Diversity Business Programs | Building a Successful - Dartmouth Keller says firms can take a page out of Robinhoods book by making it easier for younger, lower-income retail investors to talk with brokers, with an emphasis on financial literacy. But also, the user experience within financial services and retirement is not gre AAE is one of the premier celebrity booking agencies and top keynote speakers bureaus in the world. Contact an All American Speakers Bureau booking agent for more information on Punam Anand Keller speaking fees, availability, speech topics and cost to hire for your next live or virtual event. She immediately recognized the many unknowns about the psychology of consumer decision making, and posited them as a massive challenge that I would never be able to conquer, she says. trailer The purpose of theory is to solve problems, not to remain on the pages of a book or journal. As a full-service talent booking agency, we have access to virtually any speaker or celebrity in the world. As a full-service talent booking agency, we have access to virtually any speaker or celebrity in the world. The purpose of theory is to solve problems, she says, not to remain on the pages of a book or journal. Global Venture Capitalist, Author & Adjunct Professor. PDF Punam Anand Keller and Donald R. Lehmann - Columbia Business School Punam Anand Keller is an expert in consumer information processing and choice behavior. ,2ErN gt4 06 S0IBIIK3 Designing Effective Health Communications: A Meta-Analysis - Punam Tuck marketing professor Punam Anand Keller tackles obesity in her research. View at The Huffington Post, Jul 21, 2016//An opinion piece by Punam Anand Keller examines the psychological factorsstemming from evolutionary rootsthat cause humans to unconsciously waste food. ", MBA, Jamnalal Bajaj Institute of Management Studies, 1979. 100 Tuck Hall The team at All American Entertainment represents and listens to the needs of organizations and corporations seeking to hire keynote speakers, celebrities or entertainers for speaking engagements, personal appearances, product endorsements, or corporate entertainment. All American Entertainment Named to Inc. Best Workplaces in 2022. 0000007633 00000 n Keller was first exposed to consumer research as an MBA student in India. She works with companies, foundations, and government agencies who are interested in changing health and saving behaviors. Aug 25, 2022 // Features Punam Anand Keller in an article exploring how retirement plan providers can better engage, educate, and prepare their clients. All rights reserved. Charles Henry Jones Third Century Professor of Management; Faculty Director, Center for Business, Government, & Society. Its a little bit like golf: you know youll never be able to figure it out, and I find that inherently motivating.. Homes for sale in Mattawa, WA have a median listing home price of $410,000. Associate Teaching Professor, Georgetown University Speaker on Organizational Behavior, LGBTQ+ Advocate, Professor at National Autonomous University of Mexico. As a fellow of the ACR, Keller is now a lifetime member of the organization, and she plans to continue generating insights on consumer decision making and sharing them with the world. Similar motivational celebrity speakers are Peter Northouse, Fiona M. Scott Morton, Michele Tertilt, Peter Jaworski and J.D.Schramm. The authors thank the JCR reviewers and associate editor for their comments and the Kellogg School of Management for supporting this research. 25.82 acre lot. Punam Anand Keller Biography | Booking Info for Speaking Engagements Punam Anand Keller a,, Bari Harlam b, George Loewenstein c, Kevin G. Volpp d,e a Tuck School of Business, Dartmouth College, USA b CVS/Caremark, USA c Economics and Psychology, Carnegie Mellon University, USA d Medicine and Health Care Management, University of Pennsylvania School of Medicine and the Wharton School, USA e Philadelphia VA . Gauge interest and check availability for speaking engagements, appearances or corporate events, Provide you with the speaking fee to book Punam Anand Keller or other celebrity appearance fees, Give you personal recommendations for the best keynote speakers or celebrities, Assist you with any questions you have throughout the talent booking process, Theodore Nierenberg Professor of Economics at the Yale University School of Management, Associate Teaching Professor, Georgetown University McDonough School of Business, Director at proGective & Adjunct Professor of Foresight, Entrepreneurship & Intangible Capital at ISTIA, Adjunct Professor at Georgetown University & Co-Founder of Park Avenue Equity Partners, Public Policy, Leadership, & Competitive Strategy Professor at Berkeley Haas; Business Consultant & Author, Innovation, Leadership Development & Sales Performance Consultant; Adjunct Business Professor, Professor of Leadership & Innovation at Politecnico di Milano; Founder of Project Science; Director of Leadin'Lab, Future of Work Expert, Professor and Founding Director of the Master of Technology Management (MTM) Program at UC Santa Barbara, NFL Financial Advisor, Entrepreneur & Professor at Rutgers University Global Sports Business M.S. Slaughter, Keller notes. Lehmann, Effectiveness of Corporate Well-Being Programs: A Meta-Analysis,, With D.R. Feb 01, 2023//We often expect individuals to have a clear picture of what they want or to know what they need to do, and that is not always the case, Punam Anand Keller says in an article exploring how retirement plan sponsors can best harness digital tools to improve participation. Fill out a, Booking fees for Punam Anand Keller, or any other speakers and celebrities, are determined based on a number of factors and may change without notice. [3] References[edit] ^"Punam Anand Keller". social marketing consumer decision-making. 0000001423 00000 n She teaches the Social Marketing elective. %%EOF Contact All American Speakers for ratings, reviews, videos and information on scheduling Punam Anand Keller for an upcoming live or virtual event. endstream endobj 74 0 obj<> endobj 75 0 obj<> endobj 76 0 obj<>/ProcSet[/PDF/Text]/ExtGState<>>> endobj 77 0 obj<> endobj 78 0 obj<> endobj 79 0 obj<> endobj 80 0 obj<> endobj 81 0 obj<> endobj 82 0 obj<> endobj 83 0 obj<> endobj 84 0 obj<>stream There are 6 active homes for sale in Desert Aire, WA. All American Entertainment has successfully secured celebrity talent like Punam Anand Keller for clients worldwide for more than 20 years. PDF Punam Anand Keller and Donald R. Lehmann Professor Keller is an expert in consumer information processing and choice behavior. AAE Named to Inc. Best Workplaces in 2022. We do not exclusively represent Punam Anand Keller or claim ourselves as the exclusive booking agency, business manager, publicist, speakers bureau or management for Punam Anand Keller or any other speaker or celebrity on this website. . With J. C. Lauffenburger et al, Rationale and Design of the Novel Uses of Adaptive Designs to Guide Provider Engagement in Electronic Health Records (NUDGE-EHR) Pragmatic Adaptive Randomized Trial: A Trial Protocol, Implementation Science, With K. Hesselton and K.G. At the same time, Keller wants to use her standing as a fellow to inspire other budding academics to consider consumer research as a career. [1][2] In 2018, she was named a fellow of the Association for Consumer Research. Annamaria Lusardi, Punam Anand Keller & Adam M. Keller Working Paper 14715 DOI 10.3386/w14715 Issue Date February 2009 In this study, we use a social marketing approach to develop a planning aid to help new employees at a not-for-profit institution contribute to supplementary pensions. 603-646-9088 tuck.exec.ed@tuck.dartmouth.edu Start your application Lauren Lu Geoffrey Parker Phil Stocken Sharon Keller's Voter Registration. In some cases, the actual quote may be above or below the stated range. Brian Ellman HvG nm&pa\O=ch[0 T+z&Zj9;D&ni \6nC\"A;3sc,J)TDF W+wYu=}q4):^{vnkY[Uz2L]O\SJQQ@fEj^v}cvKFVh-:[132|M^*0=c>Vp{9qx3 j_3>Yck;Ec&qLbHBH,Q06!XjeRx85;1UHtSsIZc4.q&fQ&nRh ?:K "Z}v#yQo2|i@^$]vPAh52S']]Ml%-y3W\GS?iTGip!e\r>~p!`M)$FO:kx Zvd[V]d@7m)Ae73$54Qp>_1%>6pM;R'H5P@>4O(WUk/GJL6\do3Z"}jE2*!u@SBB0re\-(JTJfPF?A*+lrN=7xm8I@?bcK)'D$'f@'"ZMgZIR:^~jU8HK1u$0A["66&D`+{q[8\6\VZGr`8wX*Z>zw\o=Okd BYiXL#0=a{hJ,(ugILn:Tmy Tuck News features the latest stories about business research conducted by faculty members and business practitioners at the Tuck School of Business at Dartmouth College. View at Marketplace, Nov 16, 2021//Features Punam Anand Keller in an article about what traditional broker-dealers can learn from the success of Robinhood. So if you dont test it and see how, when, and why it works, then you havent met the objectives. Punam Anand Keller is a behavior change expert. Isaac M. Lipkus is an assistant professor, Duke University Medical Center, Duke University (e-mail: lipku001@ mc.duke.edu). DL Scammon, PA Keller, PA Albinsson, S Bahl, JR Catlin, KL Haws, Journal of Public Policy & Marketing 30 (1), 14-22, Journal of Experimental Psychology: Applied 5 (3), 302, , , , When to accentuate the negative: The effects of perceived efficacy and message framing on intentions to perform a health-related behavior, Value from regulatory construal fit: The persuasive impact of fit between consumer goals and message concreteness, Increasing the persuasiveness of fear appeals: The effect of arousal and elaboration, Vividness effects: A resource-matching perspective, Designing effective health communications: A meta-analysis, Regulatory focus and efficacy of health messages, Enhanced active choice: A new method to motivate behavior change, Differences in the relative influence of product attributes under alternative processing conditions: Attribute importance versus attribute ease of imagability, Beyond protection motivation: An integrative theory of health appeals, Effects of self-efficacy and vividness on the persuasiveness of health communications, The squander sequence: Understanding food waste at each stage of the consumer decision-making process. Keller, for example, has done research with professors in the Economics department at Dartmouth (on financial decision making) and at the Geisel School of Medicine (on health-related questions). View 11 homes for sale in Mattawa, WA at a median listing home price of $410,000. Punam Anand Keller and Donald R. Lehmann. See pricing and listing details of Mattawa real estate for sale. If you are the talent and wish to request a profile update or removal from our online directory, please submit a profile request form. Call us to speak with a booking agent about your event or specific speaker request. He was intrigued by the problems you were going to solve, rather than the way you were going to publish it. That spirit continues today under Dean Matthew J. Usually she finds boundary conditions, where the theory falls short, so she proposes a revised theory that accounts for the nuances of human behavior. D. Find 2 listings related to Keller Williams Realty in Mattawa on YP.com. startxref 0000001170 00000 n Fill out the booking request form or call our office at 1.800.698.2536, and one of our agents will assist you to book Punam Anand Keller for your next private or corporate function. Editorials penned by professors are published on the site, as well as regular school updates from Tuck staff writers regarding trends in business education. Keller says that seizing and freezing could be to blame. 0000008362 00000 n Depressive realism and health risk accuracy: The negative consequences of positive mood, New ways to make people save: A social marketing approach, Informing women about their breast cancer risks: Truth and consequences, How behavioral decision research can enhance consumer welfare: From freedom of choice to paternalistic intervention, Surcharges plus unhealthy labels reduce demand for unhealthy menu items. Punam Keller :: Home - Dartmouth Her current researchsupported by the National Cancer Institute, the Centers for Disease Control, and the National Endowment for Financial Educationfocuses on designing and implementing consumer communication programs. So if you dont test it and see how, when, and why it works, then you havent met the objectives.. related behaviors. To date, the success of these appeals varies widely, kindling controversy over the best ways to ad- During normal business hours, we respond to most inquiries within 4 hours. All American Speakers is a "buyers agent" and exclusively represents talent buyers, meeting planners and event professionals, who are looking to secure celebrities and speakers for personal appearances, speaking engagements, corporate entertainment, public relations campaigns, commercials, or endorsements. 8 myths about renting you should stop believing immediately, 6 ways home buyers mess up getting a mortgage, 6 reasons you should never buy or sell a home without an agent, Difference between agent, broker & REALTOR, Real estate agents reveal the toughest home buyers they've ever met, Do Not Sell or Share My Personal Information. Lehmann, Designing Effective Health Communications: A Meta Analysis of Experimental Results,, With R. Ratner, How Behavioral Decision Research can Enhance Consumer Welfare: From Freedom of Choice to Paternalistic Intervention,, With A.P. M Biradavolu, K Fenn, P Keller, BK Rimer. 0000001299 00000 n . Punam Anand Keller and Donald R. Lehmann View all authors and affiliations Volume 27, Issue 2 https://doi.org/10.1509/jppm.27.2.117 Contents PDF / ePub More Related content Similar articles: Free access Understanding how Graphic Pictorial Warnings Work on Cigarette Packaging Show details Free access Keller has consulted to many multi . Punam Keller :: In the Media - Dartmouth Pricing, Litigation, Enforcement: The 2022 Law & Economics Symposium in Review, Securities, Financial Products & Institutions, Final 2022 Law & Economics Symposium Webinar to Discuss Economic Loss Arguments in Pharmaceutical Product Liability Class Actions, Analysis Group Welcomes New Affiliates and Announces Senior-Level Promotions, Damages Analyses under Different Legal Frameworks.
Waschen, Schneiden, Föhnen Preise Klier,
Wera Steckschlüssel Schraubendreher Satz,
Articles P
As a part of Jhan Dhan Yojana, Bank of Baroda has decided to open more number of BCs and some Next-Gen-BCs who will rendering some additional Banking services. We as CBC are taking active part in implementation of this initiative of Bank particularly in the states of West Bengal, UP,Rajasthan,Orissa etc.
We got our robust technical support team. Members of this team are well experienced and knowledgeable. In addition we conduct virtual meetings with our BCs to update the development in the banking and the new initiatives taken by Bank and convey desires and expectation of Banks from BCs. In these meetings Officials from the Regional Offices of Bank of Baroda also take part. These are very effective during recent lock down period due to COVID 19.
Information and Communication Technology (ICT) is one of the Models used by Bank of Baroda for implementation of Financial Inclusion. ICT based models are (i) POS, (ii) Kiosk. POS is based on Application Service Provider (ASP) model with smart cards based technology for financial inclusion under the model, BCs are appointed by banks and CBCs These BCs are provided with point-of-service(POS) devices, using which they carry out transaction for the smart card holders at their doorsteps. The customers can operate their account using their smart cards through biometric authentication. In this system all transactions processed by the BC are online real time basis in core banking of bank. PoS devices deployed in the field are capable to process the transaction on the basis of Smart Card, Account number (card less), Aadhar number (AEPS) transactions.