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About half of those die within a year due to other complications related to vitamin A deficiency. Cord. Filipino Candy: Macapuno Candy: Special Coconut Ingredient Characterizes genes that regulate expression of coconut yield and copra yield/quality traits through statistical association of DNA markers and these quantitative traits using an advanced mapping population of the Philippine Coconut Authority (PCA), Coconut Genomics Project 8: Development of Web-based Breeding Resource and ECO-TILLING Towards Insect Resistance Breeding The company claims that it can be used for . the Bicol region in Southeastern Luzon, where the PCA has its research center. INSTRUCTION (60 MINS) Genetic Engineering 1. Most agronomic traits are determined by a large number of genes, working concertedly and often in very complex patterns. Biotechnology in animal health and production. Agricultural biotechnology in the Asia-Pacific region. In most cases, the aim is to introduce a new trait to the plant which does not occur naturally in the species. An official website of the United States government. macapuno trait in coconuts genetic engineeringasterisk sip reload not working. In classical breeding, thousands of genes are being rearranged, whereas GE involves the specific handling of single genes (using "chemical scissors"). Macapuno trait in coconuts Classical breeding GENETIC ENGINEERING EXAMPLE VECTOR/VEHICLE THE PROCESS Insulin was the first hormone to be synthesized using genetic engineering. Bitter melon: Show efficacy in disease diagnosis and contain anti-diabetic factors. Other names: NIYOG, BUKO, COCO, LUBI (cebuano) The local names for coconut (niu in Polynesia and Melanesia, niyog in the Philippines and Guam) are derived from the Malay word nyiur or nyior. Coconut (Cocos nucifera L.) is a high valued plantation crop grown mainly for its liquid and solid endosperm. About 500,000 people go blind every year due to vitamin A deficiency. Oleagineux, 39: 581-586. The coconut palm is diploid (2n=32). enhancement of a present trait by increasing the Genetic engineering involves the use of molecular techniques to modify the traits of a target organism. https://doi.org/10.1093/oxfordjournals.aob.a083866, https://doi.org/10.1080/00087114.1965.10796182. Cord. It is a bagoong real center of attention by many is locals as early as 16th century, ground sticky rice, muscovado soup-based dish with saluyot, none other than the food. Enhancement of Nutrient and Water Use Efficiency Through Standardization of Engineering Support Systems for Precision Farming UPLB Engr. Additive component (D) was significant in all the traits and was lower in magnitude than dominant components (H1 and H2) of variation for FS and FU which was firmly supported by the value of H1/D 0.5. affair. However, many of the traits that are of greatest interest to plant researchers are far more complex than single-gene qualitative traits that have an either/or classification (ex: yellow or green seeds). 1. Bagnet, strips. Houghton Regis 6. Genetic Engineering and Biotechnology (N).pptx - GENETIC Direction: Identify the following products of Recombinant DNA technology being asked for in this Ch07. The study aimed to determine which of the three pollinated varieties of white corn (native variety, Tubao glutinous variety and macapuno variety) would give the best growth and yield when intercropped with acacia. The aromatic coconut variety has recently emerged as a highly profitable commodity in a number of coconut producing countries, because of its unique appeal as a refreshing drink. Keywords: r e s t r i c t i o n e n d o n u c l e a s e s, The cut DNA fragments are covalently joined together by. The modification of traits involve: a. Kopyor and macapuno are two coconut mutants from Southeast Asia that are often described erroneously or interchangeably mismatched due to a lack of research, so future studies are encouraged. 2. It appears that you have an ad-blocker running. 8.Cow: Good quality milk Anon (1994) Coconut and palm kernel are the primary commercial sources of lauric oils, but efforts are nearing fruition of producing them from domesticated cuphea and bioengineered rapeseed. of functional leaves(No/Palm) 31.65 8.59 7.49 76.0 13.45 MACAPUNO TRAIT IN COCONUT 10. TANGAL AGAD!VCO CNO MCT COOKING OIL MAKAPUNO WHOLE BJKO. Macapuno was initially reported in scientific literature in 1931 by Edwin Copeland, an American botanist working for the Department of Agriculture of the Insular Government of the Philippine Islands (then an American territory). Im sure that you will be making a really useful place. Traditional plant breeding vs. genetic engineering - a primer The coconut tree (Cocos nucifera) is a member of the palm tree family and the only living species of the genus Cocos. Biotechnology in animal health and production. 2011).Coconut is the only species within the genus Cocos and it is morphologically classified into two types: tall and dwarf. Mature coconut This one is much firmer and harder than the young coconut. Throughgenomics-assisted generation of molecular markers and its application in molecular breeding, it is hoped that coconut productivity could be increased from 46 to 150 nuts/tree/year which shall exceed Indias average yield of 77 nuts/tree/year (APCC, 2011). It is a coconut with a flat, round shape that is made of real coconut meat and has no water inside. It also describes the coconut conservation strategy that provides the way forward for this important area of work. Signup for our newsletter to get notified about our next ride. Besides this enzyme, a couple of other enzymes are also suspected of being involved in the development of this trait: sucrose synthase and stearoyl acyl carrier protein desaturase. Read this essay on Chill. Abakada ng pagpapabunga ng mangga, Nestor D. Bondad. Globe 0927 122 3226.April 25. Introduction. The spelling cocoanut is The modification of traits involve: a. Rm. 2016 Dec;109:579-589. doi: 10.1016/j.plaphy.2016.11.003. Increased Nutrition 2. EP E. Reader. Genetically modified crops are plants used in agriculture, the DNA of which has been modified using genetic engineering techniques. Look for Mr. Ino Moncayo. Genetic studies of coconuts have also confirmed pre-Columbian populations of coconuts Macapuno is a coconut variety with a jelly-like coconut meat. UTILIZATION OF COCONUT GENETIC RESOURCES FOR HIGH VALUE AND EMERGING PRODUCTS DEC 2011 Crops PCA-ZRC IMPACT ASSESSMENT OF THE MACAPUNO COMPREHENSIVE TECHNOLOGY Reviewer Read. It is a bagoong real center of attention by many is locals as early as 16th century, ground sticky rice, muscovado soup-based dish with saluyot, none other than the food. From 8am to 1pm. Biology, propagation and utilization of elite coconut varieties This would explain why naturally-occurring macapuno palms bear both macapuno seeds and normal seeds, as pure macapuno palms would be impossible in the wild. GMO is an organism that has been conferred a desirable trait by receiving a piece of DNA through a laboratory procedure called genetic engineering. MACAPUNO Freak Coconut? A Mutant of the Philippines? RG Building & Landscape Services Ltdis an established family run business, with over 35 years combined experience in all aspects of building and construction for the private householder, commercial and corporate clients. Primary ingredients generally include boiled red mung beans, kidney beans, garbanzos, sugar palm fruit (kaong), coconut sport (macapuno), and plantains caramelized in sugar. 11. Centris. Copra and coconut oil is the two most important economic value products derived from coconut. Caption: Corn embryogenic calli ready for proof-of-concept transformation with coconut oil genes, Coconut Genomics Project 6: Marker Assisted Breeding of Coconut Targeting Productivity and Major Industrial Traits Association analysis in a subset of 44 genotypes detected a single SSR locus, CnCir73 (chromosome 1) putatively associated with fruit yield component traits, which corresponded with a previously mapped quantitative trait locus in coconut. BREEDING or RECOMBINANT DNA TECHNOLOGY. )), Unit Operations of Chemical Engineering (Warren L. McCabe; Julian C. Smith; Peter Harriott), The Tragedy of American Diplomacy (William Appleman Williams), Principles of Managerial Finance (Lawrence J. Gitman; Chad J. Zutter), Calculus (Gilbert Strang; Edwin Prine Herman), Principios de Anatomia E Fisiologia (12a. Special Features: Coconuts are a delicacy. Nguyen QT, Bandupriya HD, Foale M, Adkins SW. Plant Physiol Biochem. The coconut soft-endosperm variants, the Makapuno and the Lono, are emerging as economically important. 2. Up to 60 feet. Height. Of the CLASSICAL BREEDING Classical breeding practices focus on the mating of organisms with desirable qualities. Crown dense, conical in young and shaded trees, becoming rounded or spreading in the older tree. The coconut including its highly valued Makapuno and Lono phenotypes are widely propagated via tissue culture [ 43, 44, 65, 74, 136 ]. Conventionally, plants and animals acquire new traits by traditional breeding (selection and hybridization) or through mutation. The study aimed to determine which of the three pollinated varieties of white corn (native variety, Tubao glutinous variety and macapuno variety) would give the best growth and yield when intercropped with acacia. ", Where can we buy macapuno seedlings? Kelapa kopyor means scrambled coconut in the Javanese language, referring to when eggs are shaken, mixing the white and yellow part. Manufacturer : Laguna. [citation needed], In Vietnam, macapuno is grown in Tra Vinh and Ben Tre provinces and is an expensive delicacy. Currently, coconut palm is cultivated in 93 countries, including Central and South America, East and West Africa, Southeast Asia and the Pacific Islands, with a total growth area of more than 12 million hectares [1]. -term human interaction and dissemination has altered its phenotype and the lack of a universal domestication trait has obscured the putative wild . One such variety of coconut is known as macapuno. Genetic Engineering/ Applications of Recombinant DNA In order to survive, Traits that were considered valuable (high fruit yield; high milk production, Macapuno trait in coconuts Classical breeding GENETIC ENGINEERING EXAMPLE VECTOR/VEHICLE THE PROCESS Insulin was the first hormone to be synthesized using genetic engineering. Perspektif 19:95104. Traditionally, humans have manipulated genomes indirectly by controlling breeding and selecting offspring with desired traits. Get the knowledge you need in order to pass your classes and more. This recombinant micro-organism could now produce the protein encoded by the human gene. 2021. Genetic studies of coconuts have also confirmed pre-Columbian populations of coconuts in Panama in South America. properties. [16], In Indonesian cuisine, macapuno coconut (kelapa puan/kopyor) is considered a delicacy. In addition to that, creation and propagation of new elite varieties using marker-assisted breeding approaches could be worthwhile. The term coconut can refer to the entire coconut palm, the seed, or the fruit, which, botanically, is a drupe, not a nut. Kopyor versus macapuno coconuts: are these two edible mutants of MACAPUNO TRAIT IN COCONUT 10. ASIN : B00886F2U6. Increased Nutrition: Using bioengineering, scientists have added or modified nutrients in various crops, and created several nutritionally enhanced About 500,000 people go blind every year due to vitamin A deficiency. Enjoy access to millions of ebooks, audiobooks, magazines, and more from Scribd. [6], Mass propagation of macapuno seedlings only became possible through the development of "embryo rescue" in vitro culture technology by the Filipina plant physiologist Emerita V. De Guzman of the University of the Philippines in the 1960s. Water: Medium moisture needs. The coconut soft-endosperm variants, the Makapuno and the Lono, are emerging as economically important. Y. . Improved Functional Properties. 1-5. Genetic engineering involves the use of molecular techniques to modify the traits of a target organism. Answer: Human Genome Project (HGP). Coconut Sport or Macapuno. Dolores Ramirez of the University of the Philippines at Los Baos (UPLB) is widely credited for working on the genetic systems controlling the macapuno endosperm of coconuts. The modification of traits may involve: I. introduction of new traits into an organism II. The magazine is published monthly in a print and digital format. Biotechnology in fisheries and aquaculture. Posted on . Biotechnology in forestry. In 2012, scientists unveiled CRISPR , a gene-editing tool that has been described as a molecular word processor. The inside of a macapuno coconut shell has very . English for Academic and Professional Purposes. Its flesh is mixed with milk and crushed ice to make a smoothie and served with crushed toasted peanuts. An extensive study has found that new technologies in genetic engineering and conventional breeding are blurring the once clear distinctions between these two GENETIC TRAITS EXPRESSED IN GMOs IN THE U.S. SUMMER SQUASH Genetic Traits Disease resistance Uses: Food ALFA Genetic Traits Herbicide Tolerance Uses: Animal feed APPROVED AND COMING TO MARKET SOON POTATO Genetic Traits Reduced Bruising and Black Spot, Non-browning, Low Acrylamide ses: Food APPLE Genetic Traits Non-browning Uses: Food The greates amount of coconut wate is found in young, green coconuts and provides nourishment for the growth of the solid endosperm (coconut meat) inside the hard shell of the fruit. The SlideShare family just got bigger. The embryo culture technique is the only means known to germinate the Makapuno embryo to produce a pure bearing Makapuno palm. I am interested to have a Macapuno Culture Seedling Nursery, can you share with me the technology of propagating the Macapuno-Coconut. Macapuno Coconut - Eat Best Food in Tra Vinh | Vemekong Direction: Identify how each of the traits was introduced or developed. Nguyen et al. Energy Dais presents the most comprehensive list of the Top Oilfield Drill Bit Companies in India, Middle East, USA & Canada. Best Sellers Rank: #430,328 in Grocery & Gourmet Food ( See Top 100 in Grocery & Gourmet Food) #1,122 in Canned & Jarred Fruits. In classical breeding, thousands of genes are being rearranged, whereas GE involves the specific handling of single genes (using chemical scissors). Macapuno Coconut. replicate independently, commonly used as a vector for gene multiplication The coconut is named so because of the white yellowish colour and "cluttered" texture. The coconut tree (Cocos nucifera) is a member of the palm tree family and the only living species of the genus Cocos. Introduction of new traits into an Funded by: PCAARRD Implementation Period: Jan 2014-Jan 2019 | Program Leader: Hayde F. Galvez, PHD Through genomics-assisted generation of molecular markers and its application in molecular breeding, it is hoped that coconut productivity could be increased from 46 to 150 nuts/tree/year which shall exceed Indias average yield of 77 nuts/tree/year (APCC, 2011). Four projects (Projects 2, 6, 7, and 8) have duration of 5 years and will focus on the use of the molecular markers (generated from the six projects mentioned above) towards marker-assisted selection and molecular breeding of selected coconut varieties, single-cross hybrids and advanced mapping populations from PCA. I bookmarked it to my bookmark site list and will be checking back soon. The modification of traits involve: a. activity 4 by completing the missing letters in each item. Classical breeding practices focus on the mating of organisms with desirable qualities. Solid book for fruits Policy and institutional arrangements for agricultural biotechnologies in the region. CLASSICAL BREEDING Classical breeding practices focus on the mating of organisms with desirable qualities. Policy and institutional arrangements for agricultural biotechnologies in the region. General Biology 2 Module 1 Lesson 1 4 - StuDocu The mutation has been further developed by food geneticists (scientists!) The coconut genomics program is one of the many initiatives of DOST-PCAARRD in connection with Outcome One. The makapuno coconut was launched by the company Makapuno in 2017 and it has seen an increase in demand ever since. A macapuno coconut tree usually bears (a) all nuts macapuno, (b) 50-50 macapuno normal nuts, (c) only few macapuno, most are normal nuts. Kopyor coconut prices reach 10x the price of ordinary coconuts. Genetic engineering involves the direct manipulation of one or more genes. Junk Journal Websites, Genetic Diversity Analysis Of Coconut Eriophyid Mite (Aceria Guerreronis Keifer) (Acari: Eriophyidae) Population Based On Inter Simple Sequence Repeat (ISSR) Markers. Special Features: The Macapuno coconut is a variety that was caused by a genetic mutation in the 1930s. It is a dwarf coconut mutant tree, which used to be Healthcare Industries 2. June 12, 2022 . 2017 Nov 1;6(11):1-11. doi: 10.1093/gigascience/gix095. Not only are field trials underway, but somehow, GM coconuts have found their way into American foods, including dessert items. A traditional combination in Filipino cuisine that is also a common flavoring in various desserts is macapuno and ube halaya (mashed purple yam), a pairing known as "ube macapuno". Callus cultures of numerous species, including a variety of woody and herbaceous dicots and gymnosperms, as well as crown gall tissues, were established as well (23). The macapuno cultivars have protein contents in the range of 9.31-10.85% almost similar to that of normal coconut. Step-1. Macapuno trait in coconuts Classical breeding Teacher Tip: Group the learners into 3s or 4s and allow each group to discuss examples of enhanced animals/ plants. Over many decades, the biology of macapuno coconut, including endosperm anatomy, histology, cytology, physiology, and genetics have been described, while kopyor coconut is still understudied. B a c t e r i o p h a g e s, These are vectors possessing the characteristics of both plasmid & bacteriophages. MeSH CLASSICAL BREEDING 4. Genetic engineering is the method of transferring genes is to move the DNA directly. ABA fruit farm: a case study, Dionne Grace R. Galicia, 1984-. Project Leader: Dr. Hayde F. Galvez Macapuno - Wikipedia These were tested by fourteen laboratories in eleven countries (China, India, Indonesia, the Philippines, Papua New Guinea, Sri Lanka, Vietnam, Brazil, France, Mexico, and Tanzania) in the 1997 global Coconut Embryo Culture Project. Website description Malta's Trade & Investment Business Portal - *****.info. Introducing new genes into plants can involve using the same kind of plant, a different plant, or a different organism, such as a microorganism. Arecaceae; Elite coconut; Endosperm; Fruit; Palm. Outline the steps involved in genetic engineering and discuss the applications o Module 3 Patterns of Electron Flow through Light Reaction Events, General Features of the History of Life on Earth, Microbiology Lec UNIT 1 introduction, Microbiology Lec UNIT 1 introduction.doc. Coconut. ()Characterizes candidate genes for coconut insect resistance and develops DNA markers for use in marker-assisted breeding they knock on the fruit with their bolo knives. Moreover, clear documentation will also be needed for a better comparison. 5.Coconut: Macapuno trait in coconut and high husk content with round and elongated fruit white. . CnMADS1, a MADS transcription factor, positively modulates cell proliferation and lipid metabolism in the endosperm of coconut (Cocos nucifera L.). CLASSICAL BREEDING 1. [1] Macapuno was first described scientifically from wild specimens in 1931 by Edwin Copeland. 125V DC excitation system of CE Casecnan Water and Energy Company, Inc., Ron Reinel Descallar Luclucan 1.2 A, 6 V switching regulator design The final category is traits for industrial processes. CLASSICAL BREEDING 5. Admittedly, this isn't a crop, but it will likely be cultivated like one. Ch07. Coconut Embryo Culture for the Propagation of Macapuno Seedlings [citation needed], It is also known as dong kathi in Cambodia, thairu tengai in India, niu garuk in Papua New Guinea, pia in Polynesia, dikiri pol in Sri Lanka, maprao kathi (Thai: ) in Thailand, and da sp ('wax coconut') in Vietnam. coconut sellers can easily tell the difference by the sound that it makes when Macapuno. Genetic control of fatty acid composition in coconut (Cocos nucifera), African oil palm (Elaeis guineensis), and date palm (Phoenix dactylifera). Difference in terms of price. Cord. It is galactomannan that gives makapuno its jelly-like solid endosperm and highly viscous liquid endosperm. On this Wikipedia the language links are at the top of the page across from the article title. Answer in Genetics for rose #192370 - Assignment Expert Nata de coco, also called coconut gel, is another jelly-like coconut product made from fermented coconut water. A University of the Philippines professor has urged Filipino scientists to develop genetically modified coconut to increase the production of lauric Primary ingredients generally include boiled red mung beans, kidney beans, garbanzos, sugar palm fruit (kaong), coconut sport (macapuno), and plantains caramelized in sugar. Content Posted in 2021 , CAROLINE ILAGAN SISCAR . 425, 4/F National Engineering Center Osmea Avenue corner Agoncillo Street University of the Philippines Diliman 1101, Quezon City National Plant Genetic Resources Laboratory. 2 Multiplication & selection of clones containing the recombinant molecules. The xenia effect may also play a factor in the expression of macapuno phenotypes. 3 Insertion of the selected DNA into a cloning vector to create an rDNA or chimeric DNA. In fact, the majority of soybeans (more than 90%) grown in the U.S. are bioengineered. With the advent of genetic engineering, Burt's idea became reality. Send resume and cover letter to: Sharon Bay, Publisher, San Diego Family, sharon@sandiegofamily.com. In this video, you will find out . Instant access to millions of ebooks, audiobooks, magazines, podcasts and more. Enhancement of Nutrient and Water Use Efficiency Through Standardization of Engineering Support Systems for Precision Farming UPLB Engr. It is woody and perennial with a stem that is erect, unbranched and cylindrical and grows from a single shoot meristem at the apex of the plant. Proj. Crown dense, conical in young and shaded trees, becoming rounded or spreading in the older tree. Introducing new genes into plants can involve using the same kind of plant, a different plant, or a different organism, such as a microorganism. Website description Malta's Trade & Investment Business Portal - *****.info. property for sale sunset harbor nolin lake; macapuno trait in coconuts genetic engineering. Association analysis in a subset of 44 genotypes detected a single SSR locus, CnCir73 (chromosome 1) putatively associated with fruit yield component traits, which corresponded with a previously mapped quantitative trait locus in coconut. An icon used to represent a menu that can be toggled by interacting with this icon. The coconut palm ( Cocos nucifera L.) belongs to the Arecaceae family (Order Arecales) and is the only species of the genus Cocos. I want to know the prize to the market of macapuno? Tanks, contact PCA director Quimpan for available Macapuno seedlings.09303567812roque.general@yahoo.comAvailable in the last week of January, Can I have free macapuno seedlings? As the makapuno trait relates to the expression of a recessive gene or genes, out-crossing between makapuno fruit-bearing . Activate your 30 day free trialto unlock unlimited reading. the time when the Spaniards sugar, coconut milk, and coconut other varieties of vegetables and discovered the Ilocandia. Unauthorized use of these marks is strictly prohibited. Genetic studies of coconuts have also confirmed pre-Columbian populations of coconuts in Panama in South America. Expert Answer. MANILA, Philippines - A University of the Philippines professor has urged Filipino scientists to develop genetically modified coconut to increase the production of lauric acid, a substance found mainly in coconut oil and is used in making soaps, insecticides and cosmetics. Characterizes coconut genes that govern endosperm mutation through transcriptome/gene expression analysis, Coconut Genomics Project 5: Coconut Gene Expression in a Model Monocot Zea mays L.: Proof of Concept of Oil Biosynthesis Macapuno was first described scientifically from wild specimens in 1931 by Edwin Copeland. 1 Unraveling the genetic structure of the coconut scale insect 2 pest (Aspidiotus rigidus Reyne) outbreak populations in the 3 Philippines 4 Joeselle M. Serrana1,3, Naoto Ishitani1,3, Thaddeus M. Carvajal1,3, Billy Joel M. Almarinez2,3, 5 Alberto T. Barrion2,3, Divina M. Amalin2,3 and Kozo Watanabe1,3,* 6 1 Department of Civil and Environmental Engineering, Ehime 334 COCONUT GENETIC RESOURCES Coconut micropropagation C Oropeza 1, E Rillo 2, V Hocher 3 and JL Verdeil 4 1Coconut Researcher, Centro de Investigacin Cientfica de Yucatn (CICY), Mrida, Mxico 2Scientist, Philippine Coconut Authority - Albay Research Centre (PCA-ARC), Guinobatan, Albay, Philippines 3Scientist, LInstitut de Recherche pour le Dveloppement (IRD), The following points highlight the three important characteristics of genetically modified crops (GMC). [4], Macapuno coconuts have a higher sucrose proportion (92% of total sugar) and contain more total amino acids compared with young mature coconuts. MACAPUNO TRAIT IN COCONUT 10. GENETIC ENGINEERING. Coconut meat can also be cut into larger pieces or strips, dried, and salted to make "coconut chips" or "coco chips". These versatile beans may then be used for animal feed, pressed into . A biological and toxicological study of striped rice borer Chilo Suppressalis (Walker), Pensook Ratisoontorn A biological and toxicological study of the true armyworm Pseudaleta separata (Walker), Eliseo PD 729. Macapuno. Accueil; Services; Ralisations; Annie Moussin; Mdias; 514-569-8476 Abraham A, Mathew PM (1963) Cytology of coconut endosperm. Macapuno is not known to many countries, but it is very Project Leader: Dr. Antonio G. Lalusin The lipid content in the flesh is also lower compared to young mature coconut flesh. Project Leader: Dr. Cynthia P. Saloma In most cases, the aim is to introduce a new trait to the plant which does not occur naturally in the species. These protocols were later combined into the improved embryo culture protocol by Areza-Ubaldo, et al. The macapuno coconut, initially identified in the Philippines (Gonzales 1914 cit. Solid book for fruits Agricultural biotechnology in the Asia-Pacific region. Yeast. These beans typically have herbicide-resistant genes inserted into their genetic structure so that farmers can use herbicides to destroy invasive weeds without harming the soybean plant. Epub 2018 Sep 7. It may be due to the fact that macapuno is oily in nature, as the presence of oil causes the rupture of air cells. You can read the details below. 2008ExhibitorsList_kor - Free ebook download as Excel Spreadsheet (.xls), PDF File (.pdf), Text File (.txt) or read book online for free. Macapuno coconut vs regular coconut: How are they different?
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As a part of Jhan Dhan Yojana, Bank of Baroda has decided to open more number of BCs and some Next-Gen-BCs who will rendering some additional Banking services. We as CBC are taking active part in implementation of this initiative of Bank particularly in the states of West Bengal, UP,Rajasthan,Orissa etc.
We got our robust technical support team. Members of this team are well experienced and knowledgeable. In addition we conduct virtual meetings with our BCs to update the development in the banking and the new initiatives taken by Bank and convey desires and expectation of Banks from BCs. In these meetings Officials from the Regional Offices of Bank of Baroda also take part. These are very effective during recent lock down period due to COVID 19.
Information and Communication Technology (ICT) is one of the Models used by Bank of Baroda for implementation of Financial Inclusion. ICT based models are (i) POS, (ii) Kiosk. POS is based on Application Service Provider (ASP) model with smart cards based technology for financial inclusion under the model, BCs are appointed by banks and CBCs These BCs are provided with point-of-service(POS) devices, using which they carry out transaction for the smart card holders at their doorsteps. The customers can operate their account using their smart cards through biometric authentication. In this system all transactions processed by the BC are online real time basis in core banking of bank. PoS devices deployed in the field are capable to process the transaction on the basis of Smart Card, Account number (card less), Aadhar number (AEPS) transactions.